http://www.wilsoncenter.org/index.cfm?essay_id=361250&fuseaction=wq.essay
is a good read for those interested in microfinance.

it presents a more subtle view of how microcredit is working across
the world. also check out http://vsla.net/ for a newer microfinance
model that seems to work better in urban slums and more rural
villages.

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