Reminder: This is today at 12 pm in EEB003.

Here is the webcast link as usual:

On Fri, Mar 2, 2018 at 1:32 PM, Esther Jang <>

> Please join us for the last Change Seminar of the quarter on Tuesday
> 3/6/2018 in *EEB 003*.
> *Who*: Lubna Razaq, Director of the ITU FinTech Center
> *What*: *Digital Financial Services Research in Pakistan: Information
> Technology University's FinTech Center, Academia, and Industry*
> *When: *Tuesday, March 6th, 12-1 PM
> *Where*: EEB 003
> *Abstract:*
> Pakistan has one of the lowest financial inclusion ratios in the world.
> Mobile Financial Services have been around for some time but their uptake
> has been very low in Pakistan. Gaps exist in almost all verticals of
> financial services, with some segments of the population more excluded than
> others. This requires special attention. The ITU FinTech Center conducts
> research to create solutions for problems that hinder scaling and adoption
> of Digital Financial Services in Pakistan. The FinTech Center's Director,
> Lubna Razaq, will be talking about the financial services landscape in
> Pakistan, the DFS research being carried out at the FinTech Center in
> collaboration with DFSRG at UW, learnings from conducting research in the
> regulated financial space, and working with the industry on research and
> development.
> *Profile:*
> Lubna is the Director of the FinTech Center at Information Technology
> University in Lahore, Pakistan. She is a financial technology professional
> with experience in product development, business development, and
> consulting. Before taking her position at ITU, Lubna was part of
> FinSurgents, a Singapore-based FinTech consulting firm, where she led
> in-depth studies into the FinTech ecosystem of Pakistan in comparison with
> global hubs. This work produced a ‘Roadmap for FinTech ecosystem
> development in Pakistan’ and a ‘Framework for Karandaaz Pakistan’ to invest
> into FinTech startups. She acted as adviser to the local regulator on
> FinTech regulations around the world. Prior to joining FinSurgents, Lubna
> worked for Vopium, based in Denmark, on all facets of IR value chain-
> cash-in, cash out, European payment regulations, international transfers,
> digital KYC and AML for online channels. The main focus of her work on IR
> has been on EU to Pakistan corridors.
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