This upcoming talk about M-Shwari may be relevant to many of us.

---------- Forwarded message ---------
From: Rachel Heath <>
Date: Wed, Dec 5, 2018 at 2:58 PM
Subject: [jsde] Prashant Bharadwaj -- Joint Seminar in Development
Economics -- December 10
To: <>, <>, <

Please join us *Monday, December 10 *for the Joint Seminar in Development
Economics with Prashant Bharadwaj from UCSD. The seminar is from *11:00am -
12:30pm in Savery 410.* Title and abstract below. We hope to see you there!

Sign up here to meet Prashant, or go to lunch here


Can Digital Loans Deliver?
Take Up and Impacts of Digital Loans in Kenya
(with William Jack and Tavneet Suri)

Developing world lenders are taking advantage of fintech tools to create
fully digital loans on mobile phones. We investigate the take up and
impacts of one of the most popular digital loan products, M-Shwari in
Kenya, using a regression discontinuity design. While 34% of those eligible
for the loan take it, this does not substitute for other formal or informal
credit. The loans improve household resilience against shocks and increase
their propensity to spend on education. These digital loans could therefore
be an important way to improve financial access, but they are not a panacea
for greater credit market failures.


Rachel Heath
Associate Professor of Economics
Milliman Distinguished Scholar
University of Washington
jsde mailing list
change mailing list

Reply via email to