[Chevelle-List] Apprasial and insurance

[Keith Cooper]

I went to my insurance company last week to insure my 1971 Chevelle for it's real value. The car has been completely restored inside and out. My insurance company is State Farm. I have been with State Farm for 15 years. My house is also insured with them. They told me that they could not put a declared value on a 1971 car. I would only get the blue book value for the car. They did take pictures of the car. They did say that I could and recommended that I get a private appraisal on the car. She gave me the name of a man who works for a company which appraises car. The insurance company will honor the appraisal value stated by this company. I called the man and he stated that it cost 125.00 dollar for the appraisal. They record all the numbers from the block,head, transmission,rear end etc. They go completely throughout the inside and out and spend about 1 1/2 hour looking at the car. He stated that three certificate will be issued on the appraisal. What do you think about this process or should I look at another way to insure my car.? Keith   See my Chevelle: http://home.mindspring.com/~keithc/index.html