First Make the adjuster's job easy.
Provide him or her with 2 appraisals of the car. This
makes it easier for them to go to their boss who has to sign the check.
Most of them just want your case to go away as quickly as possible. If you give
them the ammo, they can do their job better.
Certain carriers are worse than others and there is nothing
short of a lawsuit that will enforce your rights with some of them. But
most of them are decent and if you've got you're back up, you will do
fine.
I suggest you treat the adjuster as what they are... A
low level functionary in a corporate wheel who is between a rock and a hard
place (you and their boss) when it comes to justifying your claim. To
you're average adjuster your 1969 elky is just an old pile of junk with salvage
value of its weight in steel.
You ultimately will have to justify its value (either to an
adjuster or to a court) and you can best do that by having a certified car
appraisal, in writing, done every few years. That way you can show what
the market is for the vehicle and prove the amount of loss.
Its not a bad idea for everyone to consider in case you should
"bump" into that 17 year old who hasn't quite perfected that heal/toe
brake/shift on his worked Passat.
And btw, that nada ferguson, is no relation.
Sorry for your loss,
Paul G. Ferguson
Attorney At Law
185-01 Union Turnpike
Fresh Meadows, NY 11366
718 454-1800
fax 454-1876
[EMAIL PROTECTED]
Attorney At Law
185-01 Union Turnpike
Fresh Meadows, NY 11366
718 454-1800
fax 454-1876
[EMAIL PROTECTED]
