Although they aren't in LA, you might want to call the UC Veterinary 
Medicine Center, San Diego and explain what is going on.  You can 
tell them about Daisy and ask if they will accept payment over time 
to pay for her required C-section.  In my experience, most 
University, teaching, vet hospitals will do this.  However, since San 
Diego is a drive for you (providing they can work with you 
financially), you probably will have to schedule a C-section for 
before she goes into strong, active labor.  Give The University Vet 
hospital a call and discuss everything with them in detail.  They 
usually have a finance department that takes care of extended payments.

http://www.vetmed.ucdavis.edu/ucvmc_sd/

The other possibility is to talk to your own vet again about making 
payments over time.  If you've been a client for some time, he would 
have to be very cold hearted to just let your Chihuahua 
die.  Especially since he knows in advance what the situation is.

A third possibility is to put the cost of the surgery on a Credit 
Card and pay it off over time (with interest of course).  That's what 
I do if my bills (at vets other than my regular one) exceed what I 
have saved.  I always try to keep at least $2000 set aside for vet 
emergencies, but the way things are these days, even that can quickly 
be depleted.

Since you still have a few days to get things in order, there must be 
some way that you can find to delay payment of a 
huge-one-time-vet-bill and then gradually pay it off yourself over time.

I find it sad that more & more vets are becoming more concerned about 
immediate payment than they are about the welfare of the 
animals.  However, there are still options open for you to be able to 
be able to pay for Daisy's C-section.  Wish you have started to look 
into this matter weeks ago when she first got bred.  Then, there 
would have been no doubt that something with someone could have been arranged.

Liz



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