I did.and they just said.'well, nobody can withdraw from a mortgage account' I was already done with them.just waiting for the other bank to get a few more approvals. Oh.yeah.no one can take out of my mortgage, but perhaps this was some sort of inside job to transfer over the mortgage and then eventually be able to do something with the deed and the county for the ownership.I just don't trust anyone anymore!
I have heard that Wells Fargo and Bank of America were both cited after that time for not using the government dollars that they received to help those with mortgages that couldn't keep the current loan conditions due to loss of job or other things. I bought my house when I was working.two months later I went on disability and have not, and will not, recover. Somehow I don't see amending a mortgage that is only three years old by adding the ridiculous fee for them to do it, and then my payment would have been almost the very same amount! I am trying the best that I can with SS Disability paying me less a month than my mortgage costs me. I still have all the utilities, food for me, my medical insurance and copays, Dolly &Desi's vet bills and food, and on and on. I think maybe the problem was that I kept taking out of my savings to make my payments so they didn't see that I couldn't pay the mortgage.savings don't last for 27 years! Well.I found someone to help me, and he said that they like Wells Fargo because they have been rewriting so many mortgages for WF and BofA because neither were doing what they were supposed to do. From: [email protected] [mailto:[email protected]] On Behalf Of ann banks Sent: Monday, February 28, 2011 1:42 PM To: [email protected] Subject: Re: [Chihuahuas] Asking for prayers I would march in to the manager and raise he--. This so wrong!!! On Mon, Feb 28, 2011 at 3:36 PM, Joan Croft <[email protected]> wrote: Yeah. Then to top it off, I was in the bank about two weeks before my other loan was ready to sign, and the guy at the desk was pulling up my accounts because I wanted to make a deposit and didn't have a deposit slip. As he pulled it up, I notice someone else's name on one of my accounts. I went ballistic.I don't know who that person is.and it was on my mortgage!!!! The guy was very nice and for about three hours he was on hold with every dept that transferred him to another dept and on and on. How hard is it to find out why someone else's name is on my mortgage account? From: [email protected] [mailto:[email protected]] On Behalf Of ann banks Sent: Monday, February 28, 2011 12:24 PM To: [email protected] Subject: Re: [Chihuahuas] Asking for prayers crummy banks--my opinion Ann On Mon, Feb 28, 2011 at 2:51 PM, Joan Croft <[email protected]> wrote: I had Wells Fargo and they did NOTHING to help me. They would send me forms after they talked to me, and then they would say they couldn't do anything. Oh.they would if I paid them 1,700 up front for them to draw up papers! Useless bank. One of my friend's husband is a Loan Officer and he got me a better rate and redid my mortgage so that my payments would be less. From: [email protected] [mailto:[email protected]] On Behalf Of ann banks Sent: Monday, February 28, 2011 5:15 AM To: [email protected] Subject: Re: [Chihuahuas] Asking for prayers My son is Senior VP with a bank and they will do everything possible to avoid foreclosure. Foreclosed homes are hard to resell and banks really don't want to and would rather the home owner keep them. Why will the mortgage holder not work with you? I hope things work out. Ann On Sun, Feb 27, 2011 at 7:32 PM, Deanna Corey <[email protected]> wrote: Carol....you have my prayers!!!! We went through this just recently...upside down on the mortgage...etc...they just gave us a loan mod...my hubby took a $40,000 a year pay cut....i was really scared but it all workd out ok. We were ready to live in the car...the babies were not going anywhere!!!! BUt they dropped our interest rate to 4.2 and forgave the 8 months past due payments. I am so thankful because I really didnt want to live in the car and where would we go with 8 dogs, 2 big parrots and a cat??? It is so scary!!!! I think CA is really in a huge mess so this is happening to a lot of people. The good thing??? I guess if you want to call it a good thing...no one wants our house in the mountains...with fires...mountains falling down,...roads gone...gas going up... the bank couldnt even come close to breaking even...better to keep us in it for them...and for us! I will pray you find just what you need...i do know that when the Lord closes a window there is a door opening! He may have something just perfect for all your babies!!! I personally think you should move her to theCA mountains and live in the empty house next to me...what great fun we would have!!!!! Waggin' Tails in The Dog Park, Deanna DeannasPack2Ani-CaNb-1v9-1 <http://xa.yimg.com/kq/groups/247842/sn/1754783897/name/DeannasPack2Ani-CaNb -1v9-1.jpg> and The Dog Park Pack: Nugget, Shuai-Li, Mouse, Myrtle, Mable, Madison and Caleb and honorary non-dog members of The Dog Park: Stella-Macaw, Stanley-Amazon, Miles the cat www.joys4toys.com <http://www.joys4toys.com/> _____ From: Carol Smet <[email protected]> To: [email protected]; In the dog park <[email protected]> Sent: Sun, February 27, 2011 3:43:28 PM Subject: [Chihuahuas] Asking for prayers Without getting into details I wanted to ask everyone on this wonderful group/groups to please include my husband and babies in your prayers. We have been upside down in our mortgage and since last January trying to work something out with the bank. I lost over $1200 in income and so the bank don't feel the need to help us. They gave us the final ruling Friday (in court) that they will go ahead with the foreclosure and our house is slated for auction on April 20th. As everyone knows I have 11 chi's and 2 labs. We also have 2 cats and a cute hermit crab rescue. (long story about the crab) Anyway, we live in the country and my dogs have never been an issue. Now we are forced to find a rental home and they are a huge issue. I keep my babies cleaner than most people keep their children. My home is clean and I clean my carpet as often if not more so than most vacuum. Non the less we are having a hard time with this issue. So I thought if we all pray for a solution surely one will come. I don't think the lord would let all these little ones down and I refuse to let even one go. That is not even an option. I would take them and live in the Escape first! So please include us in your prayers. Thank you, Carol and crew PS if you know anyone in or around my area that has a rental please let me know ASAP. ;-) -- Carol Muchacha, Bella Rose, Chibbie, Blue, Cooper, Ruth Anne, Gracie, ChiChi, Granny, Holly Noel and Maxx -- Ann -- Ann -- Ann
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