Thank you Quinn for the information. I think I am going to try and put a little a way each pay check for now. When & if I get full time hours again, then maybe I will look more in to it. :-)
Beth ________________________________ From: Quinn <[email protected]> To: [email protected] Sent: Monday, November 14, 2011 1:40 PM Subject: [Chihuahuas] Re: Pet Insurance ? this is good timing for me to talk about pet insurance. Since Rylie was my first dog ever, I signed up for pet insurance as soon as I adopted her. When we brought George home, I immediately added him. George has been part of our family for a little over 6 months, and a few weeks ago he started limping and picking up his back legs, his lameness was getting progressively worse by the day :( He is at the hospital this very moment getting ready for bilateral patellar luxation surgery. For me, in this instance, my pet insurance is going to be a lifesaver. I have trupanion. It does not cover shots or preventative/initial vet visits. After the initial visit, they cover 90% of costs including meds, labs, xrays, surgery, follow-up, hospital charges. Until now, I think I have probably broke even, only needing it for blood tests and treatment for Rylie for an eye infection and a UTI. You can chose any vet, and they have just added an alternative medicine rider, which covers chiropractic, acupuncture, massage, physical therapy and hydrotherapy. The 90% is after the deductible, which you choose and which your monthly payment is based on (along with age/breed at time of sign up). My deductible is $100 and my monthly payment is $37 for George, $44 for Rylie (she was older when I brought her home). So, for this particular surgery, the cost is approx $4600, so my part will only be around $200 ($100 deductible, $65 initial visit, $25 soft cone) whew.
