I had insurance when I needed coverage I was given the run around. I had to send innumerable letters, doctors copies, etc etc and eventually was denied anyway. I just thin you're better off setting up a little slush fund that will earn you money. The company I tried was one of the top companies. My dog had a luxating patellae. The injury I was claiming for had nothing to do with this condition but they used that as a loop hole somehow despite my doctors explaining that issue to them.
