Refleksi : Agaknya pencuri  Bank Pencuri, Jakarta, lebih hebat dari oknom dalam 
cerita  dibawah ini, karena segala aparat negara negara termasuk Mr Pacitstan 
pun terlibat.  


http://www.theage.com.au/world/bogus-banker-hides-millions-20091117-ikaq.html


Bogus banker hides millions
PHILLIP INMAN, LONDON
November 18, 2009 
THE tools of his trade were simple enough as he made calls to banks from an 
internet cafe, putting on different accents to bamboozle staff, who believed he 
was an executive seeking an extension for an overdraft.

But for Frageand Nassem, that was all he needed to commit remarkable fraud. 
Over four years, the 32-year-old managed to swindle £8 million ($A14 million) 
out of British banks, adopting Scottish, Pakistani and other accents as he 
impersonated executives and bank managers.

Using information he gleaned from company accounts, he tricked banking giants, 
including HSBC and RBS, to transfer funds from accounts with existing clients 
into accounts he'd set up for himself using bogus details. And then the money 
disappeared.

Nassem, from Edinburgh, took such delight in his tricks that he'd call his 
victims afterwards and laugh at them - having made sure that he'd left no 
tracks for the banks to follow. He was eventually caught when he attempted an 
even more outrageous fraud: he tricked foreign currency traders at RBS to use 
an account run by the Bank of Korea to buy $US170 million ($A160 million). But 
he was unable to unlock the cash for himself after he failed to find a way of 
opening a dollar account to access the funds.

For a man with such an ingenious criminal mind, he was caught out by the 
simplest of mistakes - he rang his mother from a phone he used to dupe the 
banks.

Nassem was jailed for nine years on Monday and was warned by Judge Timothy 
Stowe that he faced a further 10 years inside unless he revealed what he had 
done with the money he stole.

Police described him as a ''smart, articulate and arrogant young man'' who 
understood the inner working of international banks and how they could be 
defrauded of funds. The long-term and often subtle methods he used to extract 
small amounts of information were ''extraordinary''.

Detectives suspect he was responsible for other similar frauds. But although 
they were delighted to have caught Nassem, they still have no idea where the 
cash has gone.

He spent little of the money on himself. He maintained a five-bedroom house in 
Livingston, Scotland, and leased a Range Rover, but there was little evidence 
of a lavish lifestyle.

Millions of pounds remain unaccounted for, the police said, mostly, it is 
believed, in foreign bank accounts.

GUARDIAN

Kirim email ke