I do remember a C&C partnership where one of the partners disappeared to South 
America with the boat!
The boat did eventually come back to Annapolis.

Joe Della Barba Coquina

-----Original Message-----
From: CnC-List [mailto:[email protected]] On Behalf Of Dennis C.
Sent: Thursday, March 28, 2013 12:56 PM
To: [email protected]
Subject: Re: Stus-List CnC-List Digest, Vol 86, Issue 112 - Owner financing

In this case, the seller does have first loss payable on the insurance. 

Dennis C.
Touché 35-1 #83
Mandeville, LA

Sent from my iPhone

On Mar 28, 2013, at 10:59 AM, "Randall Walford" <[email protected]> wrote:

> A trawler - or any powerboat - is probably less likely to go far from 
> home than a sailboat given the costs involved. But the security of a 
> mortgage assumes the asset ( boat) is tied at the dock and will be 
> easy to seize and re-sell in the event of default. I wouldn't be so sure that 
> is the case.
> Heaven help you if the new owner ships out. Due diligence would 
> require looking at home ownership, jobs of borrowers, and taking 
> collateral security. Being a co-insured is not good enough - you need 
> to have 'first loss payable ' status on the insurance policy.
> 
> In all cases return follows risk...there is a reason why the bank 
> won't lend the buyer the $. Getting 6% is little comfort if the 
> security moves to South America or heaven knows where...
> 
> Randall E. Walford MBA LL.B., Esq
>   2. Re:  Selling your old boat ([email protected])
> 
> 
> 
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