All this talk about when to go; there's a striking clip of Laura Dekker in this month's sailing World, which is exactly on point; she make us guys look like pikers.....open the video and just listen to what she says, it worth the effort....
http://www.sailingworld.com/blogs/news/best-sailing-movie-ever-take-two?cmpid=enews021114&spPodID=030&spMailingID=19541142&spJobID=260694143&spReportId=MjYwNjk0MTQzS0 Richard 1985 37 CB; Richard N. Bush Law Offices 2950 Breckenridge Lane, Suite 9 Louisville, Kentucky 40220 502-584-7255 -----Original Message----- From: JK2 <[email protected]> To: cnc-list <[email protected]> Sent: Tue, Feb 11, 2014 1:44 pm Subject: Re: Stus-List when to go cruising Curt: You can always pull it off. You would be astounded by what some people are ruising in and for how little (especially the French). With that said - if it ere easy everyone would do it. The best way to plan is to take the word cruise out of it. Too personal. What ould you do if you lost your job tomorrow and knew you would be unemployed for -2 years? What changes would you make to your budget? We found our overall udget changed very little when cruising. It was just spent differently. Also ow, where and what you cruise will often determine cost. Rental income while cruising (net of the two) - a huge plus on't hit the 401k orking while cruising - possible but a lot of people try to do that. Special kills are useful. Consult for your current company? Why not try a shorter cruise first - maybe just a year. You'll have a much etter sense of what it's all about and know if both you and your wife want the ifestyle. A lot of people hate it very quickly. Can you take a sabbatical rom work? Can you take several weeks vacation in the winter? Don't get hung up on going forever. pm me if you like - advice is free and worth every cent. John ent from my iPad > On Feb 11, 2014, at 12:46 PM, Curtis <[email protected]> wrote: Thanks for the support guys. I have a great little boat in the "East Coast lady" the problem is, we had a plan to leave in a 5 year time frame and now the last daughter has been excepted to the university of South Carolina and "Mama" thinks we should pay for it out of our 401-K. I don't know how to fix this one! I think it will change the dynamics of the relationship of the cruise. We may not be able to retire early or at all for that matter. I had a plan to leave in 2018 or 2019 at the age of 55. That would give me 5 years to cruise and make our way by savings and side work. We also will have 2 rental properties. The daughter's school will set us way back on the time frame. Do you have any advice on how to overcome this hurdle? It could this costing us at least a 3 year cruising kitty. It's not that I don't want to send my girl to a good school. I will just have to give up my 40 year dream to do it? Your post just made this a little real for me. I did not mean to spat off. So Here is the lay out. 1) Primary resident $205,000 very good rentable property "was planning to rent when we sail" 2) Rental property paid off $85,000 collecting $725.00 a month "Will continue to rent when we sail" 3) Rental property $95,000 rented but not enough to cover mortgage. "Will sell for a loss" 4) $300,586.58 in $401-K can't touch till age 62 without penalty. 'Start collecting after 5 year sail" 5) Savings $15,000 roughly. 6) Both the wife and I are fully vested in the SS program. Not sure how to pull this off. Very disheartened > _______________________________________________ his List is provided by the C&C Photo Album ttp://www.cncphotoalbum.com [email protected]
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