Don - 
I saw similar results yesterday when going with Progressive v Geico.  The repairs wanted exceeded the boat value - and oddly the surveyor commented how well-kept the boat was. 
Think I will explore the USAA option once I get some
Breathing room. 
Tom

Sent from my iPhone

On Mar 18, 2026, at 10:09 PM, Don Kern via CnC-List <[email protected]> wrote:

 Dennis

GEICO also required that i get survey by Feb. 11th to re-insure my 1974 C&C 35.  After I got the new policy, which raised my rate and placed the boats value below the survey's median value, I drop Geico.  Using the same survey, the boat is now insured with USAA/Markel at a significantly lower premium at a value slightly above the surveyor's median but also above GEICO's value that it had been insured for the last 8 years.

Don Kern
Fireball, C&C 35 Mk2
Bristol, RI



On 3/18/2026 11:52 AM, Dennis C. via CnC-List wrote:
Several boat owners in my area use smaller independent insurers.  Check around.  You don't necessarily have to go with one of the "big" companies.

Unfortunately not available to all but Touche' is insured through USAA.  My policy is actually a legacy policy underwritten by USAA itself.  I think USAA now uses Progressive which might be a slight recommendation for Progressive.  So, my point is to get a quote from Progressive.

--
Dennis C.
Touche' 35-1 #83
Mandeville, LA

On Wed, Mar 18, 2026 at 9:19 AM Thomas Perison via CnC-List <[email protected]> wrote:
Good morning all -
I know this isn’t a new topic, but given the semi-recent requirement for V & C independent surveys for insurance, I’m shopping for an alternative to Geico. 
Recently received instructions from them to completely open up / “repair” about 4’ of my stbd topside due to a somewhat higher moisture reading. Even the surveyor said it wasn’t an issue.
I could go on belly-aching about other ‘directives’ from them, but suffice to say am looking for your   collective wisdom …and other companies !
V/R
Tom
Therapy
1984 29-2
Buffalo NY




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November is the time of the year when my Internet bills come in.  It's also the time when you can show your appreciation of this list and the C&C Photo Album.  Please help by making a small contribution using PayPal at:  https://www.paypal.com/paypalme/stumurray  All contributions are greatly appreciated.
November is the time of the year when my Internet bills come in.  It's also the 
time when you can show your appreciation of this list and the C&C Photo Album.  
Please help by making a small contribution using PayPal at:  
https://www.paypal.com/paypalme/stumurray  All contributions are greatly 
appreciated.

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