angelboxes commented on issue #592: FINERACT-614: Rates Module
URL: https://github.com/apache/fineract/pull/592#issuecomment-514399238
 
 
   > @vishwasbabu , @vorburger
   > 
   > What needs to be done to merge this. I dont understand the use case.
   > 
   > Will there be a problem if @angelboxes merges this?
   > 
   > @angelboxes is there a UI or Doc for this which one can look and see how 
to use the feature and review?
   
   Hi @awasum I opened this pull request as a follow up for [Pull Request 465 
](https://github.com/apache/fineract/pull/465). You may get a bigger idea about 
this if you check that pull request. If you want a more detailed I may try to 
update it.
   
   The general idea for the Rates Module is that rate amounts can be associated 
to a description and later be used to set the nominal interest rate used to 
create a loan.
   
   For our business the nominal interest rate, is calculated by adding multiple 
rate previously defined, for example: let's say I have a specific rate for 
widowed people of 8%, a specific rate for college students of  7 % and a 
general rate for all of our clients of 6 % . When a widowed person comes and 
asks for a loan I may have choose the widowed rate and general rate to get the 
rate of  14%. These rates also help us restrict the interest amount that can be 
set when creating a new loan account beyond the min and max values.
   
   This changes are mostly reflected in the Mifos UI because we didn't wanted 
to change a lot of how Fineract works actually. However the amount of files 
changed and added here may be overwhelming for some but all previous reviews 
have improved the idea we had initially about this module.  
   

----------------------------------------------------------------
This is an automated message from the Apache Git Service.
To respond to the message, please log on to GitHub and use the
URL above to go to the specific comment.
 
For queries about this service, please contact Infrastructure at:
[email protected]


With regards,
Apache Git Services

Reply via email to