nikpawar89 commented on a change in pull request #1235:
URL: https://github.com/apache/fineract/pull/1235#discussion_r546415588



##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/data/CreditBureauConfigurations.java
##########
@@ -0,0 +1,25 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.creditbureau.data;
+
+public enum CreditBureauConfigurations {
+
+    THITSAWORKS, subscriptionId, subscriptionKey, userName, password;

Review comment:
       enum values should be all caps

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/domain/CreditReport.java
##########
@@ -0,0 +1,63 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.creditbureau.domain;
+
+import javax.persistence.Basic;
+import javax.persistence.Column;
+import javax.persistence.Entity;
+import javax.persistence.FetchType;
+import javax.persistence.Table;
+import 
org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+import org.slf4j.Logger;
+import org.slf4j.LoggerFactory;
+
+@Entity
+@Table(name = "m_creditreport")
+public final class CreditReport extends AbstractPersistableCustom {
+
+    @Column(name = "creditBureauId")
+    private Long creditBureauId;
+
+    @Column(name = "nrc")
+    private String nrc;

Review comment:
       you can rename nrc to nationalID to make it sound as generic

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/api/CreditBureauIntegrationAPI.java
##########
@@ -0,0 +1,160 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.infrastructure.creditbureau.api;
+
+import com.google.gson.Gson;
+import io.swagger.v3.oas.annotations.Parameter;
+import java.util.Arrays;
+import java.util.Collection;
+import java.util.HashSet;
+import java.util.Map;
+import java.util.Set;
+import javax.ws.rs.Consumes;
+import javax.ws.rs.DELETE;
+import javax.ws.rs.GET;
+import javax.ws.rs.POST;
+import javax.ws.rs.Path;
+import javax.ws.rs.PathParam;
+import javax.ws.rs.Produces;
+import javax.ws.rs.QueryParam;
+import javax.ws.rs.core.Context;
+import javax.ws.rs.core.MediaType;
+import javax.ws.rs.core.UriInfo;
+import org.apache.fineract.commands.domain.CommandWrapper;
+import org.apache.fineract.commands.service.CommandWrapperBuilder;
+import 
org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
+import org.apache.fineract.infrastructure.core.api.ApiRequestParameterHelper;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import 
org.apache.fineract.infrastructure.core.serialization.ApiRequestJsonSerializationSettings;
+import 
org.apache.fineract.infrastructure.core.serialization.DefaultToApiJsonSerializer;
+import org.apache.fineract.infrastructure.creditbureau.data.CreditReportData;
+import 
org.apache.fineract.infrastructure.creditbureau.service.CreditReportReadPlatformService;
+import 
org.apache.fineract.infrastructure.creditbureau.service.CreditReportWritePlatformService;
+import 
org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.slf4j.Logger;
+import org.slf4j.LoggerFactory;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.context.annotation.Scope;
+import org.springframework.stereotype.Component;
+import org.springframework.web.bind.annotation.RequestParam;
+
+@Path("/creditBureauIntegration")
+@Component
+@Scope("singleton")
+public class CreditBureauIntegrationAPI {
+
+    private static final Set<String> RESPONSE_DATA_PARAMETERS = new 
HashSet<>(Arrays.asList("id", "creditBureauId", "nrc", "creditReport"));
+
+    private final PlatformSecurityContext context;
+    private final DefaultToApiJsonSerializer<CreditReportData> 
toCreditReportApiJsonSerializer;
+    private final PortfolioCommandSourceWritePlatformService 
commandsSourceWritePlatformService;
+    private final ApiRequestParameterHelper apiRequestParameterHelper;
+    private final CreditReportWritePlatformService 
creditReportWritePlatformService;
+    private final CreditReportReadPlatformService 
creditReportReadPlatformService;
+    private final DefaultToApiJsonSerializer<CreditReportData> 
toApiJsonSerializer;
+    private static final Logger LOG = 
LoggerFactory.getLogger(CreditBureauIntegrationAPI.class);
+
+    @Autowired
+    public CreditBureauIntegrationAPI(final PlatformSecurityContext context,
+            final DefaultToApiJsonSerializer<CreditReportData> 
toCreditReportApiJsonSerializer,
+            final PortfolioCommandSourceWritePlatformService 
commandsSourceWritePlatformService,
+            final ApiRequestParameterHelper apiRequestParameterHelper,
+            final CreditReportWritePlatformService 
creditReportWritePlatformService,
+            final CreditReportReadPlatformService 
creditReportReadPlatformService,
+            final DefaultToApiJsonSerializer<CreditReportData> 
toApiJsonSerializer) {
+        this.context = context;
+        this.toCreditReportApiJsonSerializer = toCreditReportApiJsonSerializer;
+        this.commandsSourceWritePlatformService = 
commandsSourceWritePlatformService;
+        this.apiRequestParameterHelper = apiRequestParameterHelper;
+        this.creditReportWritePlatformService = 
creditReportWritePlatformService;
+        this.creditReportReadPlatformService = creditReportReadPlatformService;
+        this.toApiJsonSerializer = toApiJsonSerializer;
+
+    }
+
+    @POST
+    @Path("creditReport")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    public String postCreditReport(@Context final UriInfo uriInfo, 
@RequestParam("params") final Map<String, Object> params) {

Review comment:
       this should be fetch credit report not post

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/api/CreditBureauIntegrationAPI.java
##########
@@ -0,0 +1,160 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.infrastructure.creditbureau.api;
+
+import com.google.gson.Gson;
+import io.swagger.v3.oas.annotations.Parameter;
+import java.util.Arrays;
+import java.util.Collection;
+import java.util.HashSet;
+import java.util.Map;
+import java.util.Set;
+import javax.ws.rs.Consumes;
+import javax.ws.rs.DELETE;
+import javax.ws.rs.GET;
+import javax.ws.rs.POST;
+import javax.ws.rs.Path;
+import javax.ws.rs.PathParam;
+import javax.ws.rs.Produces;
+import javax.ws.rs.QueryParam;
+import javax.ws.rs.core.Context;
+import javax.ws.rs.core.MediaType;
+import javax.ws.rs.core.UriInfo;
+import org.apache.fineract.commands.domain.CommandWrapper;
+import org.apache.fineract.commands.service.CommandWrapperBuilder;
+import 
org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
+import org.apache.fineract.infrastructure.core.api.ApiRequestParameterHelper;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import 
org.apache.fineract.infrastructure.core.serialization.ApiRequestJsonSerializationSettings;
+import 
org.apache.fineract.infrastructure.core.serialization.DefaultToApiJsonSerializer;
+import org.apache.fineract.infrastructure.creditbureau.data.CreditReportData;
+import 
org.apache.fineract.infrastructure.creditbureau.service.CreditReportReadPlatformService;
+import 
org.apache.fineract.infrastructure.creditbureau.service.CreditReportWritePlatformService;
+import 
org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.slf4j.Logger;
+import org.slf4j.LoggerFactory;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.context.annotation.Scope;
+import org.springframework.stereotype.Component;
+import org.springframework.web.bind.annotation.RequestParam;
+
+@Path("/creditBureauIntegration")
+@Component
+@Scope("singleton")
+public class CreditBureauIntegrationAPI {
+
+    private static final Set<String> RESPONSE_DATA_PARAMETERS = new 
HashSet<>(Arrays.asList("id", "creditBureauId", "nrc", "creditReport"));
+
+    private final PlatformSecurityContext context;
+    private final DefaultToApiJsonSerializer<CreditReportData> 
toCreditReportApiJsonSerializer;
+    private final PortfolioCommandSourceWritePlatformService 
commandsSourceWritePlatformService;
+    private final ApiRequestParameterHelper apiRequestParameterHelper;
+    private final CreditReportWritePlatformService 
creditReportWritePlatformService;
+    private final CreditReportReadPlatformService 
creditReportReadPlatformService;
+    private final DefaultToApiJsonSerializer<CreditReportData> 
toApiJsonSerializer;
+    private static final Logger LOG = 
LoggerFactory.getLogger(CreditBureauIntegrationAPI.class);
+
+    @Autowired
+    public CreditBureauIntegrationAPI(final PlatformSecurityContext context,
+            final DefaultToApiJsonSerializer<CreditReportData> 
toCreditReportApiJsonSerializer,
+            final PortfolioCommandSourceWritePlatformService 
commandsSourceWritePlatformService,
+            final ApiRequestParameterHelper apiRequestParameterHelper,
+            final CreditReportWritePlatformService 
creditReportWritePlatformService,
+            final CreditReportReadPlatformService 
creditReportReadPlatformService,
+            final DefaultToApiJsonSerializer<CreditReportData> 
toApiJsonSerializer) {
+        this.context = context;
+        this.toCreditReportApiJsonSerializer = toCreditReportApiJsonSerializer;
+        this.commandsSourceWritePlatformService = 
commandsSourceWritePlatformService;
+        this.apiRequestParameterHelper = apiRequestParameterHelper;
+        this.creditReportWritePlatformService = 
creditReportWritePlatformService;
+        this.creditReportReadPlatformService = creditReportReadPlatformService;
+        this.toApiJsonSerializer = toApiJsonSerializer;
+
+    }
+
+    @POST
+    @Path("creditReport")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    public String postCreditReport(@Context final UriInfo uriInfo, 
@RequestParam("params") final Map<String, Object> params) {
+
+        Gson gson = new Gson();
+        final String json = gson.toJson(params);
+        final CommandWrapper commandRequest = new 
CommandWrapperBuilder().getCreditReport().withJson(json).build();
+
+        final CommandProcessingResult result = 
this.commandsSourceWritePlatformService.logCommandSource(commandRequest);
+        return this.toCreditReportApiJsonSerializer.serialize(result);
+
+    }
+
+    // saves fetched-creditreport into database
+    @POST
+    @Path("saveCreditReport")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    public String saveCreditReport(@Parameter(hidden = true) final String 
apiRequestBodyAsJson,
+            @QueryParam("creditBureauId") @Parameter(description = 
"creditBureauId") final Long creditBureauId,
+            @QueryParam("creditReportNumber") @Parameter(description = 
"creditReportNumber") final String creditReportNumber) {
+
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .saveCreditReport(creditBureauId, creditReportNumber) // 
creditReportNumber is a NRC number for
+                                                                      // 
Thitsawork
+                .withJson(apiRequestBodyAsJson) // apiRequestBodyAsJson is a 
creditReport
+                .build(); //
+
+        final CommandProcessingResult result = 
this.commandsSourceWritePlatformService.logCommandSource(commandRequest);
+        return this.toCreditReportApiJsonSerializer.serialize(result);
+
+    }
+
+    // fetch saved creditReports(NRC) from DB by creditBureauId, to select for 
downloading and deleting the reports
+    @GET
+    @Path("creditReport/{creditBureauId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    public String getSavedCreditReport(@PathParam("creditBureauId") 
@Parameter(description = "creditBureauId") final Long creditBureauId,
+            @Context final UriInfo uriInfo) {
+
+        this.context.authenticatedUser();
+
+        final Collection<CreditReportData> creditReport = 
this.creditReportReadPlatformService.retrieveCreditReport(creditBureauId);
+
+        final ApiRequestJsonSerializationSettings settings = 
this.apiRequestParameterHelper.process(uriInfo.getQueryParameters());
+        return this.toApiJsonSerializer.serialize(settings, creditReport, 
RESPONSE_DATA_PARAMETERS);
+
+    }
+
+    // deletes saved creditReports from database
+    @DELETE
+    @Path("deleteCreditReport/{creditBureauId}")

Review comment:
       rename creditBureauID to creditReportID

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/api/CreditBureauIntegrationAPI.java
##########
@@ -0,0 +1,160 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.infrastructure.creditbureau.api;
+
+import com.google.gson.Gson;
+import io.swagger.v3.oas.annotations.Parameter;
+import java.util.Arrays;
+import java.util.Collection;
+import java.util.HashSet;
+import java.util.Map;
+import java.util.Set;
+import javax.ws.rs.Consumes;
+import javax.ws.rs.DELETE;
+import javax.ws.rs.GET;
+import javax.ws.rs.POST;
+import javax.ws.rs.Path;
+import javax.ws.rs.PathParam;
+import javax.ws.rs.Produces;
+import javax.ws.rs.QueryParam;
+import javax.ws.rs.core.Context;
+import javax.ws.rs.core.MediaType;
+import javax.ws.rs.core.UriInfo;
+import org.apache.fineract.commands.domain.CommandWrapper;
+import org.apache.fineract.commands.service.CommandWrapperBuilder;
+import 
org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
+import org.apache.fineract.infrastructure.core.api.ApiRequestParameterHelper;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import 
org.apache.fineract.infrastructure.core.serialization.ApiRequestJsonSerializationSettings;
+import 
org.apache.fineract.infrastructure.core.serialization.DefaultToApiJsonSerializer;
+import org.apache.fineract.infrastructure.creditbureau.data.CreditReportData;
+import 
org.apache.fineract.infrastructure.creditbureau.service.CreditReportReadPlatformService;
+import 
org.apache.fineract.infrastructure.creditbureau.service.CreditReportWritePlatformService;
+import 
org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.slf4j.Logger;
+import org.slf4j.LoggerFactory;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.context.annotation.Scope;
+import org.springframework.stereotype.Component;
+import org.springframework.web.bind.annotation.RequestParam;
+
+@Path("/creditBureauIntegration")
+@Component
+@Scope("singleton")
+public class CreditBureauIntegrationAPI {
+
+    private static final Set<String> RESPONSE_DATA_PARAMETERS = new 
HashSet<>(Arrays.asList("id", "creditBureauId", "nrc", "creditReport"));
+
+    private final PlatformSecurityContext context;
+    private final DefaultToApiJsonSerializer<CreditReportData> 
toCreditReportApiJsonSerializer;
+    private final PortfolioCommandSourceWritePlatformService 
commandsSourceWritePlatformService;
+    private final ApiRequestParameterHelper apiRequestParameterHelper;
+    private final CreditReportWritePlatformService 
creditReportWritePlatformService;
+    private final CreditReportReadPlatformService 
creditReportReadPlatformService;
+    private final DefaultToApiJsonSerializer<CreditReportData> 
toApiJsonSerializer;
+    private static final Logger LOG = 
LoggerFactory.getLogger(CreditBureauIntegrationAPI.class);
+
+    @Autowired
+    public CreditBureauIntegrationAPI(final PlatformSecurityContext context,
+            final DefaultToApiJsonSerializer<CreditReportData> 
toCreditReportApiJsonSerializer,
+            final PortfolioCommandSourceWritePlatformService 
commandsSourceWritePlatformService,
+            final ApiRequestParameterHelper apiRequestParameterHelper,
+            final CreditReportWritePlatformService 
creditReportWritePlatformService,
+            final CreditReportReadPlatformService 
creditReportReadPlatformService,
+            final DefaultToApiJsonSerializer<CreditReportData> 
toApiJsonSerializer) {
+        this.context = context;
+        this.toCreditReportApiJsonSerializer = toCreditReportApiJsonSerializer;
+        this.commandsSourceWritePlatformService = 
commandsSourceWritePlatformService;
+        this.apiRequestParameterHelper = apiRequestParameterHelper;
+        this.creditReportWritePlatformService = 
creditReportWritePlatformService;
+        this.creditReportReadPlatformService = creditReportReadPlatformService;
+        this.toApiJsonSerializer = toApiJsonSerializer;
+
+    }
+
+    @POST
+    @Path("creditReport")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    public String postCreditReport(@Context final UriInfo uriInfo, 
@RequestParam("params") final Map<String, Object> params) {
+
+        Gson gson = new Gson();
+        final String json = gson.toJson(params);
+        final CommandWrapper commandRequest = new 
CommandWrapperBuilder().getCreditReport().withJson(json).build();
+
+        final CommandProcessingResult result = 
this.commandsSourceWritePlatformService.logCommandSource(commandRequest);
+        return this.toCreditReportApiJsonSerializer.serialize(result);
+
+    }
+
+    // saves fetched-creditreport into database
+    @POST
+    @Path("saveCreditReport")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    public String saveCreditReport(@Parameter(hidden = true) final String 
apiRequestBodyAsJson,
+            @QueryParam("creditBureauId") @Parameter(description = 
"creditBureauId") final Long creditBureauId,
+            @QueryParam("creditReportNumber") @Parameter(description = 
"creditReportNumber") final String creditReportNumber) {
+
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .saveCreditReport(creditBureauId, creditReportNumber) // 
creditReportNumber is a NRC number for
+                                                                      // 
Thitsawork
+                .withJson(apiRequestBodyAsJson) // apiRequestBodyAsJson is a 
creditReport
+                .build(); //
+
+        final CommandProcessingResult result = 
this.commandsSourceWritePlatformService.logCommandSource(commandRequest);
+        return this.toCreditReportApiJsonSerializer.serialize(result);
+
+    }
+
+    // fetch saved creditReports(NRC) from DB by creditBureauId, to select for 
downloading and deleting the reports
+    @GET
+    @Path("creditReport/{creditBureauId}")

Review comment:
       rename creditBureauID to creditReportID

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/data/CreditBureauReportData.java
##########
@@ -0,0 +1,62 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.infrastructure.creditbureau.data;
+
+import java.io.Serializable;
+
+public final class CreditBureauReportData implements Serializable {
+
+    @SuppressWarnings("unused")
+    private final String name;
+
+    private final String gender;
+
+    private final String address;
+
+    private final String creditScore;
+
+    private final String borrowerInfo;
+
+    private final String activeLoans;

Review comment:
       is this plain string or do you want to put this in array or some 
collection?

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/data/CreditBureauReportData.java
##########
@@ -0,0 +1,62 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.infrastructure.creditbureau.data;
+
+import java.io.Serializable;
+
+public final class CreditBureauReportData implements Serializable {
+
+    @SuppressWarnings("unused")
+    private final String name;
+
+    private final String gender;
+
+    private final String address;
+
+    private final String creditScore;
+
+    private final String borrowerInfo;
+
+    private final String activeLoans;
+
+    private final String paidLoans;

Review comment:
       same here, this could be multiple accounts, so you may want to put it in 
array/collections. You may also rename this to closedAccounts and rename 
activeLoans to openAccounts. I am fine if you don't rename it.

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/domain/CreditReportRepository.java
##########
@@ -0,0 +1,32 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.creditbureau.domain;
+
+import org.springframework.data.jpa.repository.JpaRepository;
+import org.springframework.data.jpa.repository.JpaSpecificationExecutor;
+import org.springframework.data.jpa.repository.Query;
+import org.springframework.data.repository.query.Param;
+
+public interface CreditReportRepository extends JpaRepository<CreditReport, 
Long>, JpaSpecificationExecutor<CreditReport> {
+
+    @Query("SELECT creditBureauReport from CreditReport creditBureauReport 
where creditBureauReport.nrc = :nrc and creditBureauReport.creditBureauId = 
:creditBureauId ")
+    CreditReport getThitsaWorksCreditReport(@Param("creditBureauId") Long 
creditBureauId, @Param("nrc") String nrc);

Review comment:
        I think If you rename nrc to nationalID, I would say other credit 
bureaus would also have such a ID. So this can be generic as well. We may 
revisit this later, if we think this is not the case.
   
   

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/data/CreditReportReadPlatformServiceImpl.java
##########
@@ -0,0 +1,74 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.creditbureau.data;
+
+import java.sql.ResultSet;
+import java.sql.SQLException;
+import java.util.Collection;
+import org.apache.fineract.infrastructure.core.service.RoutingDataSource;
+import 
org.apache.fineract.infrastructure.creditbureau.service.CreditReportReadPlatformService;
+import 
org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.jdbc.core.JdbcTemplate;
+import org.springframework.jdbc.core.RowMapper;
+import org.springframework.stereotype.Service;
+
+@Service
+public class CreditReportReadPlatformServiceImpl implements 
CreditReportReadPlatformService {
+
+    private final JdbcTemplate jdbcTemplate;
+    private final PlatformSecurityContext context;
+
+    @Autowired
+    public CreditReportReadPlatformServiceImpl(final PlatformSecurityContext 
context, final RoutingDataSource dataSource) {
+        this.context = context;
+        this.jdbcTemplate = new JdbcTemplate(dataSource);
+    }
+
+    private static final class CreditReportDataMapper implements 
RowMapper<CreditReportData> {
+
+        public String schema() {
+            return " c.id as id, c.creditBureauId as creditBureauId , c.nrc as 
nrc from m_creditreport c ";
+        }
+
+        @Override
+        public CreditReportData mapRow(final ResultSet rs, 
@SuppressWarnings("unused") final int rowNum) throws SQLException {
+
+            final Long id = rs.getLong("id");
+            final Long creditBureauId = rs.getLong("creditBureauId");
+            final String nrc = rs.getString("nrc");
+            // final byte[] creditReports = rs.getBytes("creditReports");
+
+            return CreditReportData.instance(id, creditBureauId, nrc);// , 
creditReports);
+        }
+    }
+
+    @Override
+    public Collection<CreditReportData> retrieveCreditReport(Long 
creditBureauId) {

Review comment:
       I don't see we are retrieving credit report.

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/data/CreditBureauReportData.java
##########
@@ -0,0 +1,62 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.infrastructure.creditbureau.data;
+
+import java.io.Serializable;
+
+public final class CreditBureauReportData implements Serializable {
+
+    @SuppressWarnings("unused")
+    private final String name;
+
+    private final String gender;
+
+    private final String address;
+
+    private final String creditScore;
+
+    private final String borrowerInfo;
+
+    private final String activeLoans;
+
+    private final String paidLoans;
+
+    /*
+     * private final Object borrowerInformation; private final Object 
creditScore; private final Object activeLoans;

Review comment:
       remove commented code.

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/service/CreditReportWritePlatformServiceImpl.java
##########
@@ -0,0 +1,218 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.creditbureau.service;
+
+import java.nio.charset.StandardCharsets;
+import java.util.ArrayList;
+import java.util.List;
+import java.util.Objects;
+import java.util.Optional;
+import javax.persistence.PersistenceException;
+import org.apache.commons.lang3.exception.ExceptionUtils;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.ApiParameterError;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import 
org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
+import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
+import 
org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
+import 
org.apache.fineract.infrastructure.core.exception.PlatformDataIntegrityException;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.apache.fineract.infrastructure.core.service.RoutingDataSource;
+import 
org.apache.fineract.infrastructure.creditbureau.data.CreditBureauConfigurations;
+import 
org.apache.fineract.infrastructure.creditbureau.data.CreditBureauReportData;
+import org.apache.fineract.infrastructure.creditbureau.domain.CreditBureau;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditBureauConfigurationRepositoryWrapper;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditBureauLoanProductMappingRepository;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditBureauRepository;
+import org.apache.fineract.infrastructure.creditbureau.domain.CreditReport;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditReportRepository;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.TokenRepositoryWrapper;
+import 
org.apache.fineract.infrastructure.creditbureau.serialization.CreditBureauTokenCommandFromApiJsonDeserializer;
+import 
org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.dao.DataIntegrityViolationException;
+import org.springframework.orm.jpa.JpaSystemException;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+public class CreditReportWritePlatformServiceImpl implements 
CreditReportWritePlatformService {
+
+    private final PlatformSecurityContext context;
+    private final CreditBureauConfigurationRepositoryWrapper 
configDataRepository;
+    private final CreditBureauRepository creditBureauRepository;
+    private final CreditReportRepository creditReportRepository;
+    private final ThitsaWorksCreditBureauIntegrationWritePlatformService 
thitsaWorksCreditBureauIntegrationWritePlatformService;
+    private final ThitsaWorksCreditBureauIntegrationWritePlatformServiceImpl 
thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl;
+    private final List<ApiParameterError> dataValidationErrors = new 
ArrayList<>();
+    private final DataValidatorBuilder baseDataValidator = new 
DataValidatorBuilder(dataValidationErrors)
+            .resource("creditBureauIntegration");
+
+    @Autowired
+    public CreditReportWritePlatformServiceImpl(final PlatformSecurityContext 
context, final RoutingDataSource dataSource,
+            final FromJsonHelper fromApiJsonHelper, final 
TokenRepositoryWrapper tokenRepository,
+            final CreditBureauConfigurationRepositoryWrapper 
configDataRepository,
+            final CreditBureauTokenCommandFromApiJsonDeserializer 
fromApiJsonDeserializer,
+            final CreditBureauLoanProductMappingRepository 
loanProductMappingRepository,
+            final CreditBureauRepository creditBureauRepository, final 
CreditReportRepository creditReportRepository,
+            final ThitsaWorksCreditBureauIntegrationWritePlatformService 
thitsaWorksCreditBureauIntegrationWritePlatformService,
+            final ThitsaWorksCreditBureauIntegrationWritePlatformServiceImpl 
thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl) {
+        this.context = context;
+        this.configDataRepository = configDataRepository;
+        this.creditBureauRepository = creditBureauRepository;
+        this.creditReportRepository = creditReportRepository;
+        this.thitsaWorksCreditBureauIntegrationWritePlatformService = 
thitsaWorksCreditBureauIntegrationWritePlatformService;
+        this.thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl = 
thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl;
+    }
+
+    @Override
+    @Transactional
+    public CommandProcessingResult getCreditReport(JsonCommand command) {
+
+        try {
+            Long creditBureauID = 
command.longValueOfParameterNamed("creditBureauID");
+
+            Optional<String> creditBureauName = 
getCreditBureau(creditBureauID);
+
+            if (creditBureauName.isEmpty()) {
+                
baseDataValidator.reset().failWithCode("creditBureau.has.not.been.Integrated");
+                throw new 
PlatformApiDataValidationException("creditBureau.has.not.been.Integrated", 
"creditBureau.has.not.been.Integrated",
+                        dataValidationErrors);
+            }
+
+            if (Objects.equals(creditBureauName.get(), 
CreditBureauConfigurations.THITSAWORKS.toString())) {
+
+                // CreditBureauToken creditBureauToken = 
this.thitsaWorksCreditBureauIntegrationWritePlatformService
+                // .createToken(creditBureauID);
+
+                CreditBureauReportData reportobj = 
this.thitsaWorksCreditBureauIntegrationWritePlatformService
+                        .getCreditReportFromThitsaWorks(command);
+
+                // return new
+                // 
CommandProcessingResultBuilder().withCreditReport(reportobj).withCreditBureauToken(creditBureauToken).build();
+                return new 
CommandProcessingResultBuilder().withCreditReport(reportobj).build();
+            }
+
+            
baseDataValidator.reset().failWithCode("creditBureau.has.not.been.Integrated");
+            throw new 
PlatformApiDataValidationException("creditBureau.has.not.been.Integrated", 
"creditBureau.has.not.been.Integrated",
+                    dataValidationErrors);
+
+        } catch (final DataIntegrityViolationException dve) {
+            handleTokenDataIntegrityIssues(command, 
dve.getMostSpecificCause(), dve);
+            return CommandProcessingResult.empty();
+        } catch (final PersistenceException ee) {
+            Throwable throwable = ExceptionUtils.getRootCause(ee.getCause());
+            handleTokenDataIntegrityIssues(command, throwable, ee);
+            return CommandProcessingResult.empty();
+        }
+
+    }
+
+    private Optional<String> getCreditBureau(Long creditBureauID) {
+
+        if (creditBureauID != null) {
+            Optional<CreditBureau> creditBureau = 
this.creditBureauRepository.findById(creditBureauID);
+
+            if (creditBureau.isEmpty()) {
+                return Optional.empty();
+            }
+
+            return Optional.of(creditBureau.get().getName());
+
+        }
+
+        return Optional.empty();
+    }
+
+    // saving the fetched creditreport in database
+    @Override
+    @Transactional
+    public CommandProcessingResult saveCreditReport(Long creditBureauId, 
String creditReportNumber, JsonCommand command) {
+
+        try {
+            this.context.authenticatedUser();
+
+            Optional<String> creditBureauName = 
getCreditBureau(creditBureauId);
+            CreditReport creditReport = null;
+
+            if (Objects.equals(creditBureauName.get(), 
CreditBureauConfigurations.THITSAWORKS.toString())) {
+
+                creditReport = 
creditReportRepository.getThitsaWorksCreditReport(creditBureauId, 
creditReportNumber);
+
+                // checks whether the creditReport for same NRC was saved 
before. if yes, then deletes it and replaces
+                // it with new one.
+                if (creditReport != null) {
+                    this.creditReportRepository.delete(creditReport);
+                    creditReport = null;
+                }
+
+                if (creditReport == null) {

Review comment:
       I don't think you need to check if null here, it would always be null.

##########
File path: 
fineract-provider/src/main/java/org/apache/fineract/infrastructure/creditbureau/service/CreditReportWritePlatformServiceImpl.java
##########
@@ -0,0 +1,218 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.creditbureau.service;
+
+import java.nio.charset.StandardCharsets;
+import java.util.ArrayList;
+import java.util.List;
+import java.util.Objects;
+import java.util.Optional;
+import javax.persistence.PersistenceException;
+import org.apache.commons.lang3.exception.ExceptionUtils;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.ApiParameterError;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import 
org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
+import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
+import 
org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
+import 
org.apache.fineract.infrastructure.core.exception.PlatformDataIntegrityException;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.apache.fineract.infrastructure.core.service.RoutingDataSource;
+import 
org.apache.fineract.infrastructure.creditbureau.data.CreditBureauConfigurations;
+import 
org.apache.fineract.infrastructure.creditbureau.data.CreditBureauReportData;
+import org.apache.fineract.infrastructure.creditbureau.domain.CreditBureau;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditBureauConfigurationRepositoryWrapper;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditBureauLoanProductMappingRepository;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditBureauRepository;
+import org.apache.fineract.infrastructure.creditbureau.domain.CreditReport;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.CreditReportRepository;
+import 
org.apache.fineract.infrastructure.creditbureau.domain.TokenRepositoryWrapper;
+import 
org.apache.fineract.infrastructure.creditbureau.serialization.CreditBureauTokenCommandFromApiJsonDeserializer;
+import 
org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.dao.DataIntegrityViolationException;
+import org.springframework.orm.jpa.JpaSystemException;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+public class CreditReportWritePlatformServiceImpl implements 
CreditReportWritePlatformService {
+
+    private final PlatformSecurityContext context;
+    private final CreditBureauConfigurationRepositoryWrapper 
configDataRepository;
+    private final CreditBureauRepository creditBureauRepository;
+    private final CreditReportRepository creditReportRepository;
+    private final ThitsaWorksCreditBureauIntegrationWritePlatformService 
thitsaWorksCreditBureauIntegrationWritePlatformService;
+    private final ThitsaWorksCreditBureauIntegrationWritePlatformServiceImpl 
thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl;
+    private final List<ApiParameterError> dataValidationErrors = new 
ArrayList<>();
+    private final DataValidatorBuilder baseDataValidator = new 
DataValidatorBuilder(dataValidationErrors)
+            .resource("creditBureauIntegration");
+
+    @Autowired
+    public CreditReportWritePlatformServiceImpl(final PlatformSecurityContext 
context, final RoutingDataSource dataSource,
+            final FromJsonHelper fromApiJsonHelper, final 
TokenRepositoryWrapper tokenRepository,
+            final CreditBureauConfigurationRepositoryWrapper 
configDataRepository,
+            final CreditBureauTokenCommandFromApiJsonDeserializer 
fromApiJsonDeserializer,
+            final CreditBureauLoanProductMappingRepository 
loanProductMappingRepository,
+            final CreditBureauRepository creditBureauRepository, final 
CreditReportRepository creditReportRepository,
+            final ThitsaWorksCreditBureauIntegrationWritePlatformService 
thitsaWorksCreditBureauIntegrationWritePlatformService,
+            final ThitsaWorksCreditBureauIntegrationWritePlatformServiceImpl 
thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl) {
+        this.context = context;
+        this.configDataRepository = configDataRepository;
+        this.creditBureauRepository = creditBureauRepository;
+        this.creditReportRepository = creditReportRepository;
+        this.thitsaWorksCreditBureauIntegrationWritePlatformService = 
thitsaWorksCreditBureauIntegrationWritePlatformService;
+        this.thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl = 
thitsaWorksCreditBureauIntegrationWritePlatformServiceImpl;
+    }
+
+    @Override
+    @Transactional
+    public CommandProcessingResult getCreditReport(JsonCommand command) {
+
+        try {
+            Long creditBureauID = 
command.longValueOfParameterNamed("creditBureauID");
+
+            Optional<String> creditBureauName = 
getCreditBureau(creditBureauID);
+
+            if (creditBureauName.isEmpty()) {
+                
baseDataValidator.reset().failWithCode("creditBureau.has.not.been.Integrated");
+                throw new 
PlatformApiDataValidationException("creditBureau.has.not.been.Integrated", 
"creditBureau.has.not.been.Integrated",
+                        dataValidationErrors);
+            }
+
+            if (Objects.equals(creditBureauName.get(), 
CreditBureauConfigurations.THITSAWORKS.toString())) {
+
+                // CreditBureauToken creditBureauToken = 
this.thitsaWorksCreditBureauIntegrationWritePlatformService
+                // .createToken(creditBureauID);
+
+                CreditBureauReportData reportobj = 
this.thitsaWorksCreditBureauIntegrationWritePlatformService
+                        .getCreditReportFromThitsaWorks(command);
+
+                // return new
+                // 
CommandProcessingResultBuilder().withCreditReport(reportobj).withCreditBureauToken(creditBureauToken).build();
+                return new 
CommandProcessingResultBuilder().withCreditReport(reportobj).build();
+            }
+
+            
baseDataValidator.reset().failWithCode("creditBureau.has.not.been.Integrated");
+            throw new 
PlatformApiDataValidationException("creditBureau.has.not.been.Integrated", 
"creditBureau.has.not.been.Integrated",
+                    dataValidationErrors);
+
+        } catch (final DataIntegrityViolationException dve) {
+            handleTokenDataIntegrityIssues(command, 
dve.getMostSpecificCause(), dve);
+            return CommandProcessingResult.empty();
+        } catch (final PersistenceException ee) {
+            Throwable throwable = ExceptionUtils.getRootCause(ee.getCause());
+            handleTokenDataIntegrityIssues(command, throwable, ee);
+            return CommandProcessingResult.empty();
+        }
+
+    }
+
+    private Optional<String> getCreditBureau(Long creditBureauID) {
+
+        if (creditBureauID != null) {
+            Optional<CreditBureau> creditBureau = 
this.creditBureauRepository.findById(creditBureauID);
+
+            if (creditBureau.isEmpty()) {
+                return Optional.empty();
+            }
+
+            return Optional.of(creditBureau.get().getName());
+
+        }
+
+        return Optional.empty();
+    }
+
+    // saving the fetched creditreport in database
+    @Override
+    @Transactional
+    public CommandProcessingResult saveCreditReport(Long creditBureauId, 
String creditReportNumber, JsonCommand command) {
+
+        try {
+            this.context.authenticatedUser();
+
+            Optional<String> creditBureauName = 
getCreditBureau(creditBureauId);
+            CreditReport creditReport = null;
+
+            if (Objects.equals(creditBureauName.get(), 
CreditBureauConfigurations.THITSAWORKS.toString())) {
+
+                creditReport = 
creditReportRepository.getThitsaWorksCreditReport(creditBureauId, 
creditReportNumber);
+
+                // checks whether the creditReport for same NRC was saved 
before. if yes, then deletes it and replaces
+                // it with new one.
+                if (creditReport != null) {
+                    this.creditReportRepository.delete(creditReport);
+                    creditReport = null;

Review comment:
       don't set it as null and remove the null check below




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