adamsaghy commented on code in PR #2436:
URL: https://github.com/apache/fineract/pull/2436#discussion_r939896894


##########
fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsAccount.java:
##########
@@ -1573,21 +1576,36 @@ public void 
validateAccountBalanceDoesNotBecomeNegative(final String transaction
                         throw new 
PlatformApiDataValidationException(dataValidationErrors);
                     }
                 }
-
             }
             lastSavingsDate = transaction.transactionLocalDate();
-
         }
 
-        BigDecimal withdrawalFee = null;
-        BigDecimal transactionAmount = null;
         if (isOverdraft()) {
             if (runningBalance.minus(minRequiredBalance).isLessThanZero()) {
-                throw new 
InsufficientAccountBalanceException("transactionAmount", getAccountBalance(), 
withdrawalFee, transactionAmount);
+                overdraftLimitExceededException("transactionAmount", 
getAccountBalance(), transactionAmount);
+            }
+        }
+    }
+
+    public void validateAccountBalanceDoesNotViolateOverdraft(final 
List<SavingsAccountTransaction> savingsAccountTransaction,
+            final BigDecimal amountPaid) {
+        if (savingsAccountTransaction != null) {
+            SavingsAccountTransaction savingsAccountTransactionFirst = 
savingsAccountTransaction.get(0);

Review Comment:
   @francisguchie thanks for highlighting this issue. I think if the account 
balance is not accurate  at particular scenarios that is a major issue and 
should be addressed with priority.
   However if the fix is not straightforward, i can imagine a workaround where 
not all of the transactions are fetched, but only the very last (if the 
transaction running balance is more reliable than the account balance). That 
way the performance and memory impact would be less.
   
   what do you think?



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