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new 9660ca8f97 FINERACT-2173: added e2e tests covering basic migration
scenario related to cob
9660ca8f97 is described below
commit 9660ca8f97b71b2ef36c493841e7af2f4cf78874
Author: Rustam Zeinalov <[email protected]>
AuthorDate: Thu Apr 17 15:25:49 2025 +0200
FINERACT-2173: added e2e tests covering basic migration scenario related to
cob
---
.../test/resources/features/LoanMigration.feature | 414 +++++++++++++++++++++
1 file changed, 414 insertions(+)
diff --git
a/fineract-e2e-tests-runner/src/test/resources/features/LoanMigration.feature
b/fineract-e2e-tests-runner/src/test/resources/features/LoanMigration.feature
new file mode 100644
index 0000000000..a93b03a1e7
--- /dev/null
+++
b/fineract-e2e-tests-runner/src/test/resources/features/LoanMigration.feature
@@ -0,0 +1,414 @@
+@LoanMigration
+Feature: Loan Migration
+
+ @TestRailId:C3591
+ Scenario: Verify backdated loan migration with transactions and single COB
execution
+ When Admin sets the business date to "07 April 2025"
+ And Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01
January 2025 | 10000 | 12 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS
| 1 | MONTHS | 4 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2025" with "10000"
amount and expected disbursement date on "01 January 2025"
+ And Admin successfully disburse the loan on "01 January 2025" with "10000"
EUR transaction amount
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2025 | | 10000.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2025 | | 7537.19 | 2462.81
| 100.0 | 0.0 | 0.0 | 2562.81 | 0.0 | 0.0 | 0.0 |
2562.81 |
+ | 2 | 28 | 01 March 2025 | | 5074.38 | 2462.81
| 100.0 | 0.0 | 0.0 | 2562.81 | 0.0 | 0.0 | 0.0 |
2562.81 |
+ | 3 | 31 | 01 April 2025 | | 2611.57 | 2462.81
| 100.0 | 0.0 | 0.0 | 2562.81 | 0.0 | 0.0 | 0.0 |
2562.81 |
+ | 4 | 30 | 01 May 2025 | | 0.0 | 2611.57
| 40.89 | 0.0 | 0.0 | 2652.46 | 0.0 | 0.0 | 0.0 |
2652.46 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 10000.0 | 340.89 | 0 | 0 | 10340.89 | 0.0 | 0.0
| 0.0 | 10340.89 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 10000.0 | 0.0 | 0.0
| 0.0 | 0.0 | 10000.0 | false | false |
+ # Add backdated late payment fee (simulating a migrated charge)
+ And Admin adds "LOAN_NSF_FEE" due date charge with "10 February 2025" due
date and 50 EUR transaction amount
+ Then Loan Charges tab has a given charge with the following data:
+ | Name | isPenalty | Payment due at | Due as of |
Calculation type | Due | Paid | Waived | Outstanding |
+ | NSF fee | true | Specified due date | 10 February 2025 | Flat
| 50.0 | 0.0 | 0.0 | 50.0 |
+ # Make backdated partial repayment
+ And Customer makes "AUTOPAY" repayment on "15 February 2025" with 2500 EUR
transaction amount
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2025 | | 10000.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2025 | | 7537.19 | 2462.81
| 100.0 | 0.0 | 0.0 | 2562.81 | 2500.0 | 0.0 | 2500.0 |
62.81 |
+ | 2 | 28 | 01 March 2025 | | 5062.38 | 2474.81
| 88.0 | 0.0 | 50.0 | 2612.81 | 0.0 | 0.0 | 0.0 |
2612.81 |
+ | 3 | 31 | 01 April 2025 | | 2575.57 | 2486.81
| 76.0 | 0.0 | 0.0 | 2562.81 | 0.0 | 0.0 | 0.0 |
2562.81 |
+ | 4 | 30 | 01 May 2025 | | 0.0 | 2575.57
| 35.8 | 0.0 | 0.0 | 2611.37 | 0.0 | 0.0 | 0.0 |
2611.37 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 10000.0 | 299.8 | 0.0 | 50.0 | 10349.80 | 2500.0 | 0.0
| 2500.0 | 7849.8 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 10000.0 | 0.0 | 0.0
| 0.0 | 0.0 | 10000.0 | false | false |
+ | 15 February 2025 | Repayment | 2500.0 | 2400.0 | 100.0
| 0.0 | 0.0 | 7600.0 | false | false |
+ # Make backdated full repayment for the second installment
+ And Customer makes "AUTOPAY" repayment on "15 March 2025" with 2612.81 EUR
transaction amount
+ # Verify loan transactions before COB
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 01 January 2025 | | 10000.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 01 February 2025 | 15 March 2025 | 7537.19 |
2462.81 | 100.0 | 0.0 | 0.0 | 2562.81 | 2562.81 | 0.0 |
2562.81 | 0.0 |
+ | 2 | 28 | 01 March 2025 | | 5062.38 |
2474.81 | 88.0 | 0.0 | 50.0 | 2612.81 | 2550.0 | 0.0 |
2550.0 | 62.81 |
+ | 3 | 31 | 01 April 2025 | | 2561.72 |
2500.66 | 62.15 | 0.0 | 0.0 | 2562.81 | 0.0 | 0.0 |
0.0 | 2562.81 |
+ | 4 | 30 | 01 May 2025 | | 0.0 |
2561.72 | 30.64 | 0.0 | 0.0 | 2592.36 | 0.0 | 0.0 |
0.0 | 2592.36 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 10000.0 | 280.79 | 0.0 | 50.0 | 10330.79 | 5112.81 | 0.0
| 5112.81 | 5217.98 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 10000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 10000.0 | false | false |
+ | 15 February 2025 | Repayment | 2500.0 | 2400.0 | 100.0 |
0.0 | 0.0 | 7600.0 | false | false |
+ | 15 March 2025 | Repayment | 2612.81 | 2524.81 | 88.0 |
0.0 | 0.0 | 5075.19 | false | false |
+ When Admin runs inline COB job for Loan
+ # Verify accrual entries are created correctly
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 01 January 2025 | | 10000.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 01 February 2025 | 15 March 2025 | 7537.19 |
2462.81 | 100.0 | 0.0 | 0.0 | 2562.81 | 2562.81 | 0.0 |
2562.81 | 0.0 |
+ | 2 | 28 | 01 March 2025 | | 5062.38 |
2474.81 | 88.0 | 0.0 | 50.0 | 2612.81 | 2550.0 | 0.0 |
2550.0 | 62.81 |
+ | 3 | 31 | 01 April 2025 | | 2561.72 |
2500.66 | 62.15 | 0.0 | 0.0 | 2562.81 | 0.0 | 0.0 |
0.0 | 2562.81 |
+ | 4 | 30 | 01 May 2025 | | 0.0 |
2561.72 | 30.64 | 0.0 | 0.0 | 2592.36 | 0.0 | 0.0 |
0.0 | 2592.36 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 10000.0 | 280.79 | 0.0 | 50.0 | 10330.79 | 5112.81 | 0.0
| 5112.81 | 5217.98 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 10000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 10000.0 | false | false |
+ | 01 February 2025 | Accrual Activity | 100.0 | 0.0 | 100.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 15 February 2025 | Repayment | 2500.0 | 2400.0 | 100.0 |
0.0 | 0.0 | 7600.0 | false | false |
+ | 01 March 2025 | Accrual Activity | 138.0 | 0.0 | 88.0 |
0.0 | 50.0 | 0.0 | false | false |
+ | 15 March 2025 | Repayment | 2612.81 | 2524.81 | 88.0 |
0.0 | 0.0 | 5075.19 | false | false |
+ | 01 April 2025 | Accrual Activity | 62.15 | 0.0 | 62.15 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 April 2025 | Accrual | 308.61 | 0.0 | 258.61 |
0.0 | 50.0 | 0.0 | false | false |
+ # Verify loan charges are correctly recognized
+ Then Loan Charges tab has a given charge with the following data:
+ | Name | isPenalty | Payment due at | Due as of |
Calculation type | Due | Paid | Waived | Outstanding |
+ | NSF fee | true | Specified due date | 10 February 2025 | Flat
| 50.0 | 0.0 | 0.0 | 50.0 |
+ # Verify the loan is correctly marked as delinquent (overdue)
+ Then Loan has 2625.62 total overdue amount
+ # Verify last COB date is recorded
+ Then Admin checks that last closed business date of loan is "06 April 2025"
+ # Set business date forward two day to verify daily COB works correctly
after migration
+ When Admin sets the business date to "08 April 2025"
+ And Admin runs inline COB job for Loan
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 01 January 2025 | | 10000.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 01 February 2025 | 15 March 2025 | 7537.19 |
2462.81 | 100.0 | 0.0 | 0.0 | 2562.81 | 2562.81 | 0.0 |
2562.81 | 0.0 |
+ | 2 | 28 | 01 March 2025 | | 5062.38 |
2474.81 | 88.0 | 0.0 | 50.0 | 2612.81 | 2550.0 | 0.0 |
2550.0 | 62.81 |
+ | 3 | 31 | 01 April 2025 | | 2561.72 |
2500.66 | 62.15 | 0.0 | 0.0 | 2562.81 | 0.0 | 0.0 |
0.0 | 2562.81 |
+ | 4 | 30 | 01 May 2025 | | 0.0 |
2561.72 | 31.48 | 0.0 | 0.0 | 2593.2 | 0.0 | 0.0 |
0.0 | 2593.2 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 10000.0 | 281.63 | 0.0 | 50.0 | 10331.63 | 5112.81 | 0.0
| 5112.81 | 5218.82 |
+ # Verify new accrual entry is created for the additional day
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 10000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 10000.0 | false | false |
+ | 01 February 2025 | Accrual Activity | 100.0 | 0.0 | 100.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 15 February 2025 | Repayment | 2500.0 | 2400.0 | 100.0 |
0.0 | 0.0 | 7600.0 | false | false |
+ | 01 March 2025 | Accrual Activity | 138.0 | 0.0 | 88.0 |
0.0 | 50.0 | 0.0 | false | false |
+ | 15 March 2025 | Repayment | 2612.81 | 2524.81 | 88.0 |
0.0 | 0.0 | 5075.19 | false | false |
+ | 01 April 2025 | Accrual Activity | 62.15 | 0.0 | 62.15 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 April 2025 | Accrual | 308.61 | 0.0 | 258.61 |
0.0 | 50.0 | 0.0 | false | false |
+ | 07 April 2025 | Accrual | 1.69 | 0.0 | 1.69 |
0.0 | 0.0 | 0.0 | false | false |
+
+ @TestRailId:C3592
+ Scenario: Verify backdated loan with progressive repayment and accrual
calculations
+ When Admin sets the business date to "10 April 2025"
+ And Admin creates a client with random data
+ # Create, approve and disburse backdated loan - January 1, 2025 with
3-month term
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted
on date | with Principal | ANNUAL interest rate % | interest type |
interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_ACCRUAL_ACTIVITY | 01 January
2025 | 100 | 7 | DECLINING_BALANCE | DAILY
| EQUAL_INSTALLMENTS | 3 | MONTHS
| 1 | MONTHS | 3 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2025" with "100"
amount and expected disbursement date on "01 January 2025"
+ Then Loan Repayment schedule has 3 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2025 | | 100.0 |
| | 0.0 | | 0.0 | | | | 0.0
|
+ | 1 | 31 | 01 February 2025 | | 66.86 | 33.14
| 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72
|
+ | 2 | 28 | 01 March 2025 | | 33.53 | 33.33
| 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72
|
+ | 3 | 31 | 01 April 2025 | | 0.0 | 33.53
| 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0 | 33.73
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.17 | 0.0 | 0.0 | 101.17 | 0.0 | 0.0
| 0.0 | 101.17 |
+ And Admin successfully disburse the loan on "01 January 2025" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 3 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2025 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2025 | | 66.86 | 33.14
| 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72
|
+ | 2 | 28 | 01 March 2025 | | 33.72 | 33.14
| 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72
|
+ | 3 | 31 | 01 April 2025 | | 0.0 | 33.72
| 0.58 | 0.0 | 0.0 | 34.3 | 0.0 | 0.0 | 0.0 | 34.3
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.74 | 0.0 | 0.0 | 101.74 | 0.0 | 0.0
| 0.0 | 101.74 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0
| 0.0 | 0.0 | 100.0 | false | false |
+ # Make first repayment backdated to Feb 1, 2025
+ And Customer makes "AUTOPAY" repayment on "01 February 2025" with 33.72
EUR transaction amount
+ Then Loan Repayment schedule has 3 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2025 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 01 February 2025 | 01 February 2025 | 66.86 |
33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 33.72 | 0.0 | 0.0
| 0.0 |
+ | 2 | 28 | 01 March 2025 | | 33.53 |
33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0
| 33.72 |
+ | 3 | 31 | 01 April 2025 | | 0.0 |
33.53 | 0.39 | 0.0 | 0.0 | 33.92 | 0.0 | 0.0 | 0.0
| 33.92 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.36 | 0.0 | 0.0 | 101.36 | 33.72 | 0.0
| 0.0 | 67.64 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance |
+ | 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 |
+ | 01 February 2025 | Repayment | 33.72 | 33.14 | 0.58 |
0.0 | 0.0 | 66.86 |
+ # Make second repayment backdated to March 1, 2025
+ And Customer makes "AUTOPAY" repayment on "01 March 2025" with 33.72 EUR
transaction amount
+ Then Loan Repayment schedule has 3 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2025 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 01 February 2025 | 01 February 2025 | 66.86 |
33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 33.72 | 0.0 | 0.0
| 0.0 |
+ | 2 | 28 | 01 March 2025 | 01 March 2025 | 33.53 |
33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 33.72 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2025 | | 0.0 |
33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0
| 33.73 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.17 | 0 | 0 | 101.17 | 67.44 | 0.0
| 0.0 | 33.73 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance |
+ | 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 |
+ | 01 February 2025 | Repayment | 33.72 | 33.14 | 0.58 |
0.0 | 0.0 | 66.86 |
+ | 01 March 2025 | Repayment | 33.72 | 33.33 | 0.39 |
0.0 | 0.0 | 33.53 |
+ # Run inline COB to generate accrual transactions
+ When Admin sets the business date to "10 April 2025"
+ When Admin runs inline COB job for Loan
+ Then Loan Repayment schedule has 3 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2025 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 31 | 01 February 2025 | 01 February 2025 | 66.86 |
33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 33.72 | 0.0 | 0.0
| 0.0 |
+ | 2 | 28 | 01 March 2025 | 01 March 2025 | 33.53 |
33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 33.72 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2025 | | 0.0 |
33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0
| 33.73 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 1.17 | 0 | 0 | 101.17 | 67.44 | 0.0
| 0.0 | 33.73 |
+ # Verify that accrual transactions are created
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance |
+ | 01 January 2025 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 |
+ | 01 February 2025 | Repayment | 33.72 | 33.14 | 0.58 |
0.0 | 0.0 | 66.86 |
+ | 01 February 2025 | Accrual Activity | 0.58 | 0.0 | 0.58 |
0.0 | 0.0 | 0.0 |
+ | 01 March 2025 | Repayment | 33.72 | 33.33 | 0.39 |
0.0 | 0.0 | 33.53 |
+ | 01 March 2025 | Accrual Activity | 0.39 | 0.0 | 0.39 |
0.0 | 0.0 | 0.0 |
+ | 01 April 2025 | Accrual | 1.17 | 0.0 | 1.17 |
0.0 | 0.0 | 0.0 |
+ | 01 April 2025 | Accrual Activity | 0.2 | 0.0 | 0.2 |
0.0 | 0.0 | 0.0 |
+ # Verify the loan is correctly marked as delinquent (overdue) because last
installment is due
+ Then Loan has 33.73 total overdue amount
+ # Verify last COB date is recorded
+ Then Admin checks that last closed business date of loan is "09 April 2025"
+
+ @TestRailId:C3593
+ Scenario: Verify backdated loan migration with single disbursement and final
COB execution
+ When Admin sets the business date to "10 April 2025"
+ And Admin creates a client with random data
+ # Create, approve and disburse backdated loan
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted
on date | with Principal | ANNUAL interest rate % | interest type |
interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_ACCRUAL_ACTIVITY | 01 January
2025 | 5000 | 12 | DECLINING_BALANCE | DAILY
| EQUAL_INSTALLMENTS | 4 | MONTHS
| 1 | MONTHS | 4 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2025" with "5000"
amount and expected disbursement date on "01 January 2025"
+ And Admin successfully disburse the loan on "01 January 2025" with "5000"
EUR transaction amount
+ # Verify initial loan schedule (should show overdue periods)
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2025 | | 5000.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2025 | | 3768.59 | 1231.41
| 50.0 | 0.0 | 0.0 | 1281.41 | 0.0 | 0.0 | 0.0 |
1281.41 |
+ | 2 | 28 | 01 March 2025 | | 2537.18 | 1231.41
| 50.0 | 0.0 | 0.0 | 1281.41 | 0.0 | 0.0 | 0.0 |
1281.41 |
+ | 3 | 31 | 01 April 2025 | | 1305.77 | 1231.41
| 50.0 | 0.0 | 0.0 | 1281.41 | 0.0 | 0.0 | 0.0 |
1281.41 |
+ | 4 | 30 | 01 May 2025 | | 0.0 | 1305.77
| 24.14 | 0.0 | 0.0 | 1329.91 | 0.0 | 0.0 | 0.0 |
1329.91 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 5000.0 | 174.14 | 0.0 | 0.0 | 5174.14 | 0.0 | 0.0
| 0.0 | 5174.14 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance |
+ | 01 January 2025 | Disbursement | 5000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 5000.0 |
+ # Run single COB (inline COB as in migration final day)
+ When Admin runs inline COB job for Loan
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2025 | | 5000.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2025 | | 3768.59 | 1231.41
| 50.0 | 0.0 | 0.0 | 1281.41 | 0.0 | 0.0 | 0.0 |
1281.41 |
+ | 2 | 28 | 01 March 2025 | | 2537.18 | 1231.41
| 50.0 | 0.0 | 0.0 | 1281.41 | 0.0 | 0.0 | 0.0 |
1281.41 |
+ | 3 | 31 | 01 April 2025 | | 1305.77 | 1231.41
| 50.0 | 0.0 | 0.0 | 1281.41 | 0.0 | 0.0 | 0.0 |
1281.41 |
+ | 4 | 30 | 01 May 2025 | | 0.0 | 1305.77
| 24.14 | 0.0 | 0.0 | 1329.91 | 0.0 | 0.0 | 0.0 |
1329.91 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 5000.0 | 174.14 | 0.0 | 0.0 | 5174.14 | 0.0 | 0.0
| 0.0 | 5174.14 |
+ # Verify accrual entries are created correctly
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 5000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 5000.0 | false | false |
+ | 01 February 2025 | Accrual Activity | 50.0 | 0.0 | 50.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 March 2025 | Accrual Activity | 50.0 | 0.0 | 50.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 April 2025 | Accrual Activity | 50.0 | 0.0 | 50.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 09 April 2025 | Accrual | 163.33 | 0.0 | 163.33 |
0.0 | 0.0 | 0.0 | false | false |
+ # Verify the loan is correctly marked as delinquent (overdue)
+ Then Loan has 3844.23 total overdue amount
+ And Admin checks that last closed business date of loan is "09 April 2025"
+ # Set business date forward one day to verify daily COB works correctly
after migration
+ When Admin sets the business date to "11 April 2025"
+ And Admin runs inline COB job for Loan
+ # Verify new accrual entry is created for the additional day
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2025 | Disbursement | 5000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 5000.0 | false | false |
+ | 01 February 2025 | Accrual Activity | 50.0 | 0.0 | 50.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 March 2025 | Accrual Activity | 50.0 | 0.0 | 50.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 April 2025 | Accrual Activity | 50.0 | 0.0 | 50.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 09 April 2025 | Accrual | 163.33 | 0.0 | 163.33 |
0.0 | 0.0 | 0.0 | false | false |
+ | 10 April 2025 | Accrual | 1.67 | 0.0 | 1.67 |
0.0 | 0.0 | 0.0 | false | false |
+
+ @TestRailId:C3594
+ Scenario: Verify backdated loan migration with late payments and final COB
execution
+ When Admin sets the business date to "10 April 2025"
+ And Admin creates a client with random data
+ # Create, approve and disburse backdated loan
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01
February 2025 | 3000 | 9.99 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 February 2025" with "3000"
amount and expected disbursement date on "01 February 2025"
+ And Admin successfully disburse the loan on "01 February 2025" with "3000"
EUR transaction amount
+ # Make backdated late payment for first installment
+ And Customer makes "AUTOPAY" repayment on "25 March 2025" with 514.50 EUR
transaction amount
+ # Make backdated on-time payments for subsequent installments
+ And Customer makes "AUTOPAY" repayment on "01 April 2025" with 514.50 EUR
transaction amount
+ When Admin sets the business date to "01 May 2025"
+ And Customer makes "AUTOPAY" repayment on "01 May 2025" with 514.50 EUR
transaction amount
+ # Run single COB (inline COB as in migration final day)
+ When Admin runs inline COB job for Loan
+ # Verify accrual entries are created correctly
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 February 2025 | Disbursement | 3000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 3000.0 | false | false |
+ | 01 March 2025 | Accrual Activity | 24.98 | 0.0 | 24.98 |
0.0 | 0.0 | 0.0 | false | false |
+ | 25 March 2025 | Repayment | 514.5 | 489.52 | 24.98 |
0.0 | 0.0 | 2510.48 | false | false |
+ | 01 April 2025 | Repayment | 514.5 | 490.45 | 24.05 |
0.0 | 0.0 | 2020.03 | false | false |
+ | 01 April 2025 | Accrual Activity | 24.05 | 0.0 | 24.05 |
0.0 | 0.0 | 0.0 | false | false |
+ | 30 April 2025 | Accrual | 65.29 | 0.0 | 65.29 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 May 2025 | Repayment | 514.5 | 497.68 | 16.82 |
0.0 | 0.0 | 1522.35 | false | false |
+ # Verify loan status and last closed business date
+ Then Admin checks that last closed business date of loan is "30 April 2025"
+ And Loan status will be "ACTIVE"
+ # Set business date forward one day to verify daily COB works correctly
after migration
+ When Admin sets the business date to "02 May 2025"
+ And Admin runs inline COB job for Loan
+ # Verify new accrual entry is created for the additional day
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 February 2025 | Disbursement | 3000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 3000.0 | false | false |
+ | 01 March 2025 | Accrual Activity | 24.98 | 0.0 | 24.98 |
0.0 | 0.0 | 0.0 | false | false |
+ | 25 March 2025 | Repayment | 514.5 | 489.52 | 24.98 |
0.0 | 0.0 | 2510.48 | false | false |
+ | 01 April 2025 | Repayment | 514.5 | 490.45 | 24.05 |
0.0 | 0.0 | 2020.03 | false | false |
+ | 01 April 2025 | Accrual Activity | 24.05 | 0.0 | 24.05 |
0.0 | 0.0 | 0.0 | false | false |
+ | 30 April 2025 | Accrual | 65.29 | 0.0 | 65.29 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 May 2025 | Repayment | 514.5 | 497.68 | 16.82 |
0.0 | 0.0 | 1522.35 | false | false |
+ | 01 May 2025 | Accrual | 0.56 | 0.0 | 0.56 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 May 2025 | Accrual Activity | 16.82 | 0.0 | 16.82 |
0.0 | 0.0 | 0.0 | false | false |
+
+ @TestRailId:C3595
+ Scenario: Verify backdated loan migration with early payments and final COB
execution
+ When Admin sets the business date to "10 April 2025"
+ And Admin creates a client with random data
+ # Create, approve and disburse backdated loan
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 06
February 2025 | 2600 | 9.99 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "06 February 2025" with "2600"
amount and expected disbursement date on "06 February 2025"
+ And Admin successfully disburse the loan on "06 February 2025" with "2600"
EUR transaction amount
+ # Make backdated regular payments for first few installments
+ And Customer makes "AUTOPAY" repayment on "06 March 2025" with 445.81 EUR
transaction amount
+ And Customer makes "AUTOPAY" repayment on "06 April 2025" with 445.81 EUR
transaction amount
+ # Make backdated advance/early payment covering two installments
+ When Admin sets the business date to "06 June 2025"
+ And Customer makes "AUTOPAY" repayment on "06 June 2025" with 891.62 EUR
transaction amount
+ # Run single COB (inline COB as in migration final day)
+ When Admin runs inline COB job for Loan
+ # Verify accrual entries are created correctly
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 06 February 2025 | Disbursement | 2600.0 | 0.0 | 0.0 |
0.0 | 0.0 | 2600.0 | false | false |
+ | 06 March 2025 | Repayment | 445.81 | 424.17 | 21.64 |
0.0 | 0.0 | 2175.83 | false | false |
+ | 06 March 2025 | Accrual Activity | 21.64 | 0.0 | 21.64 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 April 2025 | Repayment | 445.81 | 427.7 | 18.11 |
0.0 | 0.0 | 1748.13 | false | false |
+ | 06 April 2025 | Accrual Activity | 18.11 | 0.0 | 18.11 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 May 2025 | Accrual Activity | 14.55 | 0.0 | 14.55 |
0.0 | 0.0 | 0.0 | false | false |
+ | 05 June 2025 | Accrual | 68.38 | 0.0 | 68.38 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 June 2025 | Repayment | 891.62 | 862.52 | 29.1 |
0.0 | 0.0 | 885.61 | false | false |
+ # Verify loan status and last closed business date
+ Then Admin checks that last closed business date of loan is "05 June 2025"
+ And Loan status will be "ACTIVE"
+ And Loan has 0.0 total overdue amount
+ # Set business date forward one day to verify daily COB works correctly
after migration
+ When Admin sets the business date to "07 June 2025"
+ And Admin runs inline COB job for Loan
+ # Verify new accrual entry is created for the additional day
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 06 February 2025 | Disbursement | 2600.0 | 0.0 | 0.0 |
0.0 | 0.0 | 2600.0 | false | false |
+ | 06 March 2025 | Repayment | 445.81 | 424.17 | 21.64 |
0.0 | 0.0 | 2175.83 | false | false |
+ | 06 March 2025 | Accrual Activity | 21.64 | 0.0 | 21.64 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 April 2025 | Repayment | 445.81 | 427.7 | 18.11 |
0.0 | 0.0 | 1748.13 | false | false |
+ | 06 April 2025 | Accrual Activity | 18.11 | 0.0 | 18.11 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 May 2025 | Accrual Activity | 14.55 | 0.0 | 14.55 |
0.0 | 0.0 | 0.0 | false | false |
+ | 05 June 2025 | Accrual | 68.38 | 0.0 | 68.38 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 June 2025 | Repayment | 891.62 | 862.52 | 29.1 |
0.0 | 0.0 | 885.61 | false | false |
+ | 06 June 2025 | Accrual | 0.47 | 0.0 | 0.47 |
0.0 | 0.0 | 0.0 | false | false |
+ | 06 June 2025 | Accrual Activity | 14.55 | 0.0 | 14.55 |
0.0 | 0.0 | 0.0 | false | false |
+
+ @TestRailId:C3596
+ Scenario: Verify backdated loan migration with month-end dates
+ When Admin sets the business date to "10 April 2025"
+ And Admin creates a client with random data
+ # Create, approve and disburse backdated loan on month-end date
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct |
submitted on date | with Principal | ANNUAL interest rate % | interest type
| interest calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 31
January 2025 | 4000 | 12 | DECLINING_BALANCE |
DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS
| 1 | MONTHS | 4 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "31 January 2025" with "4000"
amount and expected disbursement date on "31 January 2025"
+ And Admin successfully disburse the loan on "31 January 2025" with "4000"
EUR transaction amount
+ # Verify initial loan schedule handles month-end dates correctly
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 31 January 2025 | | 4000.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 28 | 28 February 2025 | | 3014.88 | 985.12
| 40.0 | 0.0 | 0.0 | 1025.12 | 0.0 | 0.0 | 0.0 |
1025.12 |
+ | 2 | 31 | 31 March 2025 | | 2029.76 | 985.12
| 40.0 | 0.0 | 0.0 | 1025.12 | 0.0 | 0.0 | 0.0 |
1025.12 |
+ | 3 | 30 | 30 April 2025 | | 1031.51 | 998.25
| 26.87 | 0.0 | 0.0 | 1025.12 | 0.0 | 0.0 | 0.0 |
1025.12 |
+ | 4 | 31 | 31 May 2025 | | 0.0 | 1031.51
| 10.32 | 0.0 | 0.0 | 1041.83 | 0.0 | 0.0 | 0.0 |
1041.83 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 4000.0 | 117.19 | 0.0 | 0.0 | 4117.19 | 0.0 | 0.0
| 0.0 | 4117.19 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 31 January 2025 | Disbursement | 4000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 4000.0 | false | false |
+ # Make backdated payment on a non-month-end date
+ And Customer makes "AUTOPAY" repayment on "15 March 2025" with 1025.12 EUR
transaction amount
+ # Run single COB (inline COB as in migration final day)
+ When Admin runs inline COB job for Loan
+ # Verify accrual entries are created correctly
+ Then Loan Repayment schedule has 4 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance |
Late | Outstanding |
+ | | | 31 January 2025 | | 4000.0 |
| | 0.0 | | 0.0 | 0.0 | |
| |
+ | 1 | 28 | 28 February 2025 | 15 March 2025 | 3014.88 |
985.12 | 40.0 | 0.0 | 0.0 | 1025.12 | 1025.12 | 0.0 |
1025.12 | 0.0 |
+ | 2 | 31 | 31 March 2025 | | 2024.68 | 990.2
| 34.92 | 0.0 | 0.0 | 1025.12 | 0.0 | 0.0 | 0.0
| 1025.12 |
+ | 3 | 30 | 30 April 2025 | | 1023.11 |
1001.57 | 23.55 | 0.0 | 0.0 | 1025.12 | 0.0 | 0.0 |
0.0 | 1025.12 |
+ | 4 | 31 | 31 May 2025 | | 0.0 |
1023.11 | 10.23 | 0.0 | 0.0 | 1033.34 | 0.0 | 0.0 |
0.0 | 1033.34 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 4000.0 | 108.7 | 0.0 | 0.0 | 4108.7 | 1025.12 | 0.0
| 1025.12 | 3083.58 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 31 January 2025 | Disbursement | 4000.0 | 0.0 | 0.0 |
0.0 | 0.0 | 4000.0 | false | false |
+ | 28 February 2025 | Accrual Activity | 40.0 | 0.0 | 40.0 |
0.0 | 0.0 | 0.0 | false | false |
+ | 15 March 2025 | Repayment | 1025.12 | 985.12 | 40.0 |
0.0 | 0.0 | 3014.88 | false | false |
+ | 31 March 2025 | Accrual Activity | 34.92 | 0.0 | 34.92 |
0.0 | 0.0 | 0.0 | false | false |
+ | 09 April 2025 | Accrual | 83.96 | 0.0 | 83.96 |
0.0 | 0.0 | 0.0 | false | false |
+ # Verify loan status and last closed business date
+ Then Admin checks that last closed business date of loan is "09 April 2025"
+ And Loan status will be "ACTIVE"
+ And Loan has 1025.12 total overdue amount
\ No newline at end of file
