adamsaghy commented on code in PR #4676:
URL: https://github.com/apache/fineract/pull/4676#discussion_r2109813024
##########
fineract-e2e-tests-runner/src/test/resources/features/LoanCapitalizedIncome.feature:
##########
@@ -1909,3 +1909,732 @@ Feature: Capitalized Income
| 01 March 2024 | Accrual | 0.03 | 0.0
| 0.03 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Charge-off | 101.17 | 100.29
| 0.88 | 0.0 | 0.0 | 0.0 | false | false |
| 01 March 2024 | Capitalized Income Amortization | 17.0 | 0.0
| 17.0 | 0.0 | 0.0 | 0.0 | false | false |
+
+ @TestRailId:C3665
+ Scenario: Verify Capitalized Income Adjustment with partial amortization and
allocation strategy - Credit Adj < Bal
+ When Admin sets the business date to "01 January 2024"
+ And Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct
| submitted on date | with Principal | ANNUAL
interest rate % | interest type | interest calculation period |
amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery
| repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment |
graceOnInterestPayment | interest free period | Payment strategy |
+ |
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC
| 01 January 2024 | 150 | 7 |
DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3
| MONTHS | 1 | MONTHS | 3
| 0 | 0 | 0
| ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "150"
amount and expected disbursement date on "01 January 2024"
+ And Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ And Admin adds capitalized income with "AUTOPAY" payment type to the loan
on "01 January 2024" with "50" EUR transaction amount
+ Then Loan status will be "ACTIVE"
+ And Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0
| 0.0 | 0.0 | 100.0 | false |
+ | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0
| 0.0 | 0.0 | 150.0 | false |
+ When Admin sets the business date to "01 February 2024"
+ When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on
"01 February 2024" with 50.58 EUR transaction amount and system-generated
Idempotency key
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount |
Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0
| 0.0 | 0.0 | 0.0 | 100.0 | false |
+ | 01 January 2024 | Capitalized Income | 50.0 | 50.0
| 0.0 | 0.0 | 0.0 | 150.0 | false |
+ | 01 February 2024 | Repayment | 50.58 | 50.0
| 0.58 | 0.0 | 0.0 | 100.0 | false |
+ When Admin sets the business date to "02 February 2024"
+ And Admin runs inline COB job for Loan
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount |
Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0
| 0.0 | 0.0 | 0.0 | 100.0 | false |
+ | 01 January 2024 | Capitalized Income | 50.0 | 50.0
| 0.0 | 0.0 | 0.0 | 150.0 | false |
+ | 01 February 2024 | Accrual | 0.58 | 0.0
| 0.58 | 0.0 | 0.0 | 0.0 | false |
+ | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0
| 0.83 | 0.0 | 0.0 | 0.0 | false |
+ | 01 February 2024 | Repayment | 50.58 | 50.0
| 0.58 | 0.0 | 0.0 | 100.0 | false |
+ Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION"
transaction with date "01 February 2024" which has the following Journal
entries:
+ | Type | Account code | Account name | Debit |
Credit |
+ | INCOME | 404000 | Interest Income | |
0.83 |
+ | LIABILITY | 145024 | Deferred Capitalized Income | 0.83 |
|
+ When Admin sets the business date to "01 March 2024"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on
"01 March 2024" with 50.00 EUR transaction amount and system-generated
Idempotency key
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount |
Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0
| 0.0 | 0.0 | 0.0 | 100.0 | false |
+ | 01 January 2024 | Capitalized Income | 50.0 | 50.0
| 0.0 | 0.0 | 0.0 | 150.0 | false |
+ | 01 February 2024 | Accrual | 0.58 | 0.0
| 0.58 | 0.0 | 0.0 | 0.0 | false |
+ | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0
| 0.83 | 0.0 | 0.0 | 0.0 | false |
+ | 01 February 2024 | Repayment | 50.58 | 50.0
| 0.58 | 0.0 | 0.0 | 100.0 | false |
+ | 01 March 2024 | Repayment | 50.0 | 49.71
| 0.29 | 0.0 | 0.0 | 50.29 | false |
+ And Admin adds capitalized income adjustment with "AUTOPAY" payment type
to the loan on "01 March 2024" with "10" EUR transaction amount
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount |
Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0
| 0.0 | 0.0 | 0.0 | 100.0 | false |
+ | 01 January 2024 | Capitalized Income | 50.0 | 50.0
| 0.0 | 0.0 | 0.0 | 150.0 | false |
+ | 01 February 2024 | Repayment | 50.58 | 50.0
| 0.58 | 0.0 | 0.0 | 100.0 | false |
+ | 01 February 2024 | Accrual | 0.58 | 0.0
| 0.58 | 0.0 | 0.0 | 0.0 | false |
+ | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0
| 0.83 | 0.0 | 0.0 | 0.0 | false |
+ | 01 March 2024 | Repayment | 50.0 | 49.71
| 0.29 | 0.0 | 0.0 | 50.29 | false |
+ | 01 March 2024 | Capitalized Income Adjustment | 10.0 | 0.29
| 0.0 | 0.0 | 0.0 | 50.0 | false |
+ When Admin sets the business date to "01 April 2024"
+ And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on
"01 April 2024" with 0.29 EUR transaction amount and system-generated
Idempotency key
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount |
Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0
| 0.0 | 0.0 | 0.0 | 100.0 | false |
+ | 01 January 2024 | Capitalized Income | 50.0 | 50.0
| 0.0 | 0.0 | 0.0 | 150.0 | false |
+ | 01 February 2024 | Repayment | 50.58 | 50.0
| 0.58 | 0.0 | 0.0 | 100.0 | false |
+ | 01 February 2024 | Accrual | 0.58 | 0.0
| 0.58 | 0.0 | 0.0 | 0.0 | false |
+ | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0
| 0.83 | 0.0 | 0.0 | 0.0 | false |
+ | 01 March 2024 | Repayment | 50.0 | 49.71
| 0.29 | 0.0 | 0.0 | 50.29 | false |
+ | 01 March 2024 | Capitalized Income Adjustment | 10.0 | 0.29
| 0.0 | 0.0 | 0.0 | 50.0 | false |
+ | 01 April 2024 | Repayment | 0.29 | 0.0
| 0.0 | 0.0 | 0.0 | 50.0 | false |
+ | 01 April 2024 | Accrual | 0.29 | 0.0
| 0.29 | 0.0 | 0.0 | 0.0 | false |
+ | 01 April 2024 | Capitalized Income Amortization | 39.17 | 0.0
| 39.17 | 0.0 | 0.0 | 0.0 | false |
+ Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT"
transaction with date "01 March 2024" which has the following Journal entries:
+ | Type | Account code | Account name | Debit |
Credit |
+ | ASSET | 112601 | Loans Receivable | |
0.29 |
+ | LIABILITY | 145024 | Deferred Capitalized Income | 10.0 |
|
+
+
+ ## TODO: need to update repayment schedule and transaction list
+ @Skip
+ @TestRailId:C3666
Review Comment:
@tamasszabo-dpc @ruzeynalov Is this better to skip then update?
--
This is an automated message from the Apache Git Service.
To respond to the message, please log on to GitHub and use the
URL above to go to the specific comment.
To unsubscribe, e-mail: [email protected]
For queries about this service, please contact Infrastructure at:
[email protected]
