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new 5a0115e6ec FINERACT-2319: added e2e test for verifying backdated
repayment allocation respects payment order for future dated penalties
5a0115e6ec is described below
commit 5a0115e6ec1619acbdf5531e97edb4ee802b255a
Author: Rustam Zeinalov <[email protected]>
AuthorDate: Thu Jul 10 14:18:07 2025 +0200
FINERACT-2319: added e2e test for verifying backdated repayment allocation
respects payment order for future dated penalties
---
.../test/resources/features/LoanRepayment.feature | 99 +++++++++++++++++++++-
1 file changed, 98 insertions(+), 1 deletion(-)
diff --git
a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
index d9ad3fe40d..7b042add40 100644
---
a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
+++
b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
@@ -5407,6 +5407,7 @@ Feature: LoanRepayment
| 01 February 2024 | Repayment | 40.0 | 39.42 | 0.58 |
0.0 | 0.0 | 60.58 | false | false |
When Admin set
"LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL" loan product
"DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation
rule
+ @TestRailId:C3840
Scenario: Verify progressive loan repayment reversals with penalty charge
and backdated repayment
When Admin sets the business date to "20 October 2024"
When Admin creates a client with random data
@@ -5488,4 +5489,100 @@ Feature: LoanRepayment
| 26 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | true | false |
| 26 October 2024 | Repayment | 101.0 | 100.0 | 0.0 |
0.0 | 1.0 | 0.0 | false | false |
When Customer makes "AUTOPAY" repayment on "27 October 2024" with 9 EUR
transaction amount
- Then Loan status will be "CLOSED_OBLIGATIONS_MET"
\ No newline at end of file
+ Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+
+ @TestRailId:C3841
+ Scenario: Verify backdated repayment allocation respects payment order for
future dated penalties
+ When Admin sets the business date to "20 October 2024"
+ When Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct | submitted on
date | with Principal | ANNUAL interest rate % | interest type | interest
calculation period | amortization type | loanTermFrequency |
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ | LP2_NO_INTEREST_RECALCULATION_ALLOCATION_PENALTY_FIRST | 20 October
2024 | 100 | 0 | FLAT |
SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS
| 30 | DAYS | 1 | 0
| 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "20 October 2024" with "100"
amount and expected disbursement date on "20 October 2024"
+ And Admin successfully disburse the loan on "20 October 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 1 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 20 October 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 19 November 2024 | | 0.0 | 100.0
| 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0
| 0.0 | 100.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance |
+ | 20 October 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 |
+ # Step 2: First repayment on 22 October
+ When Admin sets the business date to "22 October 2024"
+ And Customer makes "AUTOPAY" repayment on "22 October 2024" with 100 EUR
transaction amount
+ Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+ Then Loan Repayment schedule has 1 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 20 October 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 19 November 2024 | 22 October 2024 | 0.0 |
100.0 | 0.0 | 0.0 | 0.0 | 100.0 | 100.0 | 100.0 | 0.0
| 0.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance |
+ | 20 October 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 |
+ | 22 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 |
+ # Step 3: First repayment reversal on 24 October
+ When Admin sets the business date to "24 October 2024"
+ And Customer makes a repayment undo on "22 October 2024"
+ Then Loan status will be "ACTIVE"
+ And Loan has 100 outstanding amount
+ Then Loan Repayment schedule has 1 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 20 October 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 19 November 2024 | | 0.0 | 100.0
| 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0
|
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 20 October 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 22 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | true |
+ # Step 4: Second repayment on 26 October
+ When Admin sets the business date to "26 October 2024"
+ And Customer makes "AUTOPAY" repayment on "26 October 2024" with 100 EUR
transaction amount
+ Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+ Then Loan Repayment schedule has 1 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 20 October 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 19 November 2024 | 26 October 2024 | 0.0 |
100.0 | 0.0 | 0.0 | 0.0 | 100.0 | 100.0 | 100.0 | 0.0
| 0.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 20 October 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 22 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | true |
+ | 26 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | false |
+ # Step 5: Second repayment reversal on 28 October
+ When Admin sets the business date to "28 October 2024"
+ And Customer makes a repayment undo on "26 October 2024"
+ Then Loan status will be "ACTIVE"
+ And Loan has 100 outstanding amount
+ Then Loan Repayment schedule has 1 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 20 October 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 19 November 2024 | | 0.0 | 100.0
| 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 100.0
|
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 20 October 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 22 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | true |
+ | 26 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | true |
+ # Step 6: Add penalty charge on 28 October
+ When Admin adds "LOAN_NSF_FEE" due date charge with "28 October 2024" due
date and 10 EUR transaction amount
+ Then Loan Repayment schedule has 1 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 20 October 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 19 November 2024 | | 0.0 | 100.0
| 0.0 | 0.0 | 10.0 | 110.0 | 0.0 | 0.0 | 0.0 | 110.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 0.0 | 0.0 | 10.0 | 110.0 | 0.0 | 0.0
| 0.0 | 110.0 |
+ # Step 7: Backdated repayment on 26 October (while business date is 28
October)
+ And Customer makes "AUTOPAY" repayment on "26 October 2024" with 101 EUR
transaction amount
+ Then Loan Repayment schedule has 1 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 20 October 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 30 | 19 November 2024 | | 0.0 | 100.0
| 0.0 | 0.0 | 10.0 | 110.0 | 101.0 | 101.0 | 0.0 | 9.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 0.0 | 0.0 | 10.0 | 110.0 | 101.0 | 101.0
| 0.0 | 9.0 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted |
+ | 20 October 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false |
+ | 22 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | true |
+ | 26 October 2024 | Repayment | 100.0 | 100.0 | 0.0 |
0.0 | 0.0 | 0.0 | true |
+ | 26 October 2024 | Repayment | 101.0 | 100.0 | 0.0 |
0.0 | 1.0 | 0.0 | false |
\ No newline at end of file
