adamsaghy commented on code in PR #4913: URL: https://github.com/apache/fineract/pull/4913#discussion_r2245260536
########## fineract-doc/src/docs/en/chapters/features/buydown-fee.adoc: ########## @@ -0,0 +1,630 @@ += Buy Down Fee + +== Overview + +Buy Down Fee is a specialized fee mechanism in Apache Fineract that allows financial institutions to collect upfront fees from borrowers to reduce their effective interest rate over the loan term. This feature is particularly designed for 0% interest "buy down" loans where a merchant fee is collected and amortized into interest income over the life of the loan. Review Comment: Either: "and amortized into interest/fee income over the life of the loan" "and amortized into interest income over the life of the loan" ########## fineract-doc/src/docs/en/chapters/features/buydown-fee.adoc: ########## @@ -0,0 +1,630 @@ += Buy Down Fee + +== Overview + +Buy Down Fee is a specialized fee mechanism in Apache Fineract that allows financial institutions to collect upfront fees from borrowers to reduce their effective interest rate over the loan term. This feature is particularly designed for 0% interest "buy down" loans where a merchant fee is collected and amortized into interest income over the life of the loan. + +The key characteristic of Buy Down Fee is that the amortized fee is **NOT visible to the customer** - it operates as a background process for proper revenue recognition while maintaining transparency in customer-facing loan terms. Review Comment: The key characteristic of Buy Down Fee is that the amortized fee is **NOT visible to the customer and NOT affecting the repayment schedule** - it operates as a background process for proper revenue recognition while maintaining transparency in customer-facing loan terms. -- This is an automated message from the Apache Git Service. To respond to the message, please log on to GitHub and use the URL above to go to the specific comment. To unsubscribe, e-mail: [email protected] For queries about this service, please contact Infrastructure at: [email protected]
