adamsaghy commented on code in PR #5041:
URL: https://github.com/apache/fineract/pull/5041#discussion_r2362792155


##########
fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanDownPaymentHandlerServiceImpl.java:
##########
@@ -140,7 +141,7 @@ public void 
handleRepaymentOrRecoveryOrWaiverTransaction(final Loan loan, final
         if (processLatest) {
             
loanTransactionProcessingService.processLatestTransaction(loan.getTransactionProcessingStrategyCode(),
 loanTransaction,
                     new TransactionCtx(loan.getCurrency(), 
loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),

Review Comment:
   You might wanna rework the `TransactionCtx` a little bit and use Builder 
instead of constructor calls. With Builder pattern we can avoid set values to 
fields that are irrelevant to us: `null` and `Collections.emptyList`



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