somasorosdpc commented on code in PR #5188: URL: https://github.com/apache/fineract/pull/5188#discussion_r2585303886
########## fineract-doc/src/docs/en/chapters/features/re-ageing.adoc: ########## @@ -0,0 +1,514 @@ += Loan Re-Aging +:doctype: book +:icons: font +:toc: left +:toclevels: 3 +:sectnums: + +== Overview + +Re-aging also known as Settlement Plan is to assist customers who are in duress around repaying their loans; + +The goal is to create a new set of Installments for the same loan account from the principal outstanding pending on the loan account + +For example, for a customer who is severely behind on payments, they could agree to a settlement plan where instead of having to pay now, it could be spread over the next 12 months, paying back the remaining 750 euro balance but over 10 equal payments. + +== Introduction + +=== Purpose + +This document specifies the functional and business requirements for the Re-Aging feature for Progressive loan products in Fineract. +It defines rules for interest handling, schedule regeneration, charge/fee mapping, special installments, and reversal logic to ensure consistent behavior across different interest handling methods. + +=== Scope + +The scope of this document includes: +* Re-Aging for Progressive, interest-bearing loans * Handling of Default, Equal Amortization, and Waive Interest scenarios * Support for backdated transactions * Schedule regeneration and installment remapping * Special collected installment creation * Reversal and replay of Re-Age transactions * User-driven configuration of re-aged schedule (start date, number of installments, period type/frequency) Review Comment: removed -- This is an automated message from the Apache Git Service. To respond to the message, please log on to GitHub and use the URL above to go to the specific comment. To unsubscribe, e-mail: [email protected] For queries about this service, please contact Infrastructure at: [email protected]
