This is an automated email from the ASF dual-hosted git repository.

adamsaghy pushed a commit to branch develop
in repository https://gitbox.apache.org/repos/asf/fineract.git

commit 6d051f5a2f9cfdb460ff109ed2da3cd36b200226
Author: MarianaDmytrivBinariks <[email protected]>
AuthorDate: Tue Dec 9 17:17:27 2025 +0200

    FINERACT-2354: e2e test scenario for disbursement amount less than one
---
 .../global/LoanProductGlobalInitializerStep.java   |   1 +
 .../test/resources/features/LoanRepayment.feature  | 222 +++++++++++++++++++++
 2 files changed, 223 insertions(+)

diff --git 
a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
 
b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
index e8ae46d19b..f6aebcc9f4 100644
--- 
a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
+++ 
b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
@@ -2994,6 +2994,7 @@ public class LoanProductGlobalInitializerStep implements 
FineractGlobalInitializ
                 .loanScheduleProcessingType("HORIZONTAL")//
                 .interestRateFrequencyType(3)//
                 .maxInterestRatePerPeriod(10.0)//
+                .minPrincipal(1.0)//
                 .paymentAllocation(List.of(//
                         createPaymentAllocation("DEFAULT", 
"NEXT_INSTALLMENT"), //
                         createPaymentAllocation("GOODWILL_CREDIT", 
"LAST_INSTALLMENT"), //
diff --git 
a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature 
b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
index ab790cd0b9..80db7c67bc 100644
--- 
a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
+++ 
b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
@@ -6481,3 +6481,225 @@ Feature: LoanRepayment
       | 04 October 2025    | Accrual          |  133.98 |   0.0     | 133.98   
 | 0.0  | 0.0       |    0.0       | false    | false    |
       | 04 October 2025    | Accrual Activity |    0.09 |   0.0     |   0.09   
 | 0.0  | 0.0       |    0.0       | false    | false    |
     Then Loan is closed with zero outstanding balance and it's all 
installments have obligations met
+
+  @TestRailId:C4350
+  Scenario: Verify the loan creation with total disbursement amount less then 
1 for progressive loan
+    When Admin sets the business date to "26 October 2025"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with loan product`s charges and 
following data:
+      | LoanProduct                                      | submitted on date | 
with Principal | ANNUAL interest rate % | interest type     | interest 
calculation period | amortization type  | loanTermFrequency | 
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | 
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | 
interest free period | Payment strategy            |
+      | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR | 26 October 2025   | 
1              | 0                      | DECLINING_BALANCE | DAILY             
          | EQUAL_INSTALLMENTS | 1                 | MONTHS                | 1  
            | MONTHS                 | 1                  | 0                   
    | 0                      | 0                    | 
ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "26 October 2025" with "1" 
amount and expected disbursement date on "26 October 2025"
+    Then Loan Repayment schedule has 1 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal 
due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | 
Outstanding |
+      |    |      | 26 October 2025  |           | 1.0             |           
    |          | 0.0  |           | 0.0   |      |            |      | 0.0      
   |
+      | 1  | 31   | 26 November 2025 |           | 0.0             | 1.0       
    | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  | 1.0      
   |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 1.0           | 0.0      | 0.0  | 0.0       | 1.0    | 0.0  | 0.0      
  | 0.0  | 1.0         |
+    When Admin successfully disburse the loan on "26 October 2025" with "0.5" 
EUR transaction amount
+    Then Loan Repayment schedule has 1 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal 
due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | 
Outstanding |
+      |    |      | 26 October 2025  |           | 0.5             |           
    |          | 0.0  |           | 0.0   | 0.0  |            |      |          
   |
+      | 1  | 31   | 26 November 2025 |           | 0.0             | 0.5       
    | 0.0      | 0.0  | 0.0       | 0.5   | 0.0  | 0.0        | 0.0  | 0.5      
   |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 0.5           | 0.0      | 0.0  | 0.0       | 0.5    | 0.0  | 0.0      
  | 0.0  | 0.5         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 0.5     | 0.0       |  0.0     
 | 0.0  | 0.0       | 0.5          | false    | false    |
+    When Admin sets the business date to "27 October 2025"
+    When Loan Pay-off is made on "27 October 2025"
+    Then Loan Repayment schedule has 1 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                 | 0.5             |     
          |          | 0.0  |           | 0.0   | 0.0  |            |      |    
         |
+      | 1  | 31   | 26 November 2025 | 27 October 2025 | 0.0             | 0.5 
          | 0.0      | 0.0  | 0.0       | 0.5   | 0.5  | 0.5        | 0.0  | 
0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 0.5           | 0.0      | 0.0  | 0.0       | 0.5    | 0.5  | 0.5      
  | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 0.5     | 0.0       |  0.0     
 | 0.0  | 0.0       | 0.5          | false    | false    |
+      | 27 October 2025    | Repayment        | 0.5     | 0.5       |  0.0     
 | 0.0  | 0.0       | 0.0          | false    | false    |
+    Then Loan is closed with zero outstanding balance and it's all 
installments have obligations met
+
+  @TestRailId:C4351
+  Scenario: Verify the loan creation with total calculated EMI less than 1 for 
progressive loan - 3 repayment periods
+    When Admin sets the business date to "26 October 2025"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with loan product`s charges and 
following data:
+      | LoanProduct                                      | submitted on date | 
with Principal | ANNUAL interest rate % | interest type     | interest 
calculation period | amortization type  | loanTermFrequency | 
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | 
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | 
interest free period | Payment strategy            |
+      | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR | 26 October 2025   | 
3              | 0                      | DECLINING_BALANCE | DAILY             
          | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1  
            | MONTHS                 | 3                  | 0                   
    | 0                      | 0                    | 
ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "26 October 2025" with "1" 
amount and expected disbursement date on "26 October 2025"
+    Then Loan Repayment schedule has 3 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                  | 1.0             |    
           |          | 0.0  |           | 0.0   |      |            |      | 
0.0         |
+      | 1  | 31   | 26 November 2025 |                  | 0.0             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  
| 1.0         |
+      | 2  | 30   | 26 December 2025 |                  | 0.0             | 
0.0           | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  
| 0.0         |
+      | 3  | 31   | 26 January 2026  |                  | 0.0             | 
0.0           | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  
| 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 1.0           | 0.0      | 0.0  | 0.0       | 1.0    | 0.0  | 0.0      
  | 0.0  | 1.0         |
+    When Admin successfully disburse the loan on "26 October 2025" with "1.5" 
EUR transaction amount
+    Then Loan Repayment schedule has 3 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                  | 1.5             |    
           |          | 0.0  |           | 0.0   | 0.0  |            |      |   
          |
+      | 1  | 31   | 26 November 2025 |                  | 0.5             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  
| 1.0         |
+      | 2  | 30   | 26 December 2025 |                  | 0.0             | 
0.5           | 0.0      | 0.0  | 0.0       | 0.5   | 0.0  | 0.0        | 0.0  
| 0.5         |
+      | 3  | 31   | 26 January 2026  | 26 October 2025  | 0.0             | 
0.0           | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  
| 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 1.5           | 0.0      | 0.0  | 0.0       | 1.5    | 0.0  | 0.0      
  | 0.0  | 1.5         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 1.5     | 0.0       |  0.0     
 | 0.0  | 0.0       | 1.5          | false    | false    |
+    When Admin sets the business date to "27 October 2025"
+    When Loan Pay-off is made on "27 October 2025"
+    Then Loan Repayment schedule has 3 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                  | 1.5             |    
           |          | 0.0  |           | 0.0   | 0.0  |            |      |   
          |
+      | 1  | 31   | 26 November 2025 | 27 October 2025  | 0.5             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 1.0  | 1.0        | 0.0  
| 0.0         |
+      | 2  | 30   | 26 December 2025 | 27 October 2025  | 0.0             | 
0.5           | 0.0      | 0.0  | 0.0       | 0.5   | 0.5  | 0.5        | 0.0  
| 0.0         |
+      | 3  | 31   | 26 January 2026  | 26 October 2025  | 0.0             | 
0.0           | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  
| 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 1.5           | 0.0      | 0.0  | 0.0       | 1.5    | 1.5  | 1.5      
  | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 1.5     | 0.0       |  0.0     
 | 0.0  | 0.0       | 1.5          | false    | false    |
+      | 27 October 2025    | Repayment        | 1.5     | 1.5       |  0.0     
 | 0.0  | 0.0       | 0.0          | false    | false    |
+    Then Loan is closed with zero outstanding balance and it's all 
installments have obligations met
+
+
+  @TestRailId:C4352
+  Scenario: Verify the loan creation with total calculated EMI less than 2 
(rounded towards 1) for progressive loan - 3 repayment periods
+    When Admin sets the business date to "26 October 2025"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with loan product`s charges and 
following data:
+      | LoanProduct                                      | submitted on date | 
with Principal | ANNUAL interest rate % | interest type     | interest 
calculation period | amortization type  | loanTermFrequency | 
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | 
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | 
interest free period | Payment strategy            |
+      | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR | 26 October 2025   | 
4              | 0                      | DECLINING_BALANCE | DAILY             
          | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1  
            | MONTHS                 | 3                  | 0                   
    | 0                      | 0                    | 
ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "26 October 2025" with "2" 
amount and expected disbursement date on "26 October 2025"
+    Then Loan Repayment schedule has 3 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                  | 2.0             |    
           |          | 0.0  |           | 0.0   |      |            |      | 
0.0         |
+      | 1  | 31   | 26 November 2025 |                  | 1.0             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  
| 1.0         |
+      | 2  | 30   | 26 December 2025 |                  | 0.0             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  
| 1.0         |
+      | 3  | 31   | 26 January 2026  |                  | 0.0             | 
0.0           | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  
| 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 2.0           | 0.0      | 0.0  | 0.0       | 2.0    | 0.0  | 0.0      
  | 0.0  | 2.0         |
+    When Admin successfully disburse the loan on "26 October 2025" with "4" 
EUR transaction amount
+    Then Loan Repayment schedule has 3 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                  | 4.0             |    
           |          | 0.0  |           | 0.0   | 0.0  |            |      |   
          |
+      | 1  | 31   | 26 November 2025 |                  | 3.0             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  
| 1.0         |
+      | 2  | 30   | 26 December 2025 |                  | 2.0             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  
| 1.0         |
+      | 3  | 31   | 26 January 2026  |                  | 0.0             | 
2.0           | 0.0      | 0.0  | 0.0       | 2.0   | 0.0  | 0.0        | 0.0  
| 2.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 4.0           | 0.0      | 0.0  | 0.0       | 4.0    | 0.0  | 0.0      
  | 0.0  | 4.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 4.0     | 0.0       |  0.0     
| 0.0  | 0.0        | 4.0          | false    | false    |
+    When Admin sets the business date to "27 October 2025"
+    When Loan Pay-off is made on "27 October 2025"
+    Then Loan Repayment schedule has 3 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                  | 4.0             |    
           |          | 0.0  |           | 0.0   | 0.0  |            |      |   
          |
+      | 1  | 31   | 26 November 2025 | 27 October 2025  | 3.0             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 1.0  | 1.0        | 0.0  
| 0.0         |
+      | 2  | 30   | 26 December 2025 | 27 October 2025  | 2.0             | 
1.0           | 0.0      | 0.0  | 0.0       | 1.0   | 1.0  | 1.0        | 0.0  
| 0.0         |
+      | 3  | 31   | 26 January 2026  | 27 October 2025  | 0.0             | 
2.0           | 0.0      | 0.0  | 0.0       | 2.0   | 2.0  | 2.0        | 0.0  
| 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 4.0           | 0.0      | 0.0  | 0.0       | 4.0    | 4.0  | 4.0      
  | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 4.0     | 0.0       |  0.0     
| 0.0  | 0.0        | 4.0          | false    | false    |
+      | 27 October 2025    | Repayment        | 4.0     | 4.0       |  0.0     
| 0.0  | 0.0        | 0.0          | false    | false    |
+    Then Loan is closed with zero outstanding balance and it's all 
installments have obligations met
+
+  @TestRailId:C4353
+  Scenario: Verify the loan creation with total disbursement amount less then 
1 for progressive loan - UC2
+    When Admin sets the business date to "26 October 2025"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with loan product`s charges and 
following data:
+      | LoanProduct                                        | submitted on date 
| with Principal | ANNUAL interest rate % | interest type     | interest 
calculation period | amortization type  | loanTermFrequency | 
loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | 
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | 
interest free period | Payment strategy            |
+      | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR   | 26 October 2025   
| 1              | 0                      | DECLINING_BALANCE | DAILY           
            | EQUAL_INSTALLMENTS | 1                 | MONTHS                | 
1              | MONTHS                 | 1                  | 0                
       | 0                      | 0                    | 
ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "26 October 2025" with "1" 
amount and expected disbursement date on "26 October 2025"
+    Then Loan Repayment schedule has 1 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal 
due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | 
Outstanding |
+      |    |      | 26 October 2025  |           | 1.0             |           
    |          | 0.0  |           | 0.0   |      |            |      | 0.0      
   |
+      | 1  | 31   | 26 November 2025 |           | 0.0             | 1.0       
    | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  | 1.0      
   |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 1.0           | 0.0      | 0.0  | 0.0       | 1.0    | 0.0  | 0.0      
  | 0.0  | 1.0         |
+    When Admin successfully disburse the loan on "26 October 2025" with "0.4" 
EUR transaction amount
+    Then Loan Repayment schedule has 1 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal 
due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | 
Outstanding |
+      |    |      | 26 October 2025  |           | 0.4             |           
    |          | 0.0  |           | 0.0   | 0.0  |            |      |          
   |
+      | 1  | 31   | 26 November 2025 |           | 0.0             | 0.4       
    | 0.0      | 0.0  | 0.0       | 0.4   | 0.0  | 0.0        | 0.0  | 0.4      
   |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 0.4           | 0.0      | 0.0  | 0.0       | 0.4    | 0.0  | 0.0      
  | 0.0  | 0.4         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 0.4     | 0.0       |  0.0     
 | 0.0  | 0.0       | 0.4          | false    | false    |
+    When Admin sets the business date to "27 October 2025"
+    When Loan Pay-off is made on "27 October 2025"
+    Then Loan Repayment schedule has 1 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                 | 0.4             |     
          |          | 0.0  |           | 0.0   | 0.0  |            |      |    
         |
+      | 1  | 31   | 26 November 2025 | 27 October 2025 | 0.0             | 0.4 
          | 0.0      | 0.0  | 0.0       | 0.4   | 0.4  | 0.4        | 0.0  | 
0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 0.4           | 0.0      | 0.0  | 0.0       | 0.4    | 0.4  | 0.4      
  | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 0.4     | 0.0       |  0.0     
 | 0.0  | 0.0       | 0.4          | false    | false    |
+      | 27 October 2025    | Repayment        | 0.4     | 0.4       |  0.0     
 | 0.0  | 0.0       | 0.0          | false    | false    |
+    Then Loan is closed with zero outstanding balance and it's all 
installments have obligations met
+
+  @TestRailId:C4354
+  Scenario: Verify the loan creation with total disbursement amount less then 
1 for progressive loan - 2 repayments
+    When Admin sets the business date to "26 October 2025"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with loan product`s charges and 
following data:
+      | LoanProduct                                                            
                     | submitted on date | with Principal | ANNUAL interest 
rate % | interest type     | interest calculation period | amortization type  | 
loanTermFrequency | loanTermFrequencyType | repaymentEvery | 
repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | 
graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR                       
                     | 26 October 2025   | 1              | 0                   
   | DECLINING_BALANCE | DAILY                       | EQUAL_INSTALLMENTS | 2   
              | MONTHS                | 1              | MONTHS                 
| 2                  | 0                       | 0                      | 0     
               | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "26 October 2025" with "1" 
amount and expected disbursement date on "26 October 2025"
+    Then Loan Repayment schedule has 2 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal 
due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | 
Outstanding |
+      |    |      | 26 October 2025  |           | 1.0             |           
    |          | 0.0  |           | 0.0   |      |            |      | 0.0      
   |
+      | 1  | 31   | 26 November 2025 |           | 0.0             | 1.0       
    | 0.0      | 0.0  | 0.0       | 1.0   | 0.0  | 0.0        | 0.0  | 1.0      
   |
+      | 2  | 30   | 26 December 2025 |           | 0.0             | 0.0       
    | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  | 0.0      
   |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 1.0           | 0.0      | 0.0  | 0.0       | 1.0    | 0.0  | 0.0      
  | 0.0  | 1.0         |
+    When Admin successfully disburse the loan on "26 October 2025" with "0.4" 
EUR transaction amount
+    Then Loan Repayment schedule has 2 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                 | 0.4             |     
          |          | 0.0  |           | 0.0   | 0.0  |            |      |    
         |
+      | 1  | 31   | 26 November 2025 |                 | 0.0             | 0.4 
          | 0.0      | 0.0  | 0.0       | 0.4   | 0.0  | 0.0        | 0.0  | 
0.4         |
+      | 2  | 30   | 26 December 2025 | 26 October 2025 | 0.0             | 0.0 
          | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  | 
0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 0.4           | 0.0      | 0.0  | 0.0       | 0.4    | 0.0  | 0.0      
  | 0.0  | 0.4         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 0.4     | 0.0       |  0.0     
 | 0.0  | 0.0       | 0.4          | false    | false    |
+    When Admin sets the business date to "27 October 2025"
+    When Loan Pay-off is made on "27 October 2025"
+    Then Loan Repayment schedule has 2 periods, with the following data for 
periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | 
Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late 
| Outstanding |
+      |    |      | 26 October 2025  |                 | 0.4             |     
          |          | 0.0  |           | 0.0   | 0.0  |            |      |    
         |
+      | 1  | 31   | 26 November 2025 | 27 October 2025 | 0.0             | 0.4 
          | 0.0      | 0.0  | 0.0       | 0.4   | 0.4  | 0.4        | 0.0  | 
0.0         |
+      | 2  | 30   | 26 December 2025 | 26 October 2025 | 0.0             | 0.0 
          | 0.0      | 0.0  | 0.0       | 0.0   | 0.0  | 0.0        | 0.0  | 
0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In 
advance | Late | Outstanding |
+      | 0.4           | 0.0      | 0.0  | 0.0       | 0.4    | 0.4  | 0.4      
  | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date   | Transaction Type | Amount  | Principal | Interest 
| Fees | Penalties  | Loan Balance | Reverted | Replayed |
+      | 26 October 2025    | Disbursement     | 0.4     | 0.0       |  0.0     
 | 0.0  | 0.0       | 0.4          | false    | false    |
+      | 27 October 2025    | Repayment        | 0.4     | 0.4       |  0.0     
 | 0.0  | 0.0       | 0.0          | false    | false    |
+    Then Loan is closed with zero outstanding balance and it's all 
installments have obligations met
+

Reply via email to