adamsaghy commented on code in PR #5298:
URL: https://github.com/apache/fineract/pull/5298#discussion_r2672459334
##########
fineract-e2e-tests-runner/src/test/resources/features/LoanReAmortization.feature:
##########
@@ -3505,3 +3505,2064 @@ Feature: LoanReAmortization
When Admin sets the business date to "15 March 2024"
And Admin creates re-amortization trn on current business date with
reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT" is forbidden
as loan was closed
+
+ @TestRailId:C4495 @AdvancedPaymentAllocation
+ Scenario: Verify Loan re-aging trn with 2nd disb before and undo last disb
after re-amortization - interest bearing multidisb loan with equal amortization
+ interest split - UC1.1
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct
| submitted on date | with Principal | ANNUAL interest rate % | interest
type | interest calculation period | amortization type | loanTermFrequency
| loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ |
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE |
01 January 2024 | 150 | 7 | DECLINING_BALANCE
| DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 |
0 | 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "150"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+
+ When Admin sets the business date to "01 March 2024"
+ When Admin successfully disburse the loan on "01 March 2024" with "50" EUR
transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | | | 01 March 2024 | | 50.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 3 | 31 | 01 April 2024 | | 88.04 |
29.01 | 0.68 | 0.0 | 0.0 | 29.69 | 0.0 | 0.0 | 0.0
| 29.69 |
+ | 4 | 30 | 01 May 2024 | | 58.86 |
29.18 | 0.51 | 0.0 | 0.0 | 29.69 | 0.0 | 0.0 | 0.0
| 29.69 |
+ | 5 | 31 | 01 June 2024 | | 29.51 |
29.35 | 0.34 | 0.0 | 0.0 | 29.69 | 0.0 | 0.0 | 0.0
| 29.69 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
29.51 | 0.17 | 0.0 | 0.0 | 29.68 | 0.0 | 0.0 | 0.0
| 29.68 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 150.0 | 2.77 | 0.0 | 0.0 | 152.77 | 17.01 | 0.0
| 0.0 | 135.76 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Disbursement | 50.0 | 0.0 | 0.0 |
0.0 | 0.0 | 133.57 | false | false |
+
+ When Admin sets the business date to "15 March 2024"
+ And Admin creates a Loan re-amortization transaction on current business
date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT"
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | | | 01 March 2024 | | 50.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 3 | 31 | 01 April 2024 | | 100.47 |
33.1 | 0.9 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 4 | 30 | 01 May 2024 | | 67.18 |
33.29 | 0.71 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 5 | 31 | 01 June 2024 | | 33.69 |
33.49 | 0.51 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
33.69 | 0.32 | 0.0 | 0.0 | 34.01 | 0.0 | 0.0 | 0.0
| 34.01 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 150.0 | 3.02 | 0.0 | 0.0 | 153.02 | 17.01 | 0.0
| 0.0 | 136.01 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Disbursement | 50.0 | 0.0 | 0.0 |
0.0 | 0.0 | 133.57 | false | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 0.0 | false | false |
+
+ When Admin sets the business date to "01 April 2024"
+ When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | | | 01 March 2024 | | 50.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 3 | 31 | 01 April 2024 | | 100.47 |
33.1 | 0.9 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 4 | 30 | 01 May 2024 | | 67.28 |
50.2 | 0.81 | 0.0 | 0.0 | 51.01 | 0.0 | 0.0 | 0.0
| 51.01 |
+ | 5 | 31 | 01 June 2024 | | 33.79 |
33.49 | 0.51 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
33.79 | 0.32 | 0.0 | 0.0 | 34.11 | 0.0 | 0.0 | 0.0
| 34.11 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 167.01 | 3.12 | 0.0 | 0.0 | 170.13 | 17.01 | 0.0
| 0.0 | 153.12 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Disbursement | 50.0 | 0.0 | 0.0 |
0.0 | 0.0 | 133.57 | false | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 April 2024 | Chargeback | 17.01 | 17.01 | 0.0 |
0.0 | 0.0 | 150.58 | false | false |
+
+# --- undo last disbursement should be allowed on that point --- #
+ When Admin successfully undo last disbursal
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 62.86 |
20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 4 | 30 | 01 May 2024 | | 42.13 |
37.74 | 0.59 | 0.0 | 0.0 | 38.33 | 0.0 | 0.0 | 0.0
| 38.33 |
+ | 5 | 31 | 01 June 2024 | | 21.18 |
20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
21.18 | 0.24 | 0.0 | 0.0 | 21.42 | 0.0 | 0.0 | 0.0
| 21.42 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 117.01 | 2.39 | 0.0 | 0.0 | 119.4 | 17.01 | 0.0
| 0.0 | 102.39 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 0.0 | false | false |
+ | 01 April 2024 | Chargeback | 17.01 | 17.01 | 0.0 |
0.0 | 0.0 | 100.58 | false | false |
+
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @Skip
+ @TestRailId:C4496 @AdvancedPaymentAllocation
+ Scenario: Verify Loan re-aging trn with 2nd disb after re-amortization -
interest bearing multidisb loan with equal amortization + interest split - UC1.2
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct
| submitted on date | with Principal | ANNUAL interest rate % |
interest type | interest calculation period | amortization type |
loanTermFrequency | loanTermFrequencyType | repaymentEvery |
repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment |
graceOnInterestPayment | interest free period | Payment strategy |
+ |
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE |
01 January 2024 | 200 | 7 | DECLINING_BALANCE
| DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 |
0 | 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "200"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+
+ When Admin sets the business date to "15 March 2024"
+ And Admin creates a Loan re-amortization transaction on current business
date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT"
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 62.86 |
20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 4 | 30 | 01 May 2024 | | 42.03 |
20.83 | 0.49 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 5 | 31 | 01 June 2024 | | 21.08 |
20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
21.08 | 0.24 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.29 | 0.0 | 0.0 | 102.29 | 17.01 | 0.0
| 0.0 | 85.28 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 0.0 | false | false |
+
+ When Admin sets the business date to "15 April 2024"
+ When Admin successfully disburse the loan on "15 April 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 62.86 |
20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | | | 15 April 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 4 | 30 | 01 May 2024 | | 108.7 |
54.16 | 0.8 | 0.0 | 0.0 | 54.96 | 0.0 | 0.0 | 0.0
| 54.96 |
+ | 5 | 31 | 01 June 2024 | | 54.41 |
54.2 | 0.76 | 0.0 | 0.0 | 54.96 | 0.0 | 0.0 | 0.0
| 54.96 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
54.51 | 0.44 | 0.0 | 0.0 | 54.95 | 0.0 | 0.0 | 0.0
| 54.95 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 200.0 | 2.34 | 0.0 | 0.0 | 202.34 | 17.01 | 0.0
| 0.0 | 185.33 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 0.0 | false | false |
+ | 15 April 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 183.57 | false | false |
+
+ When Admin sets the business date to "01 May 2024"
+ When Loan Pay-off is made on "01 May 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @TestRailId:C4497 @AdvancedPaymentAllocation
+ Scenario: Verify Loan re-amortization trn with backdated 2nd disb after
re-aamortization - interest bearing multidisb loan with equal amortization +
interest split - UC1.3
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct
| submitted on date | with Principal | ANNUAL interest rate % | interest
type | interest calculation period | amortization type | loanTermFrequency
| loanTermFrequencyType | repaymentEvery | repaymentFrequencyType |
numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment |
interest free period | Payment strategy |
+ |
LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE |
01 January 2024 | 200 | 7 | DECLINING_BALANCE
| DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS
| 1 | MONTHS | 6 |
0 | 0 | 0 |
ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "200"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+
+ When Admin sets the business date to "15 March 2024"
+ And Admin creates a Loan re-amortization transaction on current business
date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT"
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 62.86 |
20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 4 | 30 | 01 May 2024 | | 42.03 |
20.83 | 0.49 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 5 | 31 | 01 June 2024 | | 21.08 |
20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
21.08 | 0.24 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.29 | 0.0 | 0.0 | 102.29 | 17.01 | 0.0
| 0.0 | 85.28 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 |
0.0 | 0.0 | 0.0 | false | false |
+
+ When Admin sets the business date to "01 April 2024"
+ When Admin successfully disburse the loan on "15 February 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | | | 15 February 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 183.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 138.08 |
45.49 | 1.27 | 0.0 | 0.0 | 46.76 | 0.0 | 0.0 | 0.0
| 46.76 |
+ | 4 | 30 | 01 May 2024 | | 92.33 |
45.75 | 1.01 | 0.0 | 0.0 | 46.76 | 0.0 | 0.0 | 0.0
| 46.76 |
+ | 5 | 31 | 01 June 2024 | | 46.31 |
46.02 | 0.74 | 0.0 | 0.0 | 46.76 | 0.0 | 0.0 | 0.0
| 46.76 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
46.31 | 0.47 | 0.0 | 0.0 | 46.78 | 0.0 | 0.0 | 0.0
| 46.78 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 200.0 | 4.07 | 0.0 | 0.0 | 204.07 | 17.01 | 0.0
| 0.0 | 187.06 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+ | 15 February 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 183.57 | false | false |
+ | 15 March 2024 | Re-amortize | 37.3 | 36.51 | 0.79 |
0.0 | 0.0 | 0.0 | false | true |
+
+ When Admin sets the business date to "01 May 2024"
+ When Loan Pay-off is made on "01 May 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @TestRailId:C4498 @AdvancedPaymentAllocation
+ Scenario: Verify Loan re-amortization trn with CI before re-amortization -
interest bearing multidisb loan with equal amortization + interest split - UC2.1
+ When Admin sets the business date to "01 January 2024"
+ When Admin creates a client with random data
+ When Admin creates a fully customized loan with the following data:
+ | LoanProduct
| submitted on date | with Principal | ANNUAL
interest rate % | interest type | interest calculation period |
amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery
| repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment |
graceOnInterestPayment | interest free period | Payment strategy |
+ |
LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME
| 01 January 2024 | 100 | 7 |
DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6
| MONTHS | 1 | MONTHS | 6
| 0 | 0 | 0
| ADVANCED_PAYMENT_ALLOCATION |
+ And Admin successfully approves the loan on "01 January 2024" with "100"
amount and expected disbursement date on "01 January 2024"
+ When Admin successfully disburse the loan on "01 January 2024" with "100"
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan | Principal
due | Interest | Fees | Penalties | Due | Paid | In advance | Late |
Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | | 83.57 | 16.43
| 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 2 | 29 | 01 March 2024 | | 67.05 | 16.52
| 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 3 | 31 | 01 April 2024 | | 50.43 | 16.62
| 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 4 | 30 | 01 May 2024 | | 33.71 | 16.72
| 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 5 | 31 | 01 June 2024 | | 16.9 | 16.81
| 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01
|
+ | 6 | 30 | 01 July 2024 | | 0.0 | 16.9
| 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0
|
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 0.0 | 0.0
| 0.0 | 102.05 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+
+ When Admin sets the business date to "01 February 2024"
+ And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01
EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 3 | 31 | 01 April 2024 | | 50.43 |
16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 4 | 30 | 01 May 2024 | | 33.71 |
16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 5 | 31 | 01 June 2024 | | 16.9 |
16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0
| 17.0 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.05 | 0.0 | 0.0 | 102.05 | 17.01 | 0.0
| 0.0 | 85.04 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest |
Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 |
0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 |
0.0 | 0.0 | 83.57 | false | false |
+
+ When Admin sets the business date to "01 March 2024"
+ And Admin adds capitalized income with "AUTOPAY" payment type to the loan
on "01 March 2024" with "50" EUR transaction amount
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | | 67.05 |
16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0
| 17.01 |
+ | | | 01 March 2024 | | 50.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 3 | 31 | 01 April 2024 | | 88.04 |
29.01 | 0.68 | 0.0 | 0.0 | 29.69 | 0.0 | 0.0 | 0.0
| 29.69 |
+ | 4 | 30 | 01 May 2024 | | 58.86 |
29.18 | 0.51 | 0.0 | 0.0 | 29.69 | 0.0 | 0.0 | 0.0
| 29.69 |
+ | 5 | 31 | 01 June 2024 | | 29.51 |
29.35 | 0.34 | 0.0 | 0.0 | 29.69 | 0.0 | 0.0 | 0.0
| 29.69 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
29.51 | 0.17 | 0.0 | 0.0 | 29.68 | 0.0 | 0.0 | 0.0
| 29.68 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 150.0 | 2.77 | 0.0 | 0.0 | 152.77 | 17.01 | 0.0
| 0.0 | 135.76 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0
| 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58
| 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Capitalized Income | 50.0 | 50.0 | 0.0
| 0.0 | 0.0 | 133.57 | false | false |
+
+ When Admin sets the business date to "15 March 2024"
+ And Admin creates a Loan re-amortization transaction on current business
date with reAmortizationInterestHandling "EQUAL_AMORTIZATION_INTEREST_SPLIT"
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | | | 01 March 2024 | | 50.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 3 | 31 | 01 April 2024 | | 100.47 |
33.1 | 0.9 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 4 | 30 | 01 May 2024 | | 67.18 |
33.29 | 0.71 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 5 | 31 | 01 June 2024 | | 33.69 |
33.49 | 0.51 | 0.0 | 0.0 | 34.0 | 0.0 | 0.0 | 0.0
| 34.0 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
33.69 | 0.32 | 0.0 | 0.0 | 34.01 | 0.0 | 0.0 | 0.0
| 34.01 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 150.0 | 3.02 | 0.0 | 0.0 | 153.02 | 17.01 | 0.0
| 0.0 | 136.01 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0
| 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58
| 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Capitalized Income | 50.0 | 50.0 | 0.0
| 0.0 | 0.0 | 133.57 | false | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49
| 0.0 | 0.0 | 0.0 | false | false |
+
+ When Admin sets the business date to "01 April 2024"
+ When Customer undo "1"th "Capitalized Income" transaction made on "01
March 2024"
+ Then Loan Repayment schedule has 6 periods, with the following data for
periods:
+ | Nr | Days | Date | Paid date | Balance of loan |
Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late
| Outstanding |
+ | | | 01 January 2024 | | 100.0 |
| | 0.0 | | 0.0 | 0.0 | | |
|
+ | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 |
16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0
| 0.0 |
+ | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0
| 0.0 |
+ | 3 | 31 | 01 April 2024 | | 62.86 |
20.71 | 0.61 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 4 | 30 | 01 May 2024 | | 42.03 |
20.83 | 0.49 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 5 | 31 | 01 June 2024 | | 21.08 |
20.95 | 0.37 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ | 6 | 30 | 01 July 2024 | | 0.0 |
21.08 | 0.24 | 0.0 | 0.0 | 21.32 | 0.0 | 0.0 | 0.0
| 21.32 |
+ Then Loan Repayment schedule has the following data in Total row:
+ | Principal due | Interest | Fees | Penalties | Due | Paid | In
advance | Late | Outstanding |
+ | 100.0 | 2.29 | 0.0 | 0.0 | 102.29 | 17.01 | 0.0
| 0.0 | 85.28 |
+ Then Loan Transactions tab has the following data:
+ | Transaction date | Transaction Type | Amount | Principal | Interest
| Fees | Penalties | Loan Balance | Reverted | Replayed |
+ | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0
| 0.0 | 0.0 | 100.0 | false | false |
+ | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58
| 0.0 | 0.0 | 83.57 | false | false |
+ | 01 March 2024 | Capitalized Income | 50.0 | 50.0 | 0.0
| 0.0 | 0.0 | 133.57 | true | false |
+ | 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49
| 0.0 | 0.0 | 0.0 | false | false |
+
+ When Loan Pay-off is made on "01 April 2024"
+ Then Loan is closed with zero outstanding balance and it's all
installments have obligations met
+
+ @Skip
Review Comment:
Why is this skipped?
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