adamsaghy commented on code in PR #5523:
URL: https://github.com/apache/fineract/pull/5523#discussion_r2874516489
##########
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/rescheduleloan/service/LoanRescheduleRequestWritePlatformServiceImpl.java:
##########
@@ -484,6 +495,65 @@ public CommandProcessingResult approve(JsonCommand
jsonCommand) {
}
}
+ private LoanScheduleDTO generateRescheduledLoanSchedule(final
ScheduleGeneratorDTO scheduleGeneratorDTO, final Loan loan,
+ final LocalDate rescheduleFromDate, final MathContext mathContext,
+ final LoanRepaymentScheduleTransactionProcessor
loanRepaymentScheduleTransactionProcessor) {
+ final LoanApplicationTerms loanApplicationTerms =
loanTermVariationsMapper.constructLoanApplicationTerms(scheduleGeneratorDTO,
+ loan);
+ final BigDecimal annualNominalInterestRate = null;
+ final List<LoanTermVariationsData> loanTermVariations = new
ArrayList<>();
+
loanTermVariationsMapper.constructLoanTermVariations(scheduleGeneratorDTO.getFloatingRateDTO(),
annualNominalInterestRate,
+ loanTermVariations, loan);
+
loanApplicationTerms.getLoanTermVariations().setExceptionData(loanTermVariations);
+
+ final LoanScheduleGenerator loanScheduleGenerator =
this.loanScheduleFactory.create(loanApplicationTerms.getLoanScheduleType(),
+ loanApplicationTerms.getInterestMethod());
+ return loanScheduleGenerator.rescheduleNextInstallments(mathContext,
loanApplicationTerms, loan,
+ loanApplicationTerms.getHolidayDetailDTO(),
loanRepaymentScheduleTransactionProcessor, rescheduleFromDate);
+ }
+
+ private void addAutoExtendRepaymentPeriodVariation(final
LoanRescheduleRequest loanRescheduleRequest, final Loan loan,
+ final LocalDate rescheduleFromDate) {
+ final LoanTermVariations loanTermVariation = new
LoanTermVariations(LoanTermVariationType.EXTEND_REPAYMENT_PERIOD.getValue(),
+ rescheduleFromDate, BigDecimal.ONE, null, false, loan,
loan.getStatus().getValue(), true, null);
+ loan.getLoanTermVariations().add(loanTermVariation);
+ loanRescheduleRequest.getLoanRescheduleRequestToTermVariationMappings()
+
.add(LoanRescheduleRequestToTermVariationMapping.createNew(loanRescheduleRequest,
loanTermVariation));
+ }
+
+ private boolean isLastInstallmentAmountTooLarge(final LoanScheduleDTO
loanScheduleDTO, final MonetaryCurrency currency,
+ final LocalDate rescheduleFromDate) {
+ final List<LoanRepaymentScheduleInstallment> installments =
loanScheduleDTO.getInstallments();
+ if (installments == null || installments.size() < 2) {
+ return false;
+ }
+
+ final List<LoanRepaymentScheduleInstallment> rescheduledInstallments =
new ArrayList<>();
+ for (LoanRepaymentScheduleInstallment installment : installments) {
+ if (installment.isDownPayment() ||
DateUtils.isBefore(installment.getDueDate(), rescheduleFromDate)) {
+ continue;
+ }
+ rescheduledInstallments.add(installment);
+ }
+
+ if (rescheduledInstallments.size() < 2) {
+ return false;
+ }
+
+ final LoanRepaymentScheduleInstallment lastInstallment =
rescheduledInstallments.get(rescheduledInstallments.size() - 1);
+ BigDecimal maxPriorDueAmount = BigDecimal.ZERO;
+ for (int i = 0; i < rescheduledInstallments.size() - 1; i++) {
+ final BigDecimal dueAmount =
rescheduledInstallments.get(i).getDue(currency).getAmount();
+ if (dueAmount.compareTo(maxPriorDueAmount) > 0) {
+ maxPriorDueAmount = dueAmount;
+ }
+ }
+
+ final BigDecimal lastInstallmentDueAmount =
lastInstallment.getDue(currency).getAmount();
+ final BigDecimal minimumMaterialDifference =
BigDecimal.ONE.movePointLeft(currency.getDigitsAfterDecimal());
+ return
lastInstallmentDueAmount.subtract(maxPriorDueAmount).compareTo(minimumMaterialDifference)
> 0;
Review Comment:
Could you help me understand the logic behind this?
I’m curious about what constitutes “too large” in this context.
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