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--- a/index.html
+++ b/index.html
@@ -1,204 +1,234 @@
 <!DOCTYPE html>
+<html>
 <!--
-  Licensed to the Apache Software Foundation (ASF) under one
-  or more contributor license agreements.  See the NOTICE file
-  distributed with this work for additional information
-  regarding copyright ownership.  The ASF licenses this file
-  to you under the Apache License, Version 2.0 (the
-  "License"); you may not use this file except in compliance
-  with the License.  You may obtain a copy of the License at
+  Copyright 2016 Markus Geiss
 
-    http://www.apache.org/licenses/LICENSE-2.0
+  Licensed under the Apache License, Version 2.0 (the "License");
+  you may not use this file except in compliance with the License.
+  You may obtain a copy of the License at
 
-  Unless required by applicable law or agreed to in writing,
-  software distributed under the License is distributed on an
-  "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
-  KIND, either express or implied.  See the License for the
-  specific language governing permissions and limitations
-  under the License.
+      http://www.apache.org/licenses/LICENSE-2.0
+
+  Unless required by applicable law or agreed to in writing, software
+  distributed under the License is distributed on an "AS IS" BASIS,
+  WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
+  See the License for the specific language governing permissions and
+  limitations under the License.
 -->
-<html lang="en-US">
 <head>
   <meta charset="UTF-8">
-  <meta name="viewport" content="width=device-width, initial-scale=1">
+  <meta name="viewport" content="width=device-width, initial-scale=1.0"/>
   <title>Apache Fineract (incubating)</title>
   <link rel="icon" type="image/png" href="images/apache-fineract-icon.png">
-  <link rel="stylesheet" type="text/css" 
href="https://fonts.googleapis.com/css?family=Open+Sans+Condensed:300&subset=latin,latin-ext";>
-  <link rel="stylesheet" type="text/css" href="css/fineract.css">
+  <link 
href="https://fonts.googleapis.com/css?family=Open+Sans+Condensed:300&subset=latin,latin-ext";
 type="text/css" rel="stylesheet">
+  <link href="http://fonts.googleapis.com/icon?family=Material+Icons"; 
rel="stylesheet">
+  <link href="css/materialize.min.css" type="text/css" rel="stylesheet"/>
+  <link href="css/fineract.css" type="text/css" rel="stylesheet">
 </head>
-<body id="top">
+<body id="top" class="ghost-white jet-text">
   <header>
-    <div class="container">
-      <div class="brand">
-        <a href="#top"><img class="logo" src="images/apache-fineract-logo.png" 
alt="Fineract Logo"/></a>
-        <span class="tag-line">Apache <strong>Fineract</strong> 
<small>(incubating)</small></span>
-      </div>
-      <nav>
-        <div class="fully-fledged">
-          <a class="nav-link nav-link-green" href="#about">About</a>
-          <a class="nav-link nav-link-blue" href="#contribute">Contribute</a>
-          <a class="nav-link nav-link-magenta" href="#docs">Resources</a>
-        </div>
-        <div class="collapsed">
-          <span class="tripple-bar">&equiv;</span>
+    <div class="navbar-fixed">
+      <nav class="jet ghost-white-text">
+        <div class="nav-wrapper">
+          <div class="container">
+            <a href="#top" class="brand-logo">
+              <img class="logo" src="images/apache-fineract-logo.png" 
alt="Fineract Logo"/>
+              <span class="brand">Apache Fineract 
<sup><small>(incubating)</small></sup></span>
+            </a>
+            <a href="#" data-activates="mobile-menu" 
class="button-collapse"><i class="material-icons">menu</i></a>
+            <ul class="right hide-on-med-and-down">
+              <li><a class="ghost-white-hover" href="#about">About</a></li>
+              <li><a class="ghost-white-hover" 
href="#contribute">Contribute</a></li>
+              <li><a class="ghost-white-hover" 
href="#resources">Resources</a></li>
+              <li><a class="ghost-white-hover" 
href="#disclaimer">Disclaimer</a></li>
+              <li><a class="ghost-white-hover" 
href="#reference">Reference</a></li>
+            </ul>
+            <ul class="side-nav ghost-white jet-text" id="mobile-menu">
+              <li class="side-nav-heading">Apache Fineract 
<sup><small>(incubating)</small></sup></li>
+              <li><a class="jet-hover" href="#about" 
onclick="closeSideNav()">About</a></li>
+              <li><a class="jet-hover" href="#contribute" 
onclick="closeSideNav()">Contribute</a></li>
+              <li><a class="jet-hover" href="#resources" 
onclick="closeSideNav()">Resources</a></li>
+              <li><a class="jet-hover" href="#disclaimer" 
onclick="closeSideNav()">Disclaimer</a></li>
+              <li><a class="jet-hover" href="#reference" 
onclick="closeSideNav()">Reference</a></li>
+            </ul>
+          </div>
         </div>
       </nav>
     </div>
-    <div class="modal"></div>
-    <div class="menu-slider slide-out">
-      <span class="close-menu">&equiv;</span>
-      <ul>
-        <li><a class="nav-link-inverse nav-link-green menu-slider-item" 
href="#about">About</a></li>
-        <li><a class="nav-link-inverse nav-link-blue menu-slider-item" 
href="#contribute">Contribute</a></li>
-        <li><a class="nav-link-inverse nav-link-magenta menu-slider-item" 
href="#docs">Resources</a></li>
-      </ul>
-    </div>
   </header>
-  <main>
-    <div class="container">
-      <section id="info">
-        <div class="heading">
-          <h2>Platform for Digital Financial Services</h2>
-        </div>
-        <p class="text-justified">
-          Apache Fineract 
(&#92;&#8217;fīn-,<small>&#477;</small>-ˌrakt&#92;) is an open source system 
for core banking as a platform. Fineract provides a reliable, robust, and 
affordable solution for entrepreneurs, financial institutions, and service 
providers to offer financial services to the world’s 2 billion underbanked 
and unbanked.
-        </p>
-      </section>
-      <hr>
-      <section id="about">
-        <div class="heading">
-          <h2>About</h2>
-        </div>
-        <p class="text-justified">
-          Fineract can be deployed in any environment: cloud or on-premise, on 
or offline, mobile or PC; it’s extensible enough to support any 
organizational type or delivery channel, and flexible enough to support any 
product, service, or methodology. For any organization, big or small, it will 
provide the client data management, loan and savings portfolio management, 
integrated real time accounting, and social and financial reporting needed to 
bring digital financial services in a modern connected world.
-        </p>
-        <h3 class="text-justified">Rapid Product Creation</h3>
-        <p class="text-justified">
+  <main class="container">
+    <section class="section">
+      <h3 class="center-align">Platform for Digital Financial Services</h3>
+      <p class="flow-text justify-align">
+        Apache Fineract (&#92;&#8217;fīn-,&#477;-ˌrakt&#92;) is an open 
source system for core banking as a platform. Fineract provides a reliable, 
robust, and affordable solution for entrepreneurs, financial institutions, and 
service providers to offer financial services to the world’s 2 billion 
underbanked and unbanked.
+      </p>
+      <div class="divider"></div>
+    </section>
+    <section id="about" class="section">
+      <h3 class="center-align">About</h3>
+      <p class="flow-text justify-align">
+        Apache Fineract can be deployed in any environment: cloud or 
on-premise, on or offline, mobile or PC; it’s extensible enough to support 
any organizational type or delivery channel, and flexible enough to support any 
product, service, or methodology. For any organization, big or small, it will 
provide the client data management, loan and savings portfolio management, 
integrated real time accounting, and social and financial reporting needed to 
bring digital financial services in a modern connected world.
+      </p>
+      <article>
+        <h4>Rapid Product Creation</h4>
+        <p class="flow-text justify-align">
           Our flexible product creation engine allows you to instantly create, 
configure and roll out brand new products across any of your branches. You can 
respond to client demand in no time. You can also configure your product mix to 
ensure clients can only take on a responsible amount of loans at one time.
         </p>
-        <h3 class="text-justified">Multiple Lending Methodologies</h3>
-        <p class="text-justified">
-          The Fineract API supports
+      </article>
+      <article>
+        <h4>Multiple Lending Methodologies</h4>
+        <p class="flow-text justify-align">
+          The Apache Fineract API supports
         </p>
-        <ul class="inline-list">
-          <li>individual lending,</li>
-          <li>Grameen Joint Liability group lending,</li>
-          <li>multi-tranche loans,</li>
-          <li>standing instructions for automated payments,</li>
-          <li>and co-op lending.</li>
+        <ul class="flow-text justify-align">
+          <li class="circle-list-style">individual lending,</li>
+          <li class="circle-list-style">Grameen Joint Liability Group 
lending,</li>
+          <li class="circle-list-style">multi-tranche loans,</li>
+          <li class="circle-list-style">standing instructions for automated 
payments,</li>
+          <li class="circle-list-style">and co-op lending.</li>
         </ul>
-        <p class="text-justified">
+        <p class="flow-text justify-align">
           For group lending, we have full functionality to configure and 
manage groups including client, group, center information and hierarchy.
         </p>
-        <h3 class="text-justified">Full Range of Deposit Products</h3>
-        <p class="text-justified">
-          Savings is one of the most proven services in the financial 
inclusion toolkit. Fineract supports your organization as it moves beyond basic 
passbook savings with support for
+      </article>
+      <article>
+        <h4>Full Range of Deposit Products</h4>
+        <p class="flow-text justify-align">
+          Savings is one of the most proven services in the financial 
inclusion toolkit. Apache Fineract supports your organization as it moves 
beyond basic passbook savings with support for
         </p>
-        <ul class="inline-list">
-          <li>fixed (term) deposits,</li>
-          <li>recurring deposits,</li>
-          <li>and current accounts.</li>
+        <ul class="flow-text justify-align">
+          <li class="circle-list-style">fixed (term) deposits,</li>
+          <li class="circle-list-style">recurring deposits,</li>
+          <li class="circle-list-style">and current accounts.</li>
         </ul>
-        <p class="text-justified">
+        <p class="flow-text justify-align">
           Your client can benefit from a fluid mix of deposit and credit 
products to help them store up the funds to resist shocks and grow income 
needed to make larger purchases and investments.
         </p>
-        <h3 class="text-justified">Interest, Penalties, and Fees</h3>
-        <p class="text-justified">
-          Fineract supports:
+      </article>
+      <article>
+        <h4>Interest, Penalties, and Fees</h4>
+        <p class="flow-text justify-align">
+          Apache Fineract supports:
         </p>
-        <ul class="inline-list">
-          <li>calculation of interest balance on daily or average daily 
balance with the ability to specify the compounding period daily or monthly</li>
-          <li>flat or percentage-based fees that can be applied and collected 
on a specific due date</li>
-          <li>minimum opening balance and a locking period that can be defined 
in days, weeks, months, and years</li>
+        <ul class="flow-text justify-align">
+          <li class="circle-list-style">calculation of interest balance on 
daily or average daily balance with the ability to specify the compounding 
period daily or monthly</li>
+          <li class="circle-list-style">flat or percentage-based fees that can 
be applied and collected on a specific due date</li>
+          <li class="circle-list-style">minimum opening balance and a locking 
period that can be defined in days, weeks, months, and years</li>
         </ul>
-      </section>
-      <hr>
-      <section id="contribute">
-        <div class="heading">
-          <h2>Contribute</h2>
-        </div>
-        <p class="text-justified">
-          The Apache Fineract (incubating) community welcomes contributors who 
want to support the Fineract technology. Our community builds everything from 
this website, from the Fineract code to documentation and best practices 
information.
-        </p>
-        <p class="text-justified">
-          We especially welcome additions and corrections to the 
documentation, wiki, and website to improve the user experience. Bug reports 
and fixes and additions to the Apache Fineract code are welcome. Helping users 
learn best practices also earns good karma in our community.
-        </p>
-        <h3 class="text-justified">Mailing Lists</h3>
-        <h4 class="text-justified">Users</h4>
-        <p class="text-justified">
-          <i>Perfect if you build on top of or deploy Apache Fineract</i>.<br/>
-          To subscribe, send a blank email to <a class="inline-link" 
href="mailto:[email protected]";>[email protected]</a>.
 You can also <a class="inline-link" 
href="http://markmail.org/search/?q=list%3Aorg.apache.fineract.user+order%3Adate-backward";
 target="_blank">read the archives</a>.
+      </article>
+      <div class="divider"></div>
+    </section>
+    <section id="contribute" class="section">
+      <h3 class="center-align">Contribute</h3>
+      <p class="flow-text justify-align">
+        The Apache Fineract (incubating) community welcomes contributors who 
want to support the Fineract technology. Our community builds everything from 
this website, from the Fineract code to documentation and best practices 
information.
+      </p>
+      <p class="flow-text justify-align">
+        We especially welcome additions and corrections to the documentation, 
wiki, and website to improve the user experience. Bug reports and fixes and 
additions to the Apache Fineract code are welcome. Helping users learn best 
practices also earns good karma in our community.
+      </p>
+      <article>
+        <h4>Mailing Lists</h4>
+        <h5>Users</h5>
+        <p class="flow-text justify-align">
+          <i>Perfect if you build on top of or deploy Apache Fineract.</i><br/>
+          To subscribe, send a blank email to <a 
href="mailto:[email protected]";>[email protected]</a>.
 You can also <a 
href="http://markmail.org/search/?q=list%3Aorg.apache.fineract.user+order%3Adate-backward";
 target="_blank">read the archives</a>.
         </p>
-        <h4 class="text-justified">Developers</h4>
-        <p class="text-justified">
+        <h5>Developers</h5>
+        <p class="flow-text justify-align">
           <i>If you are building contributions and modifications to Apache 
Fineract this is the list for you.</i><br/>
-          To subscribe, send a blank email to <a class="inline-link" 
href="mailto:[email protected]";>[email protected]</a>.
 You can also <a class="inline-link" 
href="http://markmail.org/search/?q=list%3Aorg.apache.fineract.dev+order%3Adate-backward";
 target="_blank">read the archives</a>.
+          To subscribe, send a blank email to <a 
href="mailto:[email protected]";>[email protected]</a>.
 You can also <a 
href="http://markmail.org/search/?q=list%3Aorg.apache.fineract.dev+order%3Adate-backward";
 target="_blank">read the archives</a>.
         </p>
-        <h4 class="text-justified">Commits</h4>
-        <p class="text-justified">
+        <h5>Commits</h5>
+        <p class="flow-text justify-align">
           <i>This list receives an email whenever new code is contributed to 
Apache Fineract</i>.<br/>
-          To subscribe, send a blank email to <a class="inline-link" 
href="mailto:[email protected]";>[email protected]</a>.
 You can also <a class="inline-link" 
href="http://markmail.org/search/?q=list%3Aorg.apache.fineract.commits+order%3Adate-backward";
 target="_blank">read the archives</a>.
+          To subscribe, send a blank email to <a 
href="mailto:[email protected]";>[email protected]</a>.
 You can also <a 
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         </p>
-      </section>
-      <hr>
-      <div id="docs" class="heading">
-        <h2>Resources</h2>
-      </div>
-      <hr>
-    </div>
+      </article>
+      <div class="divider"></div>
+    </section>
+    <section id="resources" class="section">
+      <h3 class="center-align">Resources</h3>
+      <article>
+        <h4>Documentation</h4>
+        <p class="flow-text justify-align">
+          <a 
href="https://cwiki.apache.org/confluence/display/FINERACT/Contributor%27s+Zone";
 target="_blank">Contributor's Zone</a><br/>
+          Here you will find guides about getting started, how to contribute, 
and build instructions.
+        </p>
+        <p class="flow-text justify-align">
+          <a 
href="https://cwiki.apache.org/confluence/display/FINERACT/Committer%27s+Zone"; 
target="_blank">Committer's Zone</a><br/>
+          Here you will find guides about handling pull requests, and dealing 
with code reviews.
+        </p>
+      </article>
+      <article>
+        <h4>Repositories</h4>
+        <p class="flow-text justify-align">
+          <a href="https://github.com/apache/incubator-fineract"; 
target="_blank">Apache Fineract</a><br/>
+          Here you will find the source code for Apache Fineract.
+        </p>
+        <p class="flow-text justify-align">
+          <a href="https://github.com/apache/incubator-fineract-site"; 
target="_blank">Web Site</a><br/>
+          Here you will find the source code for this web site.
+        </p>
+      </article>
+      <div class="divider"></div>
+    </section>
+    <section id="disclaimer" class="section">
+      <h3 class="center-align">Disclaimer</h3>
+      <p class="flow-text justify-align">
+        Apache Fineract is an effort undergoing incubation at The Apache 
Software Foundation (ASF), sponsored by the Apache Incubator PMC. Incubation is 
required of all newly accepted projects until a further review indicates that 
the infrastructure, communications, and decision making process have stabilized 
in a manner consistent with other successful ASF projects. While incubation 
status is not necessarily a reflection of the completeness or stability of the 
code, it does indicate that the project has yet to be fully endorsed by the ASF.
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