>Buy $100 refill to get all US minutes for 10 cents, expiring after 1 
>year unless rolled over.

Once you spend the $100, you are then a "Gold Rewards" customer 
(apparently forever). With that status, any additional time you buy will 
be good for a year and will also rollover all your unused minutes for 
another year.

My usage runs me between $60 to $70 per year so I buy $100 or $50 in 
alternate years.

This is a very good plan for folks who don't incessantly gab on the phone.


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