It's true that the credit card companies and the banks provide
services to merchants and their customers, but for a price: interest
and other fees for the customers, and fees for the merchants.
But, in the form of higher prices [which merchants must charge to
cover the cost of credit card fees], you're paying the credit card
companies even if you NEVER use a credit card. [The merchants really
have no other alternative; the banks and credit card companies are
the only ones with any power in this situation.]
I guess I'm surprised that Libertarians and their friends don't
object to this; they're paying for something they're not getting, and
they have no choice in the matter.
--Constance Warner
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