The reason that all the rest of the world who have universal health care has a 5% admin overhead and our non-universal health care has an admin overhead of 18-25% is exactly demonstrated by your experience with your wife's prescription...No matter how the world's varied universal health plans deal with private and public components, they all have one thing in common that enables them to operate with an average of 5% overhead. One set of everything: * They very simply cover everyone from cradle to grave, (no having to figure out who is covered)...
Most cover everyone--including tourists, guests, visitors. Unlike in the US, their xenophobia doesn't extend to health care.
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