At 09:56 PM 2/20/2010, Tony B wrote:
>Because people really hate that. I don't know what banks you're talking
>about, because none of mine have ever used 2 passwords or any type of
>'pictogram' (whatever that is?).

One bank uses a pictogram -- picture.  After entering only your username, a 
different/succeeding page loads that shows a picture and queries your password. 
This picture is individual for each customer.  You get to pick it out of a huge 
library of pictures when you sign up for an on-line banking account.  If the 
proper picture doesn't show, then the user concludes that the site has been 
hijacked and the page is invalid.  Therefore the user does not enter his 
password and the "thief" page doesn't capture his password.

The virtual (graphic) keyboard that I mentioned earlier could be used for the 
only password required, or it could be a second, additional password.

Fred Holmes 


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