I'd disagree. You can include some waiver in your membership agreement with your own members that releases you from their issues.
Jerome ______________ BLANKSPACES "work FOR yourself, not BY yourself" www.blankspaces.com 5405 Wilshire Blvd (2 blocks west of La Brea) Los Angeles, CA 90036 323.330.9505 (office) On Feb 10, 2013, at 10:51 AM, Leslie <[email protected]> wrote: > I'm hoping to tune into some industry expectations here... what are the > necessary/prudent elements of an insurance policy for coworking spaces, > especially security and liability issues with 24/7 members? For over a year, > our insurance agent for OfficeXpats (on Bainbridge Island, near Seattle) has > STRONGLY recommended that we get proof of business insurance from our > after-hours members so that we are not a primary if something happens to one > of our members or their clients/guests. She says “If one of the businesses > <meaning one of our members> brings in clients and the clients are injured > due to negligence on that business owner's part, they must have liability > insurance that protects their clients against their negligent acts. Your > policy should not cover their negligence.” While encouraging liability > insurance for independent professionals seems like a good thing to do, do we > need to put that hoop in the way of our members? With coworking being a more > common business model these days, is there a type of policy we could talk to > our agent about? Thanks, Leslie > > > > -- > Visit this forum on the web at http://discuss.coworking.com > --- > You received this message because you are subscribed to the Google Groups > "Coworking" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > For more options, visit https://groups.google.com/groups/opt_out. > > -- Visit this forum on the web at http://discuss.coworking.com --- You received this message because you are subscribed to the Google Groups "Coworking" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. For more options, visit https://groups.google.com/groups/opt_out.
