Dear Folks!
 
Trying to find insurance for a coworking space in South Philly...and any 
guidance would be much appreciated! (Alex, I saw the Hartford mention...and 
I have a call in to them...waiting for an answer...)
 
THANKS!
Marina
 

On Wednesday, September 10, 2008 5:37:45 PM UTC-4, Alex Hillman wrote:

> We had requirements from our landlord as well. And we got a great deal 
> from The Hartford. Explain that it's shared workspace, that tends to move 
> things along smoothly.
>
> -Alex
>
> -- 
> -----
> -- 
> -----
> Alex Hillman
> im always developing something
> digital: [email protected] <javascript:>
> visual: www.dangerouslyawesome.com
> local: www.indyhall.org
>
>
>
> On Wed, Sep 10, 2008 at 5:31 PM, Derek Young <[email protected] 
> <javascript:>> wrote:
>
>>
>> We were required by our landlord to carry a couple million dollar policy. 
>> It
>> wasn't a problem to get through a local broker. We explained that we were 
>> an
>> office service and most folks would be doing office-type jobs. We never
>> mentioned our fire retardant pajama tester, but it only took a few days to
>> finalize. Plus, it was pretty darn cheap.
>>
>> A broker should be able to figure it out. We ultimately ended up with The
>> Hartford I believe.
>>
>> Our lesson very early on in the process was to forget about explaining the
>> rational behind coworking. If you tell them it's something new, folks seem
>> to get worried. If you describe coworking using a long understood business
>> vocabulary, things moved along smoothly.
>>
>> Derek Young
>> Suite133
>>
>>
>> On 9/10/08 1:46 PM, "Kelly Brown" <[email protected] <javascript:>> 
>> wrote:
>>
>> >
>> > I just got off the phone with our insurer and they are having a heck
>> > of a time trying to get an underwriter for us.  It looks like they're
>> > going to get it done -- but I can't believe it'd even be an issue.
>> >
>> > We're really just renting office space and then allowing people to
>> > come in and work.
>> > (Some of) The underwriters are saying they need to know what each and
>> > every member's company does as there's risk associated with it --
>> > (like one of us might be testing fire retardant pajamas in the
>> > facility).
>> >
>> > Anywhoo -- anyone else run into trouble?
>> > Anyone have any guidance on how they got their places insured to meet
>> > the landlord requirements?
>> > Any leads on coworking friendly insurers?
>> >
>> > Kelly Brown
>> > Office Space Coworking
>> > www.officespacecoworking.com
>> > >
>>
>>
>>
>>
>>
>

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