These guys have done several coworking insurance deals. They understand the 
concept and are happy to jump on the phone to figure out exactly what you 
need.

http://www.nicholashillgroup.com/coworkinginsurance/

Just a point of reference, my insurance is $550 a year using Hartford 
Insurance. I have used it once when my car was broken into and they took my 
laptop and bag. It was easy to make the claim. I have never had to use it 
for the actual coworking space.

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