[Another important work from the prolific Perelman pen, this time casting an
analytic eye on the inner workings of the markets.

To read more, go to:
 http://website.lineone.net/~resource_base

Mark]


The Natural Instability of Markets: Expectations, Increasing Returns and the
Collapse of Capitalism

by Michael Perelman

        Preliminaries
        The Fragile Foundations of the Triumphant Market
With the collapse of the Soviet Union, capitalism now proudly proclaims its ultimate
triumph.  Formerly socialist states frantically scramble to remake themselves as
market economies.  In the United States, everything left of the political center has
all but disappeared from the national political dialogue.  Markets are supplanting
virtually every kind of service that the state previously supplied.  Public schools,
public prisons, public streets, and even police work are being privatized.
        Even so, I am confident that capitalism's victory will be temporary.  The 
market
system is so familiar and our institutional memories so short, we tend to forget --
even if we knew in the first place -- that capitalism is, by its very nature, an
inherently unstable system.  Today, even World Bank publications admit that
financial crises have become more frequent and more severe in recent years (see
Caprio and Klingebiel 1997).
        Capital has enjoyed moments of triumph before, but they have always been 
followed
by a subsequent disaster.  We need to take a step back to recognize just how strange
markets are.  In a market society, individuals generally do not cooperate directly.
Instead, they indirectly coordinate their activities by flashing numbers (prices) to
the rest of society.  That this system worked at all was a source of amazement to
those who watched the market system in its formative years.  Adam Smith's metaphor
of an invisible hand reflected the almost magical appearance of market forces (Smith
1776, IV.ii.9, p. 456).
        Recurrent depressions and recessions taught many of Smith's successors that the
market is not necessarily benign.  Over the past few decades, however, this lesson
has all but completely worn off.  With dangerously few people today aware of the
breadth of the risks associated with a market economy, we are less prepared than
ever to come to grips with a crisis.  We have thoughtlessly dismantled much of the
regulatory system, which is supposed to contain the risks of crises, along with the
welfare system, which was meant to cushion society from the consequences of crises.
        With these conditions in mind, the time has come for an analysis of the causes 
of
crises within a market society.  This book shows why the force of competition tends
to create instability and depression.  I am not aware of any other contemporary book
that specifically addresses the subject of why markets have an inherent tendency to
fall into crises.
        This book also takes a fresh look at competition.  Nobody before has tried to 
ask
exactly what competition does.  This book shows why competition is often not very
effective.  Competition takes on a significant force only during times of depression
and recession.  When competition does become strong, it is unselective, destroying
fit and unfit alike, while wreaking havoc on society.
        This book also suggests that within a market society, we can gain some of the
benefits of competition, without adding to the dangers of a depression, by keeping
wages high as a means of putting pressure on business.  In this way, we do not get
the deflationary pressures associated with normal competition.  Environmental
protection serves the same purpose.
        In part, the absence of books that address the consider the natural 
instability of
markets is understandable.  The capitalist world has not seen a major depression for
more than a half century.  In addition, economists are naturally predisposed to find
order in the economy.  After all, if the economy were absolutely disorderly, they
would have nothing to contribute.  In addition, the training that economists undergo
conditions them to emphasize the tendency of the economy to be stable rather than
any forces that might make for instability.
        Finally, economists are a relatively conservative lot.  To the extent that they
work to justify the status quo, they have strong incentives to portray the economy
as stable.  If a problem arises, then some outside force, typically the government,
is to blame.  As Milton Friedman, perhaps the foremost advocate of laissez-faire of
the twentieth-century United States, once wrote with embarrassing self-satisfaction,
"The fact is that the Great Depression, like most other periods of severe
unemployment, was produced by government mismanagement rather than by inherent
instability of the private economy" (Friedman 1962, p. 38).
        For Friedman, as for most economists today, markets are natural.  Markets have
natural rates of unemployment and and natural rates of interest.  Anything that
interferes with the free functioning of markets is unnatural, if not downright
perverse.  In truth, markets are not natural any more than they are stable.  In this
book, I will make the case that markets would be even more unstable than they are
except for the inertia created by laws and customs that supposedly impede markets.
        Despite the best efforts of economists, most people intuitively realize that 
the
economy is not stable.  I suspect that few people feel a need for economists to tell
them why the economy is stable.  They are not interested in economists' fixed-point
theorems and the other parts of the mathematical apparatus of economic stability
theory.  Instead, rightly or wrongly, people often look to economists for
predictions that can prepare them for unexpected changes in the economy.  They are
more concerned about the possibility of a reversal in the stock market or a disorder
that might cost them their job.
        In fact, when people learn that I am an economist, more often than not, the 
first
question they ask me is, "will the stock market go up or down?"  Little, if
anything, in our training as economists equips us to predict the future course of
the economy.  In all modesty, when asked if the stock market will go up or down, I
can confidently answer "yes."  Of course, I am certain that it will go up.  I am
equally sure that it will go down.  I do not know which will happen first.  I do not
know by how much or when it will go down or up, but it will go.
        I am far from alone in my ignorance about the future.  Nobody else has accurate
information about the future.  We can only make educated guesses about what is in
store for us.  Unfortunately, in our educated guesses, most of us, economists
included, overestimate our education and underestimate the degree to which we guess.
        If we have to rely on guess-work, we have a good reason to predict stability.
Suppose that economies crash about once every thirty years.  On any given day, the
economy will stand a chance of less than one in ten thousand of crashing.  If I am
concerned about my reputation for accuracy, if someone asks me if the economy will
crash tomorrow, I would be well advised not to stick my neck out to predict such an
unlikely event.  If I am wrong, I will look foolish.
        If I proclaim that nothing will happen tomorrow, I will probably be proven to 
be
correct.  If a crash should occur, my reputation will still be relatively
untarnished, since I know that just about all of my colleagues will be wrong as
well.
        Just as geologists know full well that San Francisco will eventually 
experience an
earthquake, I know that the economy will again suffer another severe depression.
So, now the time has come to discuss why the economy is unstable, as well as the
surprising source of the relative stability that we do enjoy.  In the process, we
will also take note of the analysis of those few economists who have glimpsed the
nature of this instability.  So, buckle up and enjoy the ride.


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