There are a variety of password cost-estimation surveys floating around that put the cost of password resets at $100-200 per user per year, depending on which survey you use (Gartner says so, it must be true).
You can get OTP tokens as little as $5. Barely anyone uses them. Can anyone explain why, if the cost of password resets is so high, banks and the like don't want to spend $5 (plus one-off background infrastructure costs and whatnot) on a token like this? (My guess is that the password-reset cost estimates are coming from the same place as software and music piracy figures, but I'd still be interested in any information anyone can provide). Peter. --------------------------------------------------------------------- The Cryptography Mailing List Unsubscribe by sending "unsubscribe cryptography" to majord...@metzdowd.com