"James A. Donald" <[EMAIL PROTECTED]> writes:

>With bank web sites, experience has shown that only 0.3% of users are
>deterred by an invalid certificate, probably because very few users have any
>idea what a certificate authority is, what it does, or why they should care.

James (and others): I really wouldn't cite the BankDirect figure as a hard
value, since it represents just a single user, who may in turn have clicked on
the wrong button (i.e. the real figure could have been 0%).  It'd be better to
say "statistically insignificant" or "negligible" or some other close-to-or-
equal-to-zero synonym.


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