>"The likelihood of having the information compromised is very remote given
>the type of equipment that is required to read it," Debby Hopkins,
>Citigroup's chief operations and technology officer, said in an interview.
>"Additionally, the information is not in a format that an untrained eye
>would even know what to look for."
>  
>
The inability to procure hardware or understanding in the age of eBay
and Google is simply not a credible defense.  Encrypt in transit or face
the consequences.

Free advertising for your credit monitoring service does not qualify.

--Dan


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