--
Adam Fields <[EMAIL PROTECTED]>
> But it's so much worse than that. Not only is there no
> standard behavior, the credit companies themselves
> have seemingly gone out of their way to make it
> impossible for there to be any potential for a 
> standard.

Widely shared secrets are inherently insecure, and no
good practices exist to make them secure. 

    --digsig
         James A. Donald
     6YeGpsZR+nOTh/cGwvITnSR3TdzclVpR0+pr3YYQdkG
     pPiA9t4S8XPLqBdKsuV/tb+p7tvWdaBMwkYer7hl
     4+JSXe6MBo4npe1jgiYmnZNAqOAsX9u+daHcBra01



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