Ivan Krstić <[EMAIL PROTECTED]> writes: > On Jul 1, 2008, at 12:46 PM, Perry E. Metzger wrote: >> My experience with European banks is quite limited -- my consulting >> practice is pretty much US centric. My general understanding, however, >> is that they are doing better, not worse, with login security. > > As a data point, the largest bank in Croatia used to mail customers > pre-printed TAN lists. Some number of years ago, they switched to > (non- SecurID) tokens which require a 4-digit PIN to turn on, and > then provide two functions: a login OTP and a challenge/response > system for authorizing individual transactions. Your username is > simply the token's serial number, though it's not clear if these are > in fact serial.
That is far, far better than the average US bank. Perry --------------------------------------------------------------------- The Cryptography Mailing List Unsubscribe by sending "unsubscribe cryptography" to [EMAIL PROTECTED]
