-Caveat Lector-

from:
http://www.aci.net/kalliste/
<A HREF="http://www.aci.net/kalliste/">The Home Page of J. Orlin Grabbe</A>
-----

Technology Transfer

'Spy' Gives Lecture on Submarine Radar in China

No Chinese Remainder Theorem?

CHINA may be able to track America's nuclear submarines - something the
Soviets never achieved - because an American scientist gave an illicit
lecture in Beijing on special radar technology.
Peter Lee, a Chinese-American working for a Pentagon defence contractor,
gave his lecture in 1997, despite having told his employers that he was
going to China for a holiday. The claims, published by the New York
Times yesterday, have ominous implications for both the Pentagon and the
White House.

The development of radar for tracking submarines has been going on in
America for 20 years while its own deep-sea missile vessels have
remained undetectable. Having the ability to cruise undetected off the
coast of an enemy with hundreds of nuclear warheads while knowing the
location of any Chinese, Russian or other submarine is a cornerstone of
American nuclear strategy.

According to the newspaper report, federal investigators were blocked in
attempts to prosecute Lee as a spy because the United States Navy
refused to countenance the discussion of the technology in open court.
He was given a light sentence for filing a false statement about his
trip to China and passing other secrets to the Chinese in 1985.

The US defence industry is still reeling from the revelation that Wen Ho
Lee, a contact but no relation of Peter Lee, passed nuclear secrets to
China while working at the Los Alamos nuclear laboratories in New
Mexico. Defence analysts say that the information obtained by the China
will allow it to become a major nuclear power in a matter of years
rather than decades.

The embarrassment for the White House over the submarine revelations
stems from the fact that President Clinton has claimed that any spying
by China took place before his election in 1992. There now seems to be
evidence that as little as two years ago secrets were being given away.

The London Telegraph, May 11, 1999


International Banking

HSBC Buys Out Safra Banking Group for $10 Billion

30,000 Wealthy Customers


HSBC Holdings, the London-headquartered international banking group, is
to buy the private banking empire of Edmond Safra, the Lebanese-born
financier, in a $10.3bn deal.


The deal will bring 30,000 wealthy customers with $56.5bn of assets to
HSBC, and will bring down a curtain on the career of Mr Safra, who has
built three successive banking groups in Brazil, the US and Europe.


HSBC has agreed to acquire Republic New York, the holding company for
Republic National Bank of New York, for $72 a share, or $7.6bn.


It is offering a further $72 a share, or $2.6bn, for the 51 per cent
Republic New York does not own in Safra Republic Holdings, which
operates private banks in Switzerland, France, Luxembourg, Guernsey,
Gibraltar and Monaco.


Republic, founded by Mr Safra in 1966, was hit last year by a $165.4m
post-tax loss on investments in Russia, a rare wound for a
conservative-rated bank. Although this scarcely dented its financial
foundations, the episode is thought to have contributed to Mr Safra's
decision to sell up. Now 67, and with no children, he is in poor health.


HSBC expects $300m a year of cost savings from putting these businesses
together, after restructuring charges of $450m.


The heart of the business is managing the assets of wealthy and risk
averse customers, many of them from the Middle East and Latin America.


John Bond, HSBC chairman, said he believed those customers would stay
with the institution after the departure of Mr Safra, described by some
as a latter-day Rothschild or Rockefeller.


" Mr Safra said he believed Mr Bond would "make the combined company the
world's pre-eminent financial powerhouse".


HSBC's success has been built on its operations in fast-growing markets
in Asia and Latin America. However, Mr Bond recently set out a strategy
of maintaining a balance between these emerging markets and the stabler
economies of Europe and North America, with an emphasis on wealth
management businesses such as Republic.


Saban, Mr Safra's holding company, owns 29 per cent of Republic New York
and a further 20.8 per cent directly in Safra Republic.

The Financial Times, May 11, 1999


International Banking

End of the Safra Era?

>From Beirut to Brazil


UBS and Credit Suisse may be the world's biggest private banks, and
Geneva's private banks, like Pictet & Cie and Lombard Odier may have an
unparalleled 200-year tradition. But few private bankers combine fame
and reclusiveness to the same degree as Edmond J. Safra.


Mr Safra's decision to sell his banking empire to HSBC Holdings in a
$10.3bn deal will be seen by many as the end of an era for a private
banker whose prowess has sometimes been compared with US banking
dynasties like the Morgans. Others will see it as a sign that his style
is no longer suited to today's increasingly competitive markets.


The banks in Mr Safra's empire, which are controlled by Republic New
York Corporation in the US and Safra Republic Holdings in Europe, tend
to be over-capitalised and with highly liquid balance sheets. Yet they
have generated above-average profits in the past and for years bankers
have envied Mr Safra's ability to hold on to an extraordinarily loyal
client base.


Mr Safra, born in Beirut, comes from a family of Sephardic Jews which
once financed camel caravans trading between Aleppo, Constantinople and
Alexandria. Over the years he has acquired a reputation as a banker with
the Midas touch, founding not one, but three successful banks in
different corners of the globe.


The first was in Brazil, where Mr Safra established himself in S�o Paulo
at the age of 24, laying the foundations of what would become the
Geneva-based Trade Development Bank. In 1962 he sold the Brazilian
operations to his brothers. Four years later, Republic National Bank
opened in New York with Robert Kennedy to cut the ribbon.


Republic shook up the sleepy New York banking market, winning business
by offering customers free gifts in return for making deposits. At one
point, this gift programme made it the largest single distributor of
colour televisions in the US.


Mr Safra's greatest mistake, in his own estimation, was to sell Trade
Development Bank in Europe to American Express in 1984 for $550m.
Relations soured almost immediately, culminating in Amex paying $8m to
his favourite charities after admitting responsibility for a smear
campaign against him.


Over more than 50 years in banking he has been able to steer clear of
most of the banking "black holes", such as the third world debt crisis,
injudicious leveraged buy-outs and the investment banking follies, which
have tarnished the reputation of many others.


This is to a great extent because the Safra businesses, unlike most
banks, are built on deposits rather than lending. Loans make up less
than 30 per cent of their total assets, with the rest of the balance
sheet invested in the safest of securities.


So it was all the more surprising last year when Republic became one of
the biggest casualties of the Russian debt default. The bank had a
bigger exposure to Russia, in proportion to its size, than any other US
institution, and took a loss of $191m in the third quarter. It took a
further $97m charge to cover a restructuring that included shutting its
prime brokerage unit, which dealt with hedge funds.


Mr Safra, now 67, who started in banking at 16, has always given the
impression that he was part of a dynasty. In a rare interview a couple
of years ago in Bilanz, a Swiss business magazine, he said that he
wanted his banks to "last ten thousand years". In 1997 he underlined his
ambition when Safra Republic, parent of his Swiss private banking group,
launched the first ever 1,000-year corporate bond.


So Mr Safra's decision to sell his banking empire to HSBC raises a
number of questions. Mr Safra will still own Banque de Credit National,
the Beirut bank set up by his father, and his brothers own Banco Safra
in Brazil and Safra National Bank in Bank in New York. But these are
unlikely to have the same clout in international banking circles as Mr
Safra's various banks.


One reason why Mr Safra may have decided to sell out is that there was
no obvious successor. He married late and has no children. Most of his
trusted advisers, such as Walter Weiner, a US lawyer who chairs Republic
National, and Jacques Talwil, who was given the job of teaching Edmond
the banking business, are 70 or over. There was no sign that his
brothers in Brazil had produced children which could match Edmond's
Safra's nose for the foreign exchange markets and ability to get to know
clients.


The second reason why Mr Safra may have decided to quit private banking
is that his approach has becoming increasingly old-fashioned. He once
said that "the duty of a banker is to safeguard what customers have
entrusted to him. He is a confidant, sometimes a friend. He is the
custodian of people's secrets. And our clients show their trust by
confiding money to use. We invest it prudently, because it is not our
money."


This approach may go down well with Mr Safra's increasingly elderly
clients, many of whom had been forced out of their homes in eastern
Europe or the Middle East. But these days success in private banking is
driven more by investment performance and an ability to cross-sell
products to a younger generation of high net worth individuals more
interested in doubling or tripling investment portfolios as opposed to
preserving capital.


But the most important reason for Mr Safra's exit may be the losses on
Russian securities, which came despite his reputation for staying in
touch with markets. The error could have been partly due to his
ill-health. Last year it was disclosed that he was suffering from
Parkinson's disease. It is understood that in the run-up to last year's
Russian crisis, Mr Safra was suffering from a renewed bout.


Mr Safra has always been in touch with the markets. Jacques Talwil, Mr
Safra's long-time confidant, says that his boss telephoned the four
corners of the earth every day - New York, Geneva, S�o Paulo or Nice -
analysed the situation and pondered any decisions with care. But when it
was time for action he was "as fast as lightning".


However, Mr Safra's legendary ability to read the markets deserted him
during last year's Russian crisis. Although the impact on Safra Republic
was limited - it increased its net income by 10 per cent last year and
earned 15.7 per cent on its equity - it had a much more dramatic impact
on Republic National, Mr Safra's US retail bank, which has always
advertised itself as one of the world's safest banks.


Mr Safra has always been a private banker who lives and sleeps his trade
and the events of the last 12 months may well have convinced him that at
67 his ability to oversee his banks' trading as successfully as he did
20 years ago was on the wane.

The Financial Times, May 11, 1999
-----
Aloha, He'Ping,
Om, Shalom, Salaam.
Em Hotep, Peace Be,
Omnia Bona Bonis,
All My Relations.
Adieu, Adios, Aloha.
Amen.
Roads End
Kris

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