-Caveat Lector-

from:
http://www.bankofny.com/about/ahst.htm
<A HREF="http://www.bankofny.com/about/ahst.htm">The Bank of New York - About
The Bank of New Yo
</A>
-----
History of The Bank of New York

On February 23, 1784, a small advertisement appeared in The New York
Packet, calling on the "Gentlemen of this City to establish a BANK on
liberal principles, the stock to consist of specie only." At a meeting
held at the Merchant�s Coffee House the next evening, prominent New York
citizens launched The Bank of New York. Alexander Hamilton was enlisted
to write the new Bank�s constitution and we opened for business at the
Walton House on June 9, 1784.

It is rare for an American business or institution to be over 200 years
old. The Bank is not only the oldest in New York by some 15 years, but
one of the oldest banks in the world, since banking in the form we know
it today was just beginning to emerge in the second half of the 18th
century.

Alexander Hamilton, a prominent New York attorney, went on to become the
Secretary of the Treasury in George Washington�s first cabinet. In 1789,
almost immediately upon assuming his official duties, Hamilton
negotiated the first loan obtained by the new government. The amount was
$200,000, issued by The Bank of New York, against which the Treasury
drew a series of warrants on the Bank. These warrants were a milestone
in establishing the credit of the United States government and the
economic independence of the young nation.

In 1792 the New York Stock Exchange was formed and the first corporate
stock to be traded was The Bank of New York. Also in that year, the Bank
loaned money to the Society for Establishing Useful Manufactures to
assist in carrying out plans for building factories in Paterson, New
Jersey. This loan was the beginning of the Bank�s support of economic
growth in the New York metropolitan area. The Bank was intimately
involved with the growth of transportation as well. The construction of
the Morris Canal in New Jersey and the Erie Canal in New York were
partially funded by the Bank, which also provided financing to the
steamboat companies that benefited from these waterways. Trust powers
granted to the Bank in the 1830�s gave us new areas in which to grow and
enabled us to build the fine reputation we have had in trust and
investment management for over 160 years.

In 1853 the Bank participated in the establishment of the New York
Clearing House and then became its home in 1858.

The beginning of the new industrial age coincided with the Bank�s
Centenary in 1884. Through investments in nearly every railroad and
utility, as well as in the construction of the New York City subway
system, we continued to provide vital capital to the expanding American
economy. However, far more emphasis was given to conservative practices
and retaining the confidence of our customers. That policy enabled the
Bank to survive the economic turmoil of the early twentieth century.

Through mergers with the New York Life Insurance & Trust Company, The
Fifth Avenue Bank, and the Empire Trust Company, the Bank expanded its
presence in New York and its ability to provide financial services to
businesses and individuals throughout Manhattan. In 1969, through the
establishment of a bank holding company, the Bank expanded beyond the
borders of New York City, establishing a suburban branch network that
remains the largest among our competitors.

Global expansion began with an office in London in 1966, but a major
breakthrough occurred with the acquisition of The Irving Bank
Corporation in 1988. This transaction, between two highly complementary
institutions, created the tenth largest bank in the nation at that time
and set the stage for The Bank of New York today.

The acquisitions of National Community Banks in New Jersey and The
Putnam Trust Company in Connecticut in the 1990�s continued the
expansion of our branch network. The broad capabilities that resulted
from our continuing investment in technology led to a series of business
line acquisitions in securities servicing and asset based lending that
enabled us to become a recognized leader in these areas. Over the last
several decades, the corporate bank has grown in prominence as a banker
to the largest corporations in America and in special industries such as
telecommunications and energy.

>From the vantage point of an institution that financed merchants whose
vessels carried goods throughout the world two centuries ago, The Bank
of New York looks forward to meeting the challenges and opportunities of
today�s rapidly changing global financial services marketplace.

------------------------------------------------------------------------

Copyright 1998, The Bank of New York Company, Inc.
Rev: September 23, 1998
-----
Aloha, He'Ping,
Om, Shalom, Salaam.
Em Hotep, Peace Be,
Omnia Bona Bonis,
All My Relations.
Adieu, Adios, Aloha.
Amen.
Roads End
Kris

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