-Caveat Lector-

------- Forwarded Message Follows -------
Date sent:              Fri, 06 Aug 1999 13:42:02 -0600
To:                     [EMAIL PROTECTED]
From:                   Progressive Response <[EMAIL PROTECTED]>
Subject:                Corporate Welfare, Eximbank, OPIC


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--------- The Progressive Response   6 August 1999   Vol. 3, No.
28
Editor: Erik Leaver
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The Progressive Response (PR) is a weekly service of Foreign
Policy in
Focus (FPIF), a joint project of the Interhemispheric Resource
Center and
the Institute for Policy Studies. We encourage responses to the
opinions
expressed in PR.
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Table of Contents

I. Updates and Out-Takes

*** CORPORATE WELFARE AND FOREIGN POLICY ***
By Janice Shields

*** EXPORT-IMPORT BANK ***
By Janice Shields

*** OVERSEAS PRIVATE INVESTMENT CORPORATION ***
By Janice Shields

*** CORPORATE WELFARE RESOURCES ***

II. Comments

*** TIME FOR ABOLITION ***
By Peter Weiss

*** QUESTIONING THE WAR ON DRUGS ***
By Paul Newlin
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(Editor's note: With the House voting to pass a $792 billion dollar tax
cut on Thursday and the Senate slated to vote on the measure late Thursday
night, multinational corporations are posed to benefit once again. The
Washington Post reported that multinational corporations are posed to gain
$24 billion dollars in tax breaks over the next ten years through foreign
tax credits. Other specific tax breaks are slated for arms exporters, oil
and gas operators, and the steel industry. Unfortunately, these types of
tax breaks are not new. A special report issued by the In Focus project
this week notes that the U.S. government provides wealthy corporations
with more than $167 billion dollars in "corporate welfare" every year.
Accompanying the report are two briefing papers focusing on major
corporate welfare programs, the Overseas Private Investment Corporation
(OPIC) and the Export-Import Bank (Eximbank). In all three pieces, author
Janice Shields, coordinator of the Corporate Welfare and TaxWatch projects
of the Institute for Business Research, exposes the major benefactors
behind these programs and outlines measures to curb the billions these
corporations receive each year from taxpayers.)
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*** CORPORATE WELFARE AND FOREIGN POLICY ***
By Janice Shields

The U.S. government doles out more than $167 billion annually in what
critics dub "aid for dependent corporations (AFDC)." This corporate
welfare includes: (1) cash payments by governments to businesses; (2)
government provision of below-cost products and services, such as loans
and insurance, to businesses; (3) tax breaks for businesses; (4) laws-and
changes in laws-that help business bottom lines; and (5) government
purchases of goods and services from businesses at inflated prices (though
laws are supposed to prevent this).

U.S. aid for international investors, exporters, and importers exceeds $32
billion annually and benefits such "needy" recipients as General Motors,
Citibank, Archer Daniels Midland, and Boeing. The Market Access Program
(MAP), for example, uses taxpayer money to reimburse corporate foreign
advertising costs. The Overseas Private Investment Corporation (OPIC)
supplies loans and insurance to companies investing abroad. Federal tax
law allows exporters to exempt a portion of revenues from taxation. The
Sugar Program, which limits U.S. sugar imports, increases the sweetener
industry's income by keeping supplies lower, leading to higher prices.

The validity of corporate arguments supporting their welfare programs is
often questionable. For example, some executives claim that subsidies and
tax breaks are needed to create or maintain U.S. exports and jobs.
Proponents of MAP contend that these subsidies generate $16 in export
revenue for every $1 in taxpayer costs. Yet, U.S. General Accounting
Office studies could not document any increase in exports due to MAP
expenditures. Similarly, the Congressional Research Service could not
confirm the job creation claims of OPIC beneficiaries. The tax break that
allows U.S. corporations to defer payment of more than $1.3 billion
annually in U.S. taxes on foreign earnings until remitted actually
encourages U.S. companies to invest overseas.

Corporate welfare may also harm international relations, especially when
companies force countries to compete against each other to attract
businesses by offering more subsidies and tax breaks or when countries use
subsidies and tax breaks to retaliate against each other's policies. For
example, the U.S. Secretary of Agriculture recently threatened to provide
Export Enhancement Program cash bonuses to U.S. flour exporters as a
signal to the European Union that he was concerned about European flour
subsidies.

Elements of both the progressive and conservative political camps are
campaigning to cut corporate welfare, though they seek different outcomes.
Progressives argue that the money should be used instead to provide
housing, food, medical care, and education for truly needy families and
children. Conservatives want to downsize government by cutting corporate
welfare.

If these subsidies aren't cut, each government agency that disburses
corporate welfare and each company recipient should be required to provide
detailed annual public reports disclosing the amount of welfare disbursed/
received, how the welfare was used, and how the taxpayer expenditure
benefited the company and the public. Corporate welfare programs should be
periodically reviewed and, if costs exceed public benefits, eliminated.
Government agencies doling out corporate welfare should bar companies with
bad labor, environmental, and social records from obtaining benefits;
business "AFDC" recipients should be required to follow codes of good
corporate conduct and to refund the welfare if they fail to meet their
commitments, such as creating promised jobs.

Total Federal Corporate Welfare for Exporters, Importers, and
International Investors: $32,060.4 Million

* Annual Subsidies for Exporters, Importers, and International Investors:
$11,360.4 Million

* Tax Breaks Benefiting Exporters, Importers, and International Investors:
$19,100 Million

* Laws Benefiting Exporters, Importers, and International Investors:
$1,600 Million

(The complete Special Report "Corporate Welfare and Foreign Policy" is
available at: http://www.foreignpolicy-infocus.org/papers/cw/index.html)
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*** EXPORT-IMPORT BANK ***
By Janice Shields

The Export-Import Bank (Eximbank) is an independent U.S. government agency
established in 1934 to create jobs through exports. According to Eximbank,
its programs annually sustain an estimated 200,000 U.S. jobs directly
among exporters and suppliers and another one million jobs indirectly
among subsuppliers. To carry out President Clinton's strategy for export
growth, Eximbank is focusing on "emphasizing exports to developing
countries, aggressively countering trade subsidies of other governments,
stimulating small business transactions, promoting the export of
environmentally beneficial goods and services, and expanding project
finance capabilities."

Eximbank offers a number of insurance and financing programs that are
supposed to increase U.S. exports, such as: (1) working capital guarantees
that cover 90% of the principal and interest on commercial loans to
creditworthy small and medium-sized companies needing funds to buy or
produce U.S. goods or services for export; (2) export credit insurance
policies that protect against both the political (e.g., nonpayment as a
result of war, expropriation, cancellation of an export or import license)
and commercial (nonpayment due to unanticipated competition or
deterioration of markets) risks of a foreign buyer defaulting on payment;
(3) guarantees of commercial loans (including both principal and interest)
to foreign buyers of U.S. goods or services; and (4) direct loans that
provide foreign buyers with fixed-rate financing for their purchases from
the United States. To qualify for Eximbank support, a product or service
must have at least 50% U.S. content and not affect the U.S. economy
adversely.

In 1998, Eximbank authorized loans totaling $103 million, guarantees of
$6.2 billion, and insurance of $4.3 billion for total authorizations of
$10.6 billion. This financing and insurance subsidized $13 billion in
exports by 2,060 U.S. exporters in 1998. Eximbank claims to have supported
nearly 11,000 transactions with $65.5 billion in authorized financing from
1994 through 1998, directly benefiting more than 2,000 communities in the
U.S.

Eximbank generated a net loss on its operations of $1.7 billion in 1998,
compared to income of $390 million in 1997. A large portion of that loss
came from an increase in the provision for credit losses, especially due
to off-balance sheet risks for financial instruments (guarantees and
insurance) not included in Eximbank's statement of financial position. The
loss provision reflects the fact that the collection of some loans is
doubtful and that Eximbank will most likely need to pay insurance claims
and redeem defaulted loans it had guaranteed.

More than 40% of Eximbank's 1998 financing and insurance authorizations
supported four industries: (1) "key linkage industries," including mining,
petroleum, and steel companies, which produce inputs for durable goods;
(2) manufacturers of high-value-added products; (3) exporters of new
capital goods, such as computers, telecommunications equipment, aircraft,
and automotive equipment; and (4) companies that employ highly-skilled
workers, including the chemical, engine, and railway industries.


Problems with Current U.S. Policy

Eximbank's original goals were to increase U.S. exports and create U.S.
jobs. Yet, it's questionable whether those goals can be met effectively by
Eximbank. According to a Congressional Research Service study, "most
economists doubt...that a nation can improve its welfare over the long run
by subsidizing exports. Internal economic policies ultimately determine
the overall level of a nation's exports."

Eximbank's methods of implementing President Clinton's export strategy are
also suspect. The emphasis on exports to developing countries combined
with the focus on sales of new capital goods may introduce inappropriate
technologies into nations with high unskilled labor pools. Exports of
mining, petroleum, and infrastructure equipment may help multinational
corporations and developed countries access cheaper raw materials, with
few benefits for the residents of developing countries. These big-ticket
imports drain the treasuries and currency reserves of developing countries
and create heavy debt burdens.

Eximbank's financing and insurance allegedly counter similar programs
offered by other countries to their exporters. Yet, a General Accounting
Office (GAO) study found that U.S. subsidies don't just level the playing
field, they tilt it in favor of U.S. exporters. Eximbank provides 100%
unconditional political and commercial risk protection on most of the
medium- and long-term coverage it issues. Similar European agencies
generally require exporters and banks to assume a portion of the risks
(usually 5% to 10%) associated with such support.

Increasing exports by small businesses and of environmentally beneficial
goods and services also are supposed to be the focus of Eximbank's
activities. Eximbank, in fact, brags that 85% of its transactions involve
small businesses. More telling, though, only 21% of the total dollar
amount of its authorizations involve small businesses.

While billed as promoting democracy, in some cases Eximbank may be
exporting the means of repression. Eximbank's support for "dual use"
exports-those with both military and civilian applications-has been
increasing. According to a GAO study of Eximbank dual use export loans and
guarantees between 1995-97, all nine loans given to Indonesia, Venezuela,
and Brazil were to be used to purchase equipment for their militaries,
including aircraft, trucks, and radio systems.

The United States claims to oppose "tied aid"-foreign assistance linked to
the purchase of exports from the country extending the assistance. Yet,
Eximbank receives appropriations that allow the agency to provide tied-aid
assistance (grants or interest subsidies) to U.S. exporters. Washington
has cut programs for poor U.S. families and children at home, while
increasing Eximbank assistance benefiting wealthy transnational
corporations. According to the CBO, Eximbank's credit programs are among
the most expensive run by the federal government.


Toward a New Foreign Policy

Eximbank should be privatized. If U.S. taxpayers support continued
Eximbank operations, Eximbank and its beneficiaries should be subject to
certain restrictions.

Privatize Eximbank

Organizations from the political left to the right, from the Corporate
Welfare Project to the Competitive Enterprise Institute, agree that
Eximbank's activities should be privatized. The high cost of Eximbank's
credit programs creates a tax burden for all businesses in order to cover
subsidies that benefit only a few.

Eximbank Chair and President James A. Harmon testified before the House of
Representatives Subcommittee on International Economic Policy and Trade in
October 1998 that only 1% of U.S. exports are supported by Eximbank
programs; in other words, 99% of U.S. exports compete without this
assistance. Now, during a relatively robust U.S. economic environment, is
the time to cut the 1% off the federal dole.

Private alternatives to Eximbank already exist. For example, Norwest Bank
in Minneapolis and Wells Fargo HSBC Bank in San Francisco are leading
trade lenders for companies exporting to Latin America. As more private
lenders, guarantors, and insurers enter the market, importers become more
savvy too and shop around the world to lower their financing costs.

To privatize its operations, Eximbank should sell its portfolio of loans,
guarantees, and insurance on the open market. The taxpayer money saved by
eliminating this agency should be redirected toward providing nutrition,
housing, health care, education, and job training programs for poor people
in the United States and developing countries.

Place Restrictions on Eximbank Operations

Corporate beneficiaries of Eximbank programs should face the same
requirements as individual recipients of social payments (e.g., means
testing and time limits on receipt of benefits). Currently, wealthy
corporations like Boeing take advantage of Eximbank's taxpayer-subsidized
and -backed programs indefinitely. Companies that benefit from Eximbank
assistance should be required to show directly resulting net U.S. job
creation.

Beneficiary companies should be good corporate citizens. They should adopt
and adhere to recognized codes of conduct such as the Principles for
Global Corporate Responsibility established by a coalition of
organizations in the United States, Canada, and Great Britain. These
principles require companies to set standards for corporate governance and
advertising and to protect the environment, workers, and children.
Companies should not be allowed to export dual-use products to military
organizations.

Recipient countries should enact and enforce labor, consumer and
environmental protection laws, and Washington should ban Eximbank
assistance to countries that fail to enact and enforce these laws.
Potential economic gains should not supersede the preservation of human
rights.

Eximbank should provide an annual public accounting showing the financial
and nonfinancial benefits and costs to U.S. taxpayers of each Eximbank
program outstanding during that fiscal year, organized by beneficiary
company.

In recent years, the U.S. government has shifted its foreign aid budget to
programs that assist domestic and foreign entrepreneurs. This puts
decisions and money into private hands that may be more interested in
personal gains. Eximbank and other foreign business programs should not be
funded from the foreign aid budget and should not substitute for foreign
aid that directly attempts to improve the circumstances of needy people.

(The complete brief is available at:
http://www.foreignpolicy-infocus.org/briefs/vol4/v4n18exim.html)
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*** OVERSEAS PRIVATE INVESTMENT CORPORATION ***
By Janice Shields

The Overseas Private Investment Corporation (OPIC) provides
taxpayer-backed loans, loan guarantees, and insurance to U.S. businesses
for investments in "politically risky" countries. According to OPIC, since
1971 the agency has supported $121 billion in overseas investments and has
helped to generate $58 billion in U.S. exports. In 1998 alone, OPIC
sponsored 47 projects in more than 30 countries. More than half of OPIC's
portfolio is in the power and financial services sectors, and almost
two-thirds is in the Caribbean, Central and South American, and
Asia/Pacific regions.

Loan guarantees usually go to large projects and vary in size from $10
million to $200 million. OPIC provides direct loans for projects involving
small businesses and cooperatives. According to the OPIC program handbook,
the agency is supposed to consider what contribution a proposed project
might make to the economic and social development of the host country
before approving loans or loan guarantees.

The agency also sells insurance against: (1) currency inconvertibility-the
deterioration in an investor's ability to convert profits, debt service,
and other remittances from local currency into U.S. dollars and to
transfer those dollars out of the host country; (2) the loss of an
investment due to expropriation, nationalization, or confiscation by a
foreign government; and (3) the loss of assets or income due to war,
revolution, insurrection, or politically motivated civil strife,
terrorism, or sabotage.

In the mid-1980s, OPIC began to establish private funds that purchase
shares of ownership in overseas investments. By 1998, OPIC had launched
almost 30 of these funds, such as the Poland Partners Fund and Aqua
International Partners, to provide capital for investments in low-income
countries and former nonmarket economies.

If borrowers default on loans or if insurance claims are filed, the risk
ultimately is borne by the U.S. government and taxpayers. As of September
1998, OPIC estimated that its noncollectable loans would total more than
$7 million, that its exposure to credit risk under its loan guarantees was
$6.3 billion, and that its exposure to insurance claims was,
conservatively, $6.9 billion.


Problems with Current U.S. Policy

Clinton's welfare "reform" limits the number of years that the needy poor
can receive payments, yet some prosperous corporations, such as Citibank,
obtain OPIC insurance and financing year after year. Poor families must
prove financial need to receive assistance, but wealthy companies, such as
Enron and Pepsi-Cola, feed at the OPIC trough.

Individuals receiving government payments must find jobs, yet corporate
beneficiaries of government programs often are not required to create
jobs. OPIC may even help companies export jobs. Levi Strauss, for example,
recently announced plans to shutter its U.S. plants and lay off thousands
of workers while obtaining more than $29 million in OPIC insurance to set
up garment manufacturing facilities in Turkey. In response to such cases,
Congress requires OPIC to screen out projects that may adversely affect
U.S. employment. The Congressional Research Service says it cannot
substantiate OPIC's claims of U.S. job creation.

OPIC's program handbook requires the agency to reject support for projects
that would have an "unreasonable or major adverse impact on the
environment." Yet OPIC has come under attack by environmentalists for
insuring companies that pollute their host countries. For example, OPIC
provided $100 million in insurance coverage for Louisiana-based
Freeport-McMoran's gold-mining project in Indonesia, even though the
project created as much as 120,000 tons of waste materials daily, dumping
much into a nearby river and valley. As an international campaign
targeting the mine's environmental impact grew in strength, Freeport
decided to sever its ties with OPIC. But another partially
U.S.-taxpayer-funded organization, the World Bank's Multinational
Investment Guarantee Agency (MIGA), is stepping in to provide risk
insurance to international investors.

Ironically, some of OPIC's funds have generated returns of 140% for their
private investors even though, according to Mildred Callear, OPIC's former
acting president, "the idea behind the funds is to replace foreign aid."
Replacing foreign aid, intended to meet the basic needs of the poorest
people in developing and newly independent countries, with funds directed
at entrepreneurs puts decisions in the hands of narrow local and foreign
interests. For example, Coca-Cola is an investor in OPIC's Africa Growth
Fund; one of that fund's early investments was in a bottling plant in
Kenya.


Toward a New Foreign Policy

Private companies, not the federal government, should sell insurance and
make loans and loan guarantees for overseas investments. If the federal
government continues to provide these services, restrictions should apply.

Eliminate OPIC

The left and right, conservatives, libertarians, and progressives support
privatizing OPIC for diverse reasons. Some are concerned about OPIC's
obvious contradictions relative to "reforms" in the U.S. welfare system
for needy individuals or the agency's impact on jobs and the environment.
Others want to downsize government, sever the business/politics
connection, and reduce potential taxpayer risks from OPIC loan defaults
and insurance claims. OPIC's programs even seem to contradict government
policy, as illustrated in a House of Representatives' committee report
arguing that "genuine and sustainable development would be promoted far
faster by the example and investment of real entrepreneurs." The federal
government's promotion of private-led development with public subsidies
and programs-such as OPIC-is hypocritical.

To privatize OPIC, the government should sell its existing portfolio of
loans, loan guarantees, and insurance on the open market. Recently, a
consortium led by Exporters Insurance proposed to the administration and
Congress a plan for privatizing most of OPIC's outstanding risk insurance
policies. A 1995 report on the feasibility of privatizing OPIC, prepared
at the request of Congress, identified several other insurance companies
offering policies similar to OPIC's.

Renew OPIC with Strict Requirements

If OPIC survives, strictly enforced operating requirements should be
imposed. Companies and funds benefiting from OPIC financing and insurance
should be required to follow codes of conduct formulated by private groups
and multinational entities such as the United Nations.

OPIC and recipients of loans, loan guarantees, and insurance must not be
permitted to hide behind claims of business confidentiality. Even the new
draft environmental guidelines facilitate only communication of
"non-business confidential information regarding the environmental impacts
of major projects under consideration for OPIC insurance, finance or
investment." Full transparency of OPIC activities should be mandated to
ensure the accountability of both the agency and its business
beneficiaries.

(The complete brief is available at:
http://www.foreignpolicy-infocus.org/briefs/vol4/v4n19opic.html)
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*** CORPORATE WELFARE RESOURCES ***

Organizations

The Cato Institute
1000 Massachusetts Ave. NW
Washington, DC 20001
Voice: (202) 842-0200
Fax: (202) 842-3490
Email: [EMAIL PROTECTED]
Contact: Steve Moore

The Competitive Enterprise Institute
1001 Connecticut Ave. NW, Ste. 1250
Washington, DC 20036
Voice: (202) 331-1010
Fax: (202) 331-0640
Email: [EMAIL PROTECTED]
Contact: Jim Sheehan

Export-Import Bank of the United States
811 Vermont Ave., NW
Washington, DC 20571
Toll Free: (800) 565-3946
Fax: (202) 565-3380
Website: http://www.exim.gov

Friends of the Earth
1025 Vermont Ave. NW
Washington, DC 20005
Voice: (202) 783-7400
Fax: (202) 783-0444
Email: [EMAIL PROTECTED]
Contact: Michelle Chan-Fishel

Institute for Business Research
P.O. Box 19793
Washington, DC 20036
Voice: (202) 387-5190
Fax: (202) 387-5190
Email: [EMAIL PROTECTED]
Contact: Janice Shields

International Rivers Network
1847 Berkeley Way
Berkeley, CA 94703
Voice: (510) 848-1155
Fax: (510) 848-1008
Email: [EMAIL PROTECTED]
Website: http://www.irn.org
Contact: Juliette Majot

Overseas Private Investment Corporation
1100 New York Ave. NW
Washington, DC 20527
Toll Free: (800) 872-8723
OPIC InfoLine: (202) 336-8799
OPIC FactsLine: (202) 336-8700
Email: [EMAIL PROTECTED]
Website: http://www.opic.gov/home.htm

Publications

Rachel Burstein and Janice Shields, "A Probe Not Taken," Mother Jones,
August 1997.

Congressional Budget Office, Federal Support for Business (Washington, DC:
CBO, July 1995)

Export Programs: A Business Guide to Federal Export Assistance Programs
(Washington, DC: Trade Information Center, 1996).

"Global Industry: Insurers Rush In to Supply Political Risk Coverage,"
Journal of Commerce, August 13, 1998.

William Greider, "The Ex-Im Files: How the Taxpayer-Funded Export Import
Bank Helps Ship Jobs Overseas," Rolling Stone Magazine, August 8, 1996.

Janice Shields, Why Business Leaders Should Oppose Government Subsidies
(Washington, DC: Competitive Enterprise Institute, 1999 forthcoming).

Janice C. Shields and James M. Sheehan, "OPIC: Washington's
Emerging-Market Meddling," Investor's Business Daily, July 17, 1997.

U.S. General Accounting Office, Export Promotion: Issues for Assessing the
Governmentwide Strategy (Washington, DC: GAO, February 26, 1998).

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II. Comments

*** TIME FOR ABOLITION ***
By Peter Weiss

Dear Editors,

I think you and your colleagues do a terrific job with Progressive
Response and I read your stuff as it comes out. However, and there's
always a however, you still don't quite get it on nuclear weapons. Lisa
Ledwidge's piece still has that arms control quality to it, with a little
sigh and a nod toward abolition at the end. The approach should be exactly
the reverse: Let's get behind abolition, which is building up steam at a
respectable rate, but if you want to do intermediate steps like dealerting
in the interim, we have no objection. For more information see a piece
which I wrote for a new cybermagazine, Mytholisis, which is making its
appearance on the Net this weekend (http://www.mytholisis.com).

Hasta la abolicion, Peter Weiss

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*** QUESTIONING THE WAR ON DRUGS ***
By Paul Newlin

I've looked over some of your articles, including the last Progressive
Response on drugs, and I'm convinced (I always was) that the U.S. is
exacerbating the narcotics problem in this country as well as the military
problems in South America. It's also clear that working on demand would be
more effective. It's so clear, in fact, that my question is why does the
U.S. continue to throw money away to abusive militaries in a pre-doomed
effort to fight drugs? Surely, even the republicans understand the drug
war is a losing battle the way it's been fought for the past three
decades. Yet the tax dollars keep going south. Why? Do we want to maintain
the flow of cocaine to the inner cities? If so, why? Is it a racist
conspiracy? Are we arming the South American nations to keep the
hemisphere safe for capital? Where's the evidence for some overarching
plan orchestrating the drug war? Drug addiction leads to crime, crime
leads to rising costs associated with incarceration. The GNP would be
better served if people in the inner cities got cleaned up and got jobs. A
higher standard of living for the poor would be better for the rich, yes,
no? Is it that the jail lobby is making it bankrolling congresspeople to
keep the prisoners coming? What's the story, what's the evidence, what's
the motive?

Thanks,
Paul Newlin
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be wary of what you read. CTRL gives no credeence to Holocaust denial and
nazi's need not apply.

Let us please be civil and as always, Caveat Lector.
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