-Caveat Lector-

Dave Hartley
http://www.Asheville-Computer.com
http://www.ioa.com/~davehart


Opening Statement of Rep. Ron Paul
Hearings on Russian Money Laundering
House Committee on Banking and Financial Services
September 22, 1999
http://www.house.gov/paul/committeework/bankingtrans/99_9_22.htm

Chairman Leach, ranking member LaFalce, thank you for holding a hearing so
quickly in response to the reports of scandal regarding the Bank of New York
and allegations of laundering of International Monetary Fund payments to
Russia.

An examination of the objective facts illustrates clearly that our current
approach regarding money laundering has failed. It also questions the wisdom
of more unfunded government reporting requirements--and attacks on consumer
privacy such as the Know Your Customer proposal (still required under the
Federal Reserve�s compliance manual of the Bank Secrecy Act despite
overwhelming public opposition).

Overwhelmed with millions of bank forms required to detect money laundering,
U.S. law enforcement officials did not act for months on British leads
(initiated by a kidnapping charge) of money laundering at the Bank of New
York. The bank did not file any Suspicious Activity Reports on the
questionable accounts until after they were notified that the accounts were
under law enforcement investigation.

Given that the IMF claims not to know what happened to the money and admits
that the Russian central bank lied to them, we should not allow the IMF to
hide behind the shallow defense that there is no evidence of wrongdoing.
When using taxpayer funds, we must demand a higher standard: IMF, World Bank
and U.S. Treasury officials should provide evidence that no public funds
were siphoned off and that no officials profited from the conversion of the
high-yield Russian GKO bonds into dollars just days before the default or
from other public funds.

When Allan Meltzer, head of the congressional commission on the IMF, asked
recently whether the use of IMF funds could be traced, Joint Economic
Committee staffer Chris Frenze replied that someone "would have to be rather
an incompetent criminal to conduct their affairs in such a way that it could
be traced." We cannot justify taxpayer money going to an organization with
such a lack of accountability.

In the (Russian) St. Petersburg Times ("Skuratov Says IMF Billions Sold on
the Sly," September 17, 1999), Russian Prosecutor General Yury Skuratov
charged in an interview that the IMF money funded profitable insider
trading. He quoted from a memo President Yelstin refused to accept, "An
analysis of the Central Bank�s use of the account where the IMF
stabilization loan was deposited showed that $4.4 billion was sold from that
account between July 23, 1998 and August 17, 1998. Of that money, $3.9
billion was sold directly to Russian and foreign banks, bypassing the
trading session at the Moscow Interbank Currency Exchange." He claimed only
$571 million went to support the ruble.

I am concerned that Treasury Secretary Larry Summers cites Anders �slund,
senior associate at the Carnegie Endowment for International Peace, given
his controversial views on the benefits of encouraging bribery! He clearly
states in his article "Russia�s Collapse" in the current issue of Foreign
Affairs, "As Andrei Shleifer of Harvard and Robert W. Vishny of the
University of Chicago have observed, the best way of fighting corruption is
encouraging competition in bribery [emphasis added]. August�s financial
crisis was a logical outcome of the oligarchs� war, as they tried to
maintain their high and dubious incomes by any means. In the end, the
Russian state could no longer deliver enough cash to satisfy their ravenous
appetites. The crash radically reduced the amount of money that could be
made on the state--and thus the power of the corrupt businessmen."

George Washington University professor Janine Wedel has warned about the
appearance of corruption surrounding Andrei Shleifer heading the Harvard
Institute for International Development ("The Harvard Boys Do Russia," the
Nation, June 1, 1998) and the effects of collusion in her book Collision and
Collusion: The Strange Case of Western Aid to Eastern Europe 1989-1998. It
seems the best course for avoiding any perception problems would be more
transparency of the activities of U.S. officials.

Our IMF/Treasury policies are not only a waste of taxpayer dollars, they are
often counterproductive. "German officials both in and out of office are
infuriated by the manner in which the U.S. Treasury rewrites history to
paper over its own colossal blunders mainly to service financial interests
on Wall Street," writes Klaus C. Engelen, "American Arrogance" in the
current issue of The International Economy. He quotes J�rgen Stark, deputy
to the Bundesbank president, as confronting IMF Managing Director Michel
Camdessus, "I do not concur with the argument that exceptionally high IMF
financing is justified in financial crisis situations with systemic or
contagion risks...Starting with the Mexican crisis in 1994/95, [IMF
financing policy] might have contributed to moral hazard and encouraged
reckless financial behavior, both by the private sector and by governments."

Economists Kurt Schuler and George A. Selgin ("Replacing Potemkin
Capitalism: Russia�s Need for a Free-Market Financial System, Cato Institute
Policy Analysis No. 348, June 7, 1999) point out, "Approaches that do not
eliminate Russia�s socialist monetary institutions are unlikely to put the
monetary system on a sound basis for the long term" and explain that the
Russian central bank, one of the world�s oldest, directs credit to
particular favored firms though the banking system and that past loans to
the government served as a drug helping to maintain an unhealthy system. We
need to stop funding socialist institutions impeding economic growth and not
"encourage competition in bribery."

I agree with the Investor�s Business Daily editorial on September 1, 1999,
"Get Rid Of The IMF," when they said, "The only way to stop [the IMF] from
sucking up scarce resources to waste on favored nations is to end it. Some
in Washington advocate reforming the IMF. But it�s useless to reform an
outfit with such a poor record. Abolish it now." Passage of HR 1147, the
Bretton Woods Sunset act is important and urgently needed as the best way to
prevent more corruption.

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