-Caveat Lector-   <A HREF="http://www.ctrl.org/">
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-----

Yen Collapse


Japanese Government Debt Under Credit Review


So much for the myth of the "riskless" asset.

Moody's Investors Service said on Thursday it was considering downgrading
Japan's sovereign debt rating because of concerns over its rising public
sector debt, among the worst in the industrial world.

Public sector debt could worsen if structural reforms failed to move the
world's second largest economy onto a stronger growth track, the major US
credit rating agency said.

The move deals a blow to Japan's efforts to revive its economy from its worst
recession in half a century through a series of heavy fiscal stimulus
packages that have pushed the government debt to around 120 per cent of gross
domestic product (GDP).

The Aa1-rating is Moody's second highest. The ratings agency downgraded Japan
from Aaa in November 1998.

The review was only for yen-denominated debt issued by the government and not
a review of Japan's country ceiling and thus would not affect the credit
ratings of bonds issued by private companies, Moody's said.

Moody's confirmed that it had changed the outlook for the government's
foreign currency rating to stable from negative because of the strong
external position and the large pool of domestic savings.

Analysts said they were not surprised that the move had been taken.

It's a bit earlier than I expected. I thought it was coming -- not so much
because of the debt situation but because the economic recovery has not been
that strong, said Ron Bevacqua, chief economist at Commerz Securities in
Tokyo.

I thought it would be a two to three year process as opposed to now and
obviously the debt question is central but perhaps the catalyst has been the
more pessimistic view of the economy and the recent slide in bank shares.

Moody's said it had decided on the review because Japan's public sector debt
would soon be the highest, relative to GDP, among the advanced industrial
economies.

It recognised that financial system reforms had helped Japan's tentative
recovery, but indicated this was not enough.

However, it is unclear whether the reform and restructuring process will
reach a critical mass to propel Japan's economy into a higher potential
growth path, without which, Japan's public-sector debt problem should
continue to worsen, it said.

Japan's embattled government has acknowledged the difficulties of dragging
the world's second-largest economy back onto a path of growth.

It has said it expects a second consecutive quarter of negative growth for
October-December, putting it back into technical recession after six months
of suprisingly robust growth.

With this action, overseas investors are expected to slow their aggressive
(stock) investment stance in Japan, said Yasuyoshi Masuda, senior economist
at the Fuji Research Institute.
But given Japan's vast current account surplus and that it has the world's
largest external reserves, the action is questionable, he said. Japan's
external reserves stood at $293.15 billion at the end of January.
The Financial Times, February 17, 2000


Money Laundering


$7 Billion Laundered Through Bank of New York


More free (seized) cash for the US government.

A former employee of the Bank of New York and her husband have admitted
laundering at least $7bn through the bank, much of it for Russian nationals
hoping to evade customs duties and taxes.

In a New York federal court, Lucy Edwards and Peter Berlin pleaded guilty to
a range of offences.
They included setting up a branch of a foreign bank without regulatory
permission, operating an illegal wire transfer business, fraudulently
obtaining visas, bribing an official, evading US taxes, accepting illicit
payments and laundering them offshore.

The confessions represented a major break in the case, described as the
largest ever money laundering investigation. Until now, the couple were
charged only with the relatively minor offence of operating an illegal money
transfer business.

The Russian-born couple surrendered to the FBI in a deal with prosecutors on
Tuesday, after flying in from London. Federal prosecutors are likely to use
their co-operation to secure further convictions. An FBI director said that
"much remains to be done".

Reports that they would admit they had bribed a BoNY official had sparked
speculation that the conduct of the bank could again be questioned.

But on Wednesday it emerged the employee in question was Svetlana
Kudryavstev, a junior employee dismissed last September. The couple said they
paid Ms Kudryavstev $500 a month to ensure the transfer business ran smoothly
after they moved to London. Prosecutors have already charged her with lying
to the FBI.

According to the couple, the scheme began in late 1995, when Ms Edwards was
approached by members of Russia's Depozitarno-Kliringovy Bank (DKB) to set up
the accounts at the BoNY. She was working as a vice-president at the bank's
eastern European division, and along with her husband was able to set up an
account under the name Benex International in early 1996.

Later that year, officers at DKB asked the couple to open a second account,
which they did under the name BECS International. In autumn 1999, they said
they would be acquiring control of Flamingo Bank, and would need a third
account, which was set up under the name Lowland Inc.
The couple said they received $1.8m in commissions, transferred to offshore
accounts to evade US taxes.

To prove money laundering charges, prosecutors must show the funds were the
proceeds of illegal activity. They said the accounts had been used to
facilitate criminal activities, including paying a ransom to kidnappers of a
Russian businessman.

The couple agreed to forfeit more than $1m in proceeds, a brokerage account
and their London residence. The US has also seized $6m held in BoNY accounts.
The Financial Times, February 17, 2000
-----
Aloha, He'Ping,
Om, Shalom, Salaam.
Em Hotep, Peace Be,
All My Relations.
Omnia Bona Bonis,
Adieu, Adios, Aloha.
Amen.
Roads End

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