from:
http://www.kwtv.com/investigators/sharks1.htm
----
SHARKS IN THE SHADOWS
 News 9 Lead Investigative Reporter Chris Halsne
 airdate: 2.8.99

 Oklahoma politicians accepting donations from organized crime associates.
That's the
 focus of an exclusive News 9 investigation.

 Some Oklahoma House members accepted the contributions about the same time
they passed a committee
 bill that would have legalized a type of loan sharking. The money went to
lawmakers on the House Banking
 and Finance Committee. At least half the members of that committee -- ten of
them -- accepted money
 connected to an out-of-state company called Title Loans of America.
Documents uncovered by News 9 show
 that particular business has ties to organized crime. The bill would have
opened the door for one company to
 make millions off Oklahoma consumers by charging interest rates around 240
percent.

 The Investigation begins in Atlanta.
 Quick-cash car title loans are illegal in Oklahoma, but Title Loans of
 America (TLA) in Atlanta makes no secret it's desire to change that. In a
 growing number of states TLA finances at 14 to 20 percent per month (240%
 a year) on certain loans, while putting a clients car at risk of
repossession.

 Consumer advocates hate the idea. "It's just a dirty business," says Consumer
 Attorney Gerard Lupa. "A dirty operation and it just brings more misery than
 relief to anybody." William Brennen with the Atlanta Legal Aid Society says
 they (TLA) are in fact loan sharks. "Ripping people off and extracting
 tremendous penalties if they don't pay," he adds.

                          But unlike the underworld loan sharks of the
                          past, Title Loans of America doesn't have to
                          extract high interest rates by force. It's taking
                          the modern political highway to legalize it's
                          fees. Lawmakers like Robert Weaver are
                          there to help. As Chair of the powerful
                          Oklahoma House Banking and Finance Committee,
Weaver sponsored a car
                          title loan bill last session. Weaver let TLA write
the bill and invited the
                          company president to fly up from Georgia to speak
to the Banking
                          Committee just hours before it's "yes" vote. Later
that day, Weaver accepted
                          a $1,000 donation tied to the bill.

                          "Did Title Loans of America buy access with you,"
Lead Investigator Chris
                          Halsne asked Weaver. "I've already agreed to vote
for the bill if I'm going to
                          carry it, right?" Weaver responded. "So, it's not
unusual for somebody who
                          carries a piece of legislation would have a
contribution from the guy
 pushing that legislation," he continued.

 Seven others on the Banking Committee voted "yes" and accepted contributions
tied to the Atlanta
 company. Representatives Blackburn, Hastings, Key, Kinnamon, Matlock,
Morgan, and Roberts. Two more,
 Adkins and Pettigrew, took money but didn't vote for the bill.

 Ties to organized crime
 Questions about buying access pale in comparison to what News 9
 uncovered. Reputed organized crime figure Alvin Malnik of Boca Raton,
 Florida is co-owner of Title Loans of America. Federal and state documents
 uncovered by News 9 show Malnik worked for New Jersey Mafia boss Meyer
 Lansky, mostly financing real estate deals.

 The Investigators' Chris showed the evidence to Representative Weaver. "To
 be involved in organized criminal activity," he responded, "that's pretty
 specific... along with Jimmy Hoffa?" Halsne then asked Weaver, "If Title
 Loans of America gives a political contribution, isn't that money partly
 organized crime money?" Rep. Weaver said it would be difficult under the
 information presented by the Investigators. "It would be a difficult sell to
get
 title loans passed anytime in the near future," he said.

                          William Brennen, a national expert on
                          "fringe banking," says Oklahoma politicians
                          are selling out constituents. Chris Halsne
                          asked Brennen if there was a clear tie between the
industry and contributions
                          to politicians and laws that help these exorbitant
fees be created. "Not only
                          do I think there are ties," says Brennen, "but I
think the local district attorneys
                          out to be investigating these elected
representatives for bribes."

                          Chris Halsne called and left messages for organized
crime associate Alvin
                          Malnik at several of his businesses, including the
popular Forge Restaurant
                          in South Miami Beach Florida. He didn't return the
calls. Neither did any of
                          the other owners of Title Loans of America.

                          Part 2: How it's already legal to charge interest
rates of 240 percent on some
                          small cash loans.


                               The Investigators

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