Click Here: <A HREF="">The Great Texas Bank
"Soft Money Boys?"
Yeah, uh huh !!

I have a Unrecorded Colonias Subdivision to sell you too !

The Justice Department, FBI, FDIC, RTC, Congress and the Senate are Protecting
 the Thieves, from Clinton to Bush and beyond

D-CIA  Government Corruption Links


Freeh, Reno, Clinton, Glenn, Thompson why all the LIES

$550 Billion Looted from the S&Ls and Banks + $550 Billion taxed to the
American People for the Bailout, folks that is a $1.1 Trillion Dollar Looting
of the American people

Psssst, Hey " Don't forget to add the cost of the COMPOUND INTEREST on the


Now this is what you call Texas "SOFT MONEY"

Looted Money bought plenty of Protection Huh Mrs. Reno !

The law only applies to the little guys and when the Government wants to ruin
somebody's life that is, RIGHT Ms Reno !

Obstruction of Justice Way to Go Janet

  See USCA 18 Art 4 Mispression of Felony

President Clinton, Hey Amigo

Where are the  Hundreds of Billions  missing from American Banks Anyway ?

How About it Ms. Reno is your answer LAND FRAUD ?

Greetings from Conroe, Texas
"The Bank Fraud - Obstruction of Justice- Judicial MAFIA Illegal Land
Development and  Secret Government Records Capitol of Texas"
"U.S. President William Jefferson Clinton"
"U.S. Senator Fred Thompson"
"U.S. Senator John Glenn"
"U.S.Congressman Dan Burton"
"U.S. Congressman Tom Lantos"
"U.S. Attorney General Janet Reno"
"FBI Director Louis Freeh"
"Governor George W. Bush Jr."
"Special Prosecutor Kenneth Starr"
"Texas State Attorney General Dan Morales"
"Texas State Attorney General John Cornyn"
"Montgomery County Judge Alan Sadler"
"County Attorney Frank Bass"
"Judge Sam Robertson"
"District Attorney Mike MacDougal"
"William Fowler Crooked LIAR at Law"
"Mr. David Walker Assistant County Attorney"
VP AL Gore
Why does Montgomery County, Texas admit to having 635 Illegal and Collapsed
Developments and so many failed Banks and S&Ls ???
Why is TEXAS the Colonias Capitol of the United States ?
Governor George W. Bush What are the names of the PEOPLE involved in these
very, very ILLEGAL Land Development Financing, Marketing, and Brokering
Schemes ?
Why has there been this Cover Up ?
Would'nt be Campaign Donations and Hush Money !


 "The Whitewater, Castle Grande Subdivision Development / S&L looting schemes
are but the tip of a massive DNC/RNC campaign, to subvert the constitution
and the People's Votes. The Soft Money iceberg goes back to the Ford, Carter,
Reagan, Bush and Clinton Administrations and more. Come on down to Montgomery
County, Houston and Dallas Texas and see it for yourselves"

Visit the Texas A&M University's COLONIAS Web Site and then ask WHY are the
635 Illegal Land Developments in Conroe, Texas not on the COLONIAS DATA BASE
 Senator Kay Hutchinson, Senator Phil Grahm  and Congressman Kevin Brady are
all spending Hundreds of Millions of Dollars building abandoned COLONIAS for
the Hispanic Community across the South Western United States  WHY is it good
for the Hispanic VOTE ? These developments are Illegal in FACT Criminal.  Why
are there ZERO criminal Prosecutions Ms Reno and Mr. Freeh ?

The Looting of "Soft Money" from S&Ls and Banks

 Just North of Houston, Texas in Montgomery County, which adjoins Harris
County, more than 635 WHITEWATER Style completely illegal Real Estate
Subdivision Developments have been exposed in the FEDERAL COURT ;  the  Housto
n Chronicle, the former Houston Post, the Dallas Morning News, several
Houston and Nationally based Television News organizations, the Conroe
Courier and several Radio Stations based in Montgomery County, Texas. The
source of these News Releases has been the ongoing Activism and Litigation
being waged by Mr. Judson Witham in Federal District Court, State District
Court as well as many dozens of hearings that have been held in the
Montgomery County, Commissioners Court (Witham has devoted 18 years of his
life to exposing the massive Looting of Texas Based S&Ls and Banks and the
subversion of the American Justice System by well connected Politicians and
their Political Cronies)
At this time Mr. Witham is pursuing litigation in the 359thState District
Court sitting in Conroe, Texas (the Montgomery County Seat). Cause Number
96-11-04068-CV is primarily a Texas Open Records Act and Federal Freedom of
information Act case. Federal, State and local Authorities, including the
FDIC, FBI, RTC, Texas State Attorney General, Montgomery County Attorney as
well as the Montgomery County Commissioners are currently Stonewalling
Witham's Marathon Efforts to gain access to the names or identities of the
Financial Institutions, Land Developers, Land Owners and Real Estate Brokers
that developed, financed, and marketed the more than
60 Thousand Acres of completely Illegal, failed, substandard, WHITEWATER
style subdivisions in Montgomery County.

July 7th 1999
Intense Efforts are underway to force the  FBI, Justice Dept., HUD and the
State of TEXAS to reveal all of it's records on the DEBACLE behind this
MASSIVE Land, Financial, Postal and Wire Fraud RACKETEERING. The same
OBSTRUCTION tactics experienced by the Producers of the Film Waco The Rules
of Engagement are being employed to Keep These Records SECRET Please help and
support us in anyway you can !

Montgomery County, Texas
has 635 Illegal Whitewater Style Developments and the State Fights Access to
it's Secret Records and Files

 Hey Just Ask TX AG Dan Morales ,  TX AG John Cornyn , Montgomery County
Attorney Frank Bass and the FBI.  Check the Houston Chronicle, The dirty part
is where the Money Trail Goes.
Federal Judge James DeAnda  Ordered the Names of the People WHO did these
Illegal Schemes Copied for me.  WHY are the Local, State and Federal
Government keeping the Names SECRET ????

Cover Up We Must the Government stands to be Exposed


Witham wins, these Secret Records are DECLARED PUBLIC after a nine year
battle Royal in the 359th State District Court. Lets get them Opened up Boys
& Girls

  The COVER UP CONTINUES the records are still under wraps

FBI is Concealing The Names of the Crooks and Banking Corporations
  Former Asst. US Attorney Henry Onken  why the COVER UP ?
The Senate and Congressional Obstruction of Justice Exposed

The Call goes Out

January 24, 1998
 Senator Danforth,  Bob Barr,  Chuck Grassly,  John & Rheeta Sweeny, Linda
Thompson , Dan Gifford, Mike Caddel, Judson Witham and many hundreds of other
fine Americans across America call on Janet Reno, Bill Freeh, the Senate and
the Congress to account
Immediately Begin
Full Hearings and Investigations into FDIC, RTC, BATF, FBI and DOJ

WHY ???

$550 Billion was initially Looted then $550 Billion Taxed to the American
We paid for the 1.1 trillion dollar Great American Bank Job


Add  Whitewater to the Montgomery County list of Illegal, Collapsed, never
were planned to succeed Subdivisions and it would make Land Fraud Scheme
No. 636 Six Hundred and Thirty SIX
Valley of the Lakes would be No. 637

Civil Rights , oh yeah sure, If You Can Afford to Buy Them

No Money,  No Lawyer,  No Bill of Rights ?

If you are not an expert in Court Rules and Procedure
" The US Supreme Ct. Rule is, it is Grounds to Suspend All your Rights "

 Currently in this Republic, the average Citizen faces insurmountable burdens
when seeking legal or Constitutional Rights in the Courts. The Maxim " NO
MONEY, NO LAWYERS, NO JUSTICE" is unfortunately the reality most Americans
face. The Supreme and Appellate Courts throughout the United States have
mandated Special Pleading Rules for those Civil Rights Litigants who plead
before the Courts on their own or PRO SE. These Special Rules are suppose to
preserve the Constitutional Rights of the Legally Inarticulate, Ignorant,
Handicapped or Aged by opening the Courts to Average Citizens.

The Witham Family pursues this litigation Pro Se and has time and time and
time again been denied his Rights as a Constitutional Litigant. You see even
though their are Special Pro Se Rules, all the thousands of little technical
rules of procedure, required of Lawyers, must be followed by Pro Se Litigants
and that means ALL OF THEM TO.

Non Lawyer Americans Have NO Rights before the Courts

In Operation and in Fact the Pro Se Rules are hollow illusions of Liberty, In
Fact you have ZERO (cough,choke, gag) Rights at all unless that is you are
Rich and Have High Powered Lawyers. The only Rights you have is to BUY THEM


In the Witham case, in that many hundreds of BILLIONS of DOLLARS have been
LOOTED by Political Insiders and those well Connected to the DeFacto State
and Federal Governments, so far the Courts in which Mr. Witham has sought
access to the Governments SECRET FILES have "Court Raped" or "Court Stripped"
another American Citizen for his so called Unalienable Rights of Due Process
and Equal Protection of the Laws. It seems that Failure to Be a High Powered
Lawyer is Grounds to Strip a Person FOR ALL THERE SO CALLED RIGHTS. To add
insult to injury these same Government Entities have engaged in very intense
and severe RETALIATION against Mr. Witham for his Whistle Blowing and efforts
to force the Governments SECRET FILES OPEN. Witham's exposure of the Judicial
Rape that occurs when you are not a High Powered Lawyer threatens the Courts
and the Legal Profession with BEING EXPOSED.

No Money, No Legal Training, No Constitutional Rights, No Freedom and Justice
for All ???


It is in this Light that your assistance is requested. Seeing as how more
than 1.1 TRILLION DOLLARS has been Looted from the American People (your tax
dollars hard at work), I am requesting that this page be as widely linked and
or disseminated as possible. Several Attorneys and Government Prosecutors
have repeatedly warned Mr. Witham that he will be MURDERED or his LIFE
DESTROYED if he refuses to stop the battle with these Government Agencies and
On several Occasions Witham has been FALSELY ARRESTED, FALSELY INCARCERATED,
IRS AUDITED and Demonized, and is now currently being Extorted for Imaginary
Deed Restriction Violations at his Home, by those loyal to the Judicial Mafia
at the Montgomery County Courthouse, more retaliation for his Free Speech and
Civil Rights Litigation.
In the Fall of 1995 the Witham Home was treated to an effort to place White
Phosphorus Flares dropped from a Military Style Helicopter on the roof of the
home. Witham has every reason to believe that this was an effort to BURN HIS
HOME thus destroying his efforts to continue this battle.

"With Freedom and Justice for None"

Jerry Spence where are you on this ?

"only those who have big money lawyers are Blessed by the Judicial Illuminati"

The recent Senate and Congressional Hearings ranging from IRS abuses, the
Looting of the S&Ls and Banks, Whitewater and the Cushy Soft Campaign Money
Scandals, have positively revealed for the very first time (on a major scale)
that Freedom, Liberty and Equal Protection Under Law has been reduced to a
commodity. This commodity, used to be known as the Bill of ("so called")
Rights. The reality average American's face is really very simple, the Courts
and the Lawyers that control them have created a very lucrative system of
Judicial Bondage. Only those who can afford to pay, can buy their "So Called"
rights. At the very highest levels of the Government (the U.S. Senate) it has
been revealed that People who do not have the resources to retain High priced
Legal Counsel are targeted by IRS (Treasury Dept. & Justice Department) for
retaliation and abuse (Including Paula Jones). Many of the IRS Agents that
gave testimony regarding these realities, with the full recognition and
support of High Level Senate Members, testified from behind Screens and had
their voices altered, knowing the realities of Governmental Retaliation.

Suffice it to say our Courts have created Judicial, Prosecutorial, Absolute
and Qualified Immunities for virtually every level of Government Official,
Agent and employee. This precludes virtually all victims of Civil Rights
Violations from any meaningful legal recourse.( New York Times Writer Anthony
Lewis calls it Court Stripping )  Suffice it to say, on top of the Judicial
Bondage, (Only the Rich have Rights) these Government Agents are shielded by C
ourt Created Absolute Immunities, that amount to license to "RAPE" whistle
blowers, community activists, patriot organizations, and virtually any
intellectual that can see the cesspool of corruption and abuse that our
Government has become.

This page is dedicated to all those Patriotic enough to defend Liberty and
Justice when she is under attack. When Patriot becomes a Dirty Word, and
there is talk of United Nations World Governments, it is time for all
Partisan American Loyalists (Lovers of Freedom, Justice and the American way)
to stand shoulder to shoulder and restore the Bill of Rights. Lawyers and the
Judges that love the very lucrative Lawyer controlled Judicial system need to
be reminded that the Constitution was written especially for those least able
to afford lawyers, that is why they are called RIGHTS. Justice for ALL is
committed to putting the Rights back into the Bill of Rights. It is nothing
short of Judicial Tyranny and Bondage ( Taxes on your Freedom) that have so
corrupted our National Republic. Your voices and support are desperately

For all of you who regard these words as bunk, ask yourself, Are You Safe ??
Do you doubt the truth of my words ?? Are you sure ?? Are you afraid that
speaking out against corruption in Government will result in you and yours be
the target of retaliation, for defending Liberty?? Ask yourself , Exactly
What did the Davidian Children do to anyone to deserve the tank and gas
assault on their home?? What about their Civil Rights ?? Did the Tank Assault
on their parents and other adults wanted on suspect warrants directly result
in their Deaths ?? Why have the BATF, FBI, Janet Reno and Bill Clinton been
afforded Absolute Immunity from Civil Recourse ? ? ? ?

Is it Dangerous to be Right when the Government is Wrong ?

You Betcha

Are you Next
Many, many, many Good Americans have already been attacked, simply for engagin
g in activities that are supposed to be Protected by the 1stAmendment. Lets
not forget the IRS agents who testified from behind screens and had their
voices altered IN CONGRESS !! Do you still doubt me ?

 Not Knowing All the Hundreds of Court RULES and thousands of technical
complexities created by Lawyers and Judges should not be Grounds to Strip
Americans for their RIGHTS, Are You To Be Next ??

"Declare your Independence"

Please Join With us Today

Call for Full Accountability NOW

Unite with the forces of Liberty for Reform today

The Mission of this Site is to resurrect true Freedom, Equality and Justice
Under Law for ALL. True Individual Liberties & Justice for All (Pro Se) must
be re-established to empower those entitled to true unalienable rights.
United We Can Stand, Divided we will Fail. United Together as Patriots we can
resurrect our Freedom, Preserve our Liberties and ensure Justice for ALL. The
Courts, Judges, Politicians and Lawyers have reduced our Freedoms to a
Commodity, for sale to those able to PAY. As a direct result millions of the
world's disadvantaged, handicapped and average Americans are being denied
Equal Justice under Law and yes even the Wealthy are being extorted by the
Judicial Tyrants.

The Promotion of Solidarity across America is the Only Answer

Ask John and Rheeta Sweeney of Hamilton Mass.. This family's nightmare at the
hands of the former Com Fed Banksters and FDIC lawyers and abusive Federal
Judges is a very good example of what is wrong with America. The Nightmares
of thousands of Americans at the hands of unscrupulous Lawyers, Government
Agents, Crooked Politicians and Judicial Officers is far to prevalent. Please
will you help.


Unalienable Rights are Entitlements, not a commodity to be bought and sold by
Lawyers, Judges and the Government to the Highest Bidders !

The Internet Liberty Campaign for the Restoration of the Bill of Rights

Because it's your Republic your Liberty

 "the Destruction of the Bill of Rights" Promote unalienable Rights Today"

P.O. Box 1411 Porter Texas 77365

If the People are to have Liberty & Freedom

Freedom of Speech without the fear of retaliation and the World Wide Web must
be preserved to serve the interests of Truth, Freedom and Justice for All.
Demand Freedom of Speech on the Net

Hind Sight is 20-20

A Warning to America

No Money, No Lawyers, No Rights, No Justice

"the Police State Cometh"

My Jury Rights today, Yours tomorrow ?

"No class or group or party in Germany could escape it's share of
responsibility for the abandonment of the democratic Republic and the advent
of Adolf Hitler. The cardinal error of the Germans who opposed Nazism was thei
r failure to unite against it. .... 63% of the German people who expressed
their opposition to Hitler were much to divided and shortsighted to combine
against a common danger which they must have known would overwhelm them unless
 they UNITED, HOWEVER TEMPORARY, to stamp it out."

William L. Shirer, Author; "The Rise and Fall of the Third Reich" page 259


Judge Mazzone, Lawyer Shea , US Marshalls and FDIC

the World is Watching

Do Not Harm the Sweeney Family


We are always updating this site.
If you have intelligence on Government Abuses or Corruption.  Please write me
These Links Follow the Money Trail.

*   Valley of the Lakes Specific RICO Violations
*   Obstruction of Justice (USCA 18 Sec 4 Mispression of Felony)
*   The Savings & Loan Looting Pages
*   Whitewater/Castle Grande just other words for COLONIAS (Illegal
*   The Murder of Don Bolles and the Arizona  Project (The Crimes and the
Money behind Bank Lootings)
*   Covering Up the Financing Behind Iran Contra ? The Invasion of Panama a
Deception ? See what you think!
*   The Looting of America's S&Ls an Inside Job
*   The Great Arkansas Bank Job
*   Republican Whitewaters (what the RNC does not want you to know)
*   The FDIC's Index of Criminal Activity # 1
*   The FDIC's Index of Criminal Activity # 2
*   Financial Crime and Organized Crime Database
*   The Politics of Looting, Political Corruption and Cover Up
*   Raising Savings & Loan Hell
*   The Bush Family Preys on America Together
*   The Whitewater Chronicles
*   The Mafia, the CIA and George Bush
*   See the Real Costs of Soft Money and Political Bribery in America
*   The Sweeney Family standoff with US Marshalls and the FDIC
*   The Rape of the Germano Family in Oklahoma's Crooked Courts
*   Soft Money the Art Form of Political Bribery and Obstruction of Justice
*   How Money Buys Political Power in America and Loot to Boot
*   BCCI an American Intelligence Operation ?

Links to The American Patriot's Resource Network

*   American Patriot Network
*   The Gun Owners of America
*   The Constitution of the United States
*   The Center for Action
*   The National Rifle Association
*   The New American Magazine
*   The National Organization of Non Enumeration
*   The John Birch Society
*   U.S. House of Representatives
*   Restoring America
*   U.S. Congressman Ron Paul (Texas)
*   Americans for America
*   Pro American Constitution and anti NWO links
*   The Alliance to Expose Government Corruption and Corporate Crime
*   The Texas Constitutional Militia
*   The Vanishing "Bill of Rights" you MUST READ THIS

Broken Promises,  Broken Dreams, the Death of Liberty in America

*   Waco the Rules of Engagement
*   Double Standard Cases of Injustice in America
*   DCIA good intelligence on Government Out of Control

Coming Soon in a Tax Bill Close to You
Just When you thought it was safe to go back in the water
The Vancouver BC Lie of the Year
The American Bailout of Asian and Pacific Rim Banks, Mexico Style, the Global
Bank Job that keeps going and going and going and growing and growing and
growing and growing, will only cost 8-10 Billion, 15 or 20 Billion, well
maybe 68 BILLION ? ?
The Asian Bank and Market Bailout the largest BAILOUT EVER (USA Today)
The Largest Lie Ever You Mean

$68 Billion vs. $550 Billion
USA Today WAKE UP, who do you think you're fooling ?
 "More Giant Sucking Sounds" Ross Perot 11/26/97
Just Like the American Bank System Looting you are being LIED TO and SENT the
BILL again
The Greenspan, William Seidman, Danny Wall, Bill Clinton plan to Tax the
Bailout of Japanese, Korean, Philippine, and other Asian Banks to America.
The New World Orders Tax Plans.
You are being Lied to again
International Criminals & Bank Looters profit while America's World Taxpayers
Get the Bill !


" We Won the most Recent Battle but Not the War be ever Vigilant"
We Must Curb Nafta & GATT, and Neuter the UN
Rebuild America NOW

 Fast Track Presidential Trade Authority is Un-American. It usurps the will
of the People of America by precluding National debate and questioning of
Foreign Treaties. The Caribbean Initiative for example which extends NAFTA to
28 Caribbean and South American Countries directly caused the Wall Street and
Asian Market losses in October and November 97. The massive Banking Frauds
along the Pacific Rim and in Asia were in a major way responsible as well.
Most Americans know nothing of the Trade Pact details or the Treasury,
Federal Reserve and IMF, World Bank Plans to have American Taxpayers send
Tens of Billions to Bailout Asian and Pacific Rim Banks (The Greenspan Plan).
Most Favored Nation Trading Status for China in FACT undermines every last
American's standard of living, working class America you can not compete
against .30 cents an hour labor PERIOD. The free access to our Markets by
Oppressive Third World and Communist Economies is WRONG. Working Class
Americans it's a lose, lose, lose policy for your families. While American
trade Deficits to Pacific Rim Nations, China and Mexico go ballistic , the
Senate and Congress want to extend so called free trade policies and the
massive trade deficits ( to further destroy ordinary Americans standards of
living) to more than 28 more Central and South American Countries. (the
Caribbean Initiative) The Rich Corporations and International Banking
Illuminati will Get Richer and Richer and the American Working Class will be
come less able to compete in the Global Market Place. The Poor will get

American Workers, Taxpayers how much more are you going to take ?
Fair Trade NOT Free Trade

 America it is really very simple, you are being put further and further into
Global ECONOMIC BONDAGE. You do remember the GIANT SUCKING SOUNDS that the
Reform Party warned you about. (Check the Trade Deficit and Government Debt
figures lately ? ? ) When your Presidents and National DNC and RNC Parties
welcome Chinese Political Contributions, Nuclear Espionage, Communist
Murders, Arms Merchants and International Drug Dealers to the White House and
export your jobs in the name of International Bankers and Corporate Profits,
when will you wake up ? . The IMF and World Bank treat the Pacific Rim Bank
and Market Lootings as an American taxpayer responsibility to bailout, when
will you wake up ? This is truly intentional World Class Global Corporate
looting. It is just a matter of time before the shackles of Tyranny will end
up controlling you're lives. America it is really being put further and
further into ECONOMIC BONDAGE. The UN is rapidly positioning itself to take
the reins of Power in America, take a good look around the World. For Christ
Sake look at the Communist Chinese Arms build Up which includes an enormous
Blue Water Navy and more than 17 Air Craft Carriers, they export weapons of
mass destruction, Nuclear Arms Technology to Tyrants and they pump millions
upon millions into Congressional Senate and Presidential Campaigns with
Impunity with plenty more to come. At this time more than 900 Chinese Peoples
Revolutionary Army owned businesses are operating in the Continental United
States and who knows how many nuclear weapons secrets where stolen ??
The United Nations is at the speed of light becoming the New World Order's
appointed not elected World Government. How many UN Officials have you ever
VOTED FOR?. Do they even plan to have elections? Wake Up America.


America Wake Up before it is to late

Ten Steps to Restoring America

1. Demand the full Restoration of the Bill of Unalienable Rights, the
application of the Rule of Law and the US Constitution in Government
Administrations, Federal and State Courts and in all Foreign Relations.

2. Support and Demand National Referendum voting. One Man one Woman, One
Vote. This will cause True Political Reforms. No longer allow outside
interests and money to influence and buy local elections.

3. Demand Election Recall referendums when politicians and law enforcement
figures breach the peoples trust. Only Allow those lawfully eligible to vote
for issues and candidates to make contributions to those Candidates and
Referendums. (No Foreign Contributions Allowed)

4. Demand impeachment reform to include the offense of Perjury. Extend the
laws for lying to include all Domestic Officials &Politicians, include all
Foreign Diplomats, Leaders and Foreign Powers receiving any kind Foreign Aid

5. Demand true Election reform. Stop allowing the Centralized power of the
DNC, RNC, the United Nations or the Council on Foreign Relations to dictate
who gets heard in Elections. The power of the Almighty Buck (The Root of All
Evil) must not be permitted to destroy Truth, Justice and the American Way.
Let all legitimate lawfully registered candidates be included and heard
during the election process. Nationalize the National election debates
process, in an equitable, fair and FULLY open Constitutional Manner . Why are
the Poor and Under Privileged ineligible to hold office, MONEY< MONEY< MONEY
that's why ??

6. Demand the Truth, the whole Truth and Nothing but the Truth from your
elected officials and leaders. Liberty is hard won and easily lost to deceit.
Demand Full Access to all Unclassified and Non Privileged Government Records.
Demand Freedom of Information Reform.

7. Adopt the attitude that every little bit counts. There are millions of
Americans that love America and we are out here, fighting everyday to
Preserve, Protect and Defend the Constitution, the Laws, Freedom, Liberty and
Justice for All. We need full participation.

8. Do not accept the status quo. Those who fail to Demand their Liberty,
always lose it. You must Fight for Freedom everyday or some Tyrant,
Socialist, Charlatan will put you in Bondage. Support, Protect and Defend the
Bill of Rights against all enemies foreign and domestic.

9. America needs every one of Her Patriots like never before. Please do your
part every day no matter how small you think that part may be.

10. Pray, Pray and then Pray some more. America is truly a Nation in very
serious Moral Decline. The signs are everywhere. Sexual Perversion is
featured on TV during Prime Time, School officials can give your daughter and
Abortion easier than aspirin, and your family privacy does not exist when
your children attend public schools, the hour is Dark America very dark. The
Trade Deficit and Debt Figures in America are Unprecedented in American
History. When the terms Patriot, Militia and Gun owner become the Dirty words
of those labeled as Whacko, it is time to be ever Vigilant, like never before

Sons and Daughters of American Liberty it's now or never. Are you going to
wimp out or Stand the Gap for Liberty? Do you just want to be a Summer
Patriot, another weekend warrior, that runs when the going gets tough? Or do
you really love your Country and fellow Countrymen and Women? It's time to
separate the Men and Women from the Boys and Girls. Take your stand, join
your hands, put your right foot forward, and stop the Decline in America, it
is the least you can do for your Country. Support your Patriots today , Hug
your Patriots Today, Pray for America Today.

"United Patriots will never be defeated"

Of the People, By the People and For The People


What Can You Do For Your Country ?

    Defend Liberty and Justice Everyday

It's up to you America

Support a Patriot Group of your Choice Today

Strength Through Unity is the American Way

The Internet Campaign for the Restoration of the Bill of Rights
Last Updated on Oct 23, 1999

Read the Findings of Others on the National Bank and S&L Lootings
The Savings & Loan Crisis

A Select Bibliography by Elaine Hopkins

This Web page is maintained by Roy Davies. Comments to [EMAIL PROTECTED]

*   INSIDE JOB: The LOOTING OF AMERICA'S SAVINGS AND LOANS. Steve Pizzo, McGraw Hill, 1989.Also in paperback. Colorful account of the crime
and sleeze of the S&L losses.
*   THE MAFIA, CIA & GEORGE BUSH. Pete Brewton, SPI Books, 1992. Argues the
CIA looted S&Ls to pursue its secret ventures, documents interconnections
among top politicians, criminals and bureaucrats. Chilling.
*   LICENSE TO STEAL. Benjamin J. Stein, Simon & Schuster, 1992.

The ugly truth about Michael Milken and S&Ls. * S&L HELL. Kathleen Day, W.W.
Norton, 1993.Inside the politics of the S&L mess. Good bibliography.
*   THE GREATEST EVER BANK ROBBERY. Martin Mayer, Charles Scribner's Sons,
1990. Thorough background, insight into the origins of the S&L situation.
Square Press, 1993.Not about S&Ls but convincingly demonstrates how careerism
among today's journalists has distorted and altered honest reporting.
Disturbing book.
CALIFORNIA'S ANCIENT REDWOODS. David Harris, Times Books, a division of
Random House, 1995.

How Michael Milken and Charles Hurwitz of Maxxam destroyed California forests
and lives using S&L money. Gripping.

Postscript added by Roy Davies

For an academic analysis of the Savings and Loan debacle and the lessons to
be learnt see the book by White below. *    THE S&L DEBACLE: Public policy
lessons for bank and thrift regulation. Lawrence J. White. Oxford University
Press, 1991.


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[ Other Money links - Past, Present & Future ]
[ Search Money Pages at this site ]
[ Roy Davies' Home Page ]
[ Inside Fraud Bulletin ]

Roy Davies - last updated 27 August 1998.


Welcome to the Web Pages
on the
Looting of U.S. Saving and Loans
This is an UPDATE to the original S&L pages. Much of the material in these
pages is coming from a series of letters I wrote to the San Jose Mercury News
beginning in April 1994 in an attempt to get them to balance their reporting
of Whitewater with equally vigorous reporting on the three Lootings of U.S.
Savings and Loans during the Reagan and Bush administrations. The letters
were based on research into the Lootings from several books written in the
late 1980s and early 1990s.
In addition to a request for balance and fair play, I was attempting to
redress the failure of the Mainstream Media to cover the Lootings at the time
they occurred. The Mainstream Media reporting on the Lootings was
fragmentary, spread out over a period of several years, and never received
extensive investigative reporting. There were exceptions, Pete Brewton's
articles in the Houston Post that resulted in his The Mafia, CIA & George Bush
 in 1992 and a series of articles by three northern California writers that
resulted in their Inside Job: The Looting of America's Savings & Loans
published in 1989. By 1994 and the Whitewater coverage it was evident that no
one in the Mainstream Media or the reading public as a whole, had read either
Today, in 1998, the reading and viewing public in the United States are
subjected to a daily barrage of material intended to entertain and
indoctrinate. Information on serious subjects important to the future of this
country are ignored, dumbed-down or distorted . On some subjects -- sports
and sex, just to name a few -- the coverage is so great we begin to suffer
from a state of mental indigestion. In vivid contrast, we have some topics
the Mainstream Media simply will not cover today and did not cover in the
past. The Lootings of the American Savings and Loans from 1985 to 1995 is one
of these topics. On this subject, the American people are simply not
Information-Poor, they are Information-Starved.
As you will see in some of pages, the letters usually are based upon one or
more of those unread books on the Lootings. It is still my intention to put
together a time-based narrative of the specific S&Ls that were looted for the
benefit of wealthy Republicans. But on re-reading some of the letters I have
come to realize that their sense of immediacy and purpose would be lost when
re-written in narrative form. Moreover, the preparation of the narratives
will take me weeks and months of work. So I will give you the letters now,
and in a few months, the narratives. (The meat now, the potatoes, or is that
the potatoes, later).

Letter of April 4, 1994- - The Role of the Mainstream Media in the Whitewater
Letter of April 8, 1994 - Four distinct types of Political Criminal Acts
Letter of April 8, 1994 - Lincoln Savings and Loan -- The Timeline
Letter of April 16, 1994 - Lincoln Savings and Loan - The Skimming and the
Letter of April 18, 1994 - Silverado - The Cover-up of a Cover-up
 Unsent Letter of April 23, 1994 - Bread and Circuses
Letter of May 1, 1994 Who Watches the Watchers?
A Letter to Congressman Barney Frank, May 2, 1994 (in preparation)
Savings and Loan Looting Techniques
Broward (in preparation)
Sunrise (in preparation)
 Mainland (in preparation)
 The Arkansas S&Ls (in preparation)
 Herman Beebe and the Palmer National Bank (in preparation)

I have been studying the S&L Scam of 1985 to 1995 for almost four years now.
As I have mentioned elsewhere, the coverage of the three SEPARATE LOOTINGS of
the S&Ls in the Mainstream Media is a joke.
For something that has cost the American taxpayer between $400 BILLION and
$500 BILLION dollars the lack of Mainstream Media coverage is somewhat
curious until you realize they believed this information was best kept from
the American people. After all, the money went into the RIGHT pockets, didn't
For something that has cost the American taxpayer between $400 BILLION and
$500 BILLION dollars the lack of information from the Government on the
extent of the Scam is disgraceful. With these Web Pages, I hope to accomplish
three objectives.
My first objective is to convince President Clinton to
(1) Direct the OMB or the Treasury Department to produce a current study on
the amount of money the S&L Scam has ;cost the American taxpayers to date.
(2) Have Clinton open the files of the Resolution Trust Corporation and the
other S&L regulatory agencies to investigation, preferably through posting on
the Internet.
(3) I even have some hope of convincing Janet Reno that another OIC needs to
be appointed, this time determine if any people in the S&L regulatory
agencies, or in her department or the FBI were part of the Scam. As far as I
can determine, if a federal official had been involved in criminal acts to
protect a fellow Republican (or Democrat) then the statute of limitations no
longer applies.
Fortunately a number of good reporters did write some books on the subject,
and these have provided much of the information that I used in a series of
letters to the San Jose Mercury News from early 1994 onwards in an attempt to
get some investigative reporting into the S&L criminal activity. I received
no replies to any of them. Let an aged movie star die and he or she gets
front page coverage. Let the average American family be robbed of from $5,000
to $10, 000 dollars apiece and there is no story. It is also interesting that
at least two of the reporters writing on the S&L Scam (Pete Brewton and
Stephen Pizzo) have now been ostracized by the main stream media.

While all of the Web Pages on the Savings and Loan Scam will be works in
progress, there is a special set of Pages that should be close to the heart
of anyone who wants the S&L criminals and the government officials who
shielded them during the 1980s and early 1990s, identified and indicted for
criminal acts against the people of the United States. Well over a thousand
Savings and Loans collapsed during the Reagan and Bush administrations and
were responsible for much of the billions of dollars it cost the American
people. Yet I cannot locate a list of these S&Ls and the amounts of money
looted from them. Therefore, one of the Web Pages is called
I will need the help of all those who visit this Web Site to add the names of
the looted S&Ls to the list, and the amounts of money looted from each. In
addition, please provide the source of information to the E-mail address

The means by which the S&Ls were looted varied from S&L to S&L. There are
strong indications in the literature (the books, not the Mainstream Media)
that Organized Crime and the Mafia set up various swindles with cooperating
S&L owners and managers to skim off millions of dollars. Then there was any
number of fraudulent real estate transactions in which the S&Ls were robbed.
None of these received much attention in the Mainstream Media because of the
political connections of the people defrauding the S&Ls.
Because much of this was ignored in the Mainstream Media, Federal and state
law enforcement agencies gave a pass to much of this, and even in those cases
that were criminally investigated, finally gave a pass to frauds where the
money being defrauded was less than $20 million dollars (or was it $100
million dollars?) Certain people were allowed to default on loans in the tens
of millions and in at least one case, in the hundreds of millions of dollars.
Who were these people? What were their political affiliations? Did they make
contributions to the major political parties, and if so, to which ones? Were
their political contributions the reason why many of the people were never
investigated by state or federal officials, or brought before federal grand
juries? Then again, perhaps some of the defaulted loans were legitimate. But
in any case, the Mainstream Media yawned and looked away. Therefore another
Web Page is called:
As you will see, the initial list is limited to just a few names.

The first looting of the S&Ls caused them to collapse. The federal S&L
regulatory agencies took over the assets of the failed S&Ls. Some of these
assets were real property -- buildings and land, or simply land. In disposing
of this property, speculators and multi-millionaires were given first crack
at acquiring the properties at cut-rate prices. Various public-advocacy
groups attempted to acquire some of this property for their programs, but
always seemed to lose to the well-connected speculator groups and the rich. I
would be glad to create a list showing some of these things if the readers of
these pages want to send me an E-mail at the address below. This list would
Many of the assets acquired by the S&L regulators was in the form of
mortgages or other documents indicating that large sums of monies were owed
to the S&Ls (and now to the American taxpayer). Some effort was made by the
S&L regulatory agencies to recover some of this money, but the more
aggressive lawyers and investigators involved in the recovery effort were
somehow laid off or transferred to other jobs during the last year of the
Bush Administration. Again the Mainstream Media yawned and looked the other
way. There was one article in the Washington Post on Senate Hearings into
this in August 1992, and then silence.
Another policy adopted by the S&L regulatory agencies during the Bush
Administration was a policy of the FORGIVENESS OF LOANS. This came to light
for a day or two in October 1990 when Jeb Bush and his real estate partner
were able to pay off a $4.65 million dollar mortgage for $505,000 (see
below). It is indeed possible the money to pay off the mortgage came from the
original $4.65 million dollar loan. Again, perhaps it was legal, but it was
never examined by the Mainstream Media and continued to raise questions to
this day. How many other well-connected people in this country were able to
pay off their loans to defunct S&Ls for pennies on the dollar? We do not
know. The Mainstream Media thought this kind of information was not necessary
for the people of this country to know. I would like to put together a list
of the names of those persons whose loans were FORGIVEN by the S&L regulatory
If I can get some names and dollar amounts, they will be added to the single
name of Jeb Bush in

Unless the readers of these pages can think of other lists that could be used
to inform the American people of the GREAT S&L ROBBERY, the remainder of the
Web pages in the S&L section will be devoted to specific cases on which there
is some documentation.
I have selected the following S&Ls and a National Bank in Washington, D.C.
for study because of failure of the Mainstream Media to report on stories
pertaining to their looting and because they are linked to prominent
politicians, past or present.

Broward Savings and Loan in Florida
This should be sub-titled "How Jeb Bush and his real estate partner were able
to purchase an $9 million office building in Florida on money that probably
came out of the pockets of the American taxpayer." Perhaps there is more to
the story than I have been able to uncover, but for some reason the
Mainstream Media had absolutely no curiosity about this story and gave it
VERY LIMITED coverage (one story in the New York Times, one in the Washington
Post). Both of these stories referred to a new Resolution Trust Corporation
policy of the FORGIVENESS OF LOANS. Evidently if you were well-connected
politically and you had borrowed millions of dollars from Savings and Loans
that later failed, the RTC would let you off the hook for pennies on the
dollar. It was excellent way to obtain property and have the American
taxpayer pay for it.

Sunrise Savings and Loan, Boynton Beach, Florida
During the Federal trial of the officers and employees of $1.5 billion dollar
Sunrise Savings and Loan in 1989 one witness, Ronald Berkovitz, claimed that
then Vice-President George Bush had told a senior S&L regulatory examiner to
back off from an examination of the S&L in 1984. In his testimony, Berkovitz
claimed that Bush did this in front of Robert Jacoby, the Sunrise CEO, who
had gone to Bush to complain "that federal examiners were being too tough on
Sunrise." Less than a year later, in July 1985, Sunrise crashed at a cost to
the American taxpayers of $680 million dollars. The Berkovitz testimony was
later confirmed by another official close to Sunrise. The Reagan-appointed
Federal Attorney for that area of Florida made no effort to indict Berkovitz
for perjury, or to question other officers and employees of Sunrise Savings
and Loan about the matter.
Peter Brewton, who wrote one of the best books on the Savings and Loan Scam,
had to learn of the Berkovitz testimony from an obscure legal journal in the
Miami area. Although the trial was covered by the Miami Herald, a
Knight-Ridder newspaper, I could find nothing in the archival pulls of the
Miami Herald that even touched upon this testimony. There is one quote from
the Herald, published after the conviction of Jacoby and another Sunrise
executive that sums up the matter nicely. "In the end, it wasn't
incompetence, a poor economy or crummy luck that killed Sunrise Savings. It
was criminal activity." The Miami Heral. Nov 6, 1989.

Lincoln Savings and Loan in California - Part Two
We all know of the first part of the story of Charles Keating and the
infamous Keating Five: Senators McCain and DeConcini of Arizona, Glenn of
Ohio, Cranston of California, and Riegle of Michigan.
For some reason, the Mainstream Media did not cover the second part. This
consisted of a meeting between the members of the San Francisco FHLBB and the
senators in early 1987 when the FHLBB people evidently convinced four of the
five senators that Keating was engaged in a number of criminal acts. (see the
Lincoln page). The Senators were not heard of after this, and some returned
their contribution. But somehow the Mainstream Media hung a maverick
Republican and four Democratic senators out to dry as the Keating Five. The
Keating Five and the Keating Five alone were held responsible by the
Mainstream Media for all of the crimes of Charles Keating. If you read the
Lincoln Savings and Loan Timeline pages, a completely different story emerges.

The San Francisco FHLBB sent a criminal referral to the Reagan Justice
Department on April 9, 1987 and in May 1987, recommended that Lincoln be
seized at once. After Ed Gray is forced out of the FHLBB in Washington,
Reagan appoints M. Danny Wall to the post. Shortly after this, and for the
first time in U.S. regulatory history, a regulatory case under investigation
at a regional level is transferred from the jurisdiction of the field office
to the jurisdiction of the Washington FHLBB headed by M.Danny Wall. Evidently
the Republican Mr. Wall was attempting to help out the Republican national
committeeman from Arizona, one each Charles Keating. Besides, Wall, who wrote
much of the S&L deregulation bill while he was on the staff of the senior
Republican senator from Utah, Jack Garn, did not want to discourage free
enterprise in the savings and loan industry.
The transfer of the Lincoln investigation to Washington occurred sometime in
late 1987 or early 1988. The movement of the investigation on Lincoln to
Washington delayed the closure of Lincoln until February 1989. This gave
Keating time to issue well over $250,000,000 in junk bonds to gullible
investors in southern California. Some of the proceeds from the sale of the
junk bonds evidently were used to make a $100,000 campaign contribution to
the Bush presidential campaign in 1988. (The junk bond sales was the only
source of income for Keating at this time.)

A Partial Bibliography of the books on the S&L Scam
Trust Me: Charles Keating and the Missing Billions by Micharel Binstein and
Charles Bowden - NY:Random House, 1993
Silverado: Neil Bush and the Savings and Loan Scandal by Steven
Wilmsen-Washington: National Press Books, 1991
Overdrawn: The Bailout of American Savings by Michael A. Robinson - NY
Dutton, 1992
The Mafia, CIA, and George Bush by Pete Brewton - NY SPI, 1992
Inside Job: the Looting of America's Savings and Loans by Stephen Pizzo, Mary
Fricker, and Paul Muolo, McGraw Hill, 1989, Harper, 1991

Other stories that will be published in these pages:
Silverado -in Colorado - How to invest in the oil exploration company of a
president's son, and make a fortune from an S&L.
Madison Guaranty in Arkansas. - About the only person who made any money out
of Madison is Sheffield Nelson, the Republican National Committeeman from
Arkansas since 1990 and the Republican candidate for governor in 1990 and
Palmer National Bank. How a Republican bank in Washington D.C. got its
original capital investment.

If you wish to comment on the content of any of these pages, please log in to
Table Talk forum of Salon Magazine at
Go to the Politics forum, then Zippergate and then to the Thread:
The Media's Handling of the Clinton Scandals.
Any information you care to provide on the Crime of the Century should go to
my E-mail address [EMAIL PROTECTED]
Press here to go back to HOME page
Press her to go to MEDIA pages introduction
Press here to go to GATE pages introduction

  $550 Billion Looted  PLUS $550 Billion Bailout  =  $1,100,000,000,000, (1.1
Aloha, He'Ping,
Om, Shalom, Salaam.
Em Hotep, Peace Be,
All My Relations.
Omnia Bona Bonis,
Adieu, Adios, Aloha.
Roads End

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