http://www.insightmag.com/archive/200107309.shtml


  HUD Gives Up With Fitts


  By Paul M. Rodriguez
  [EMAIL PROTECTED]


  Following an Insight story exposing a possible
  political vendetta, HUD dropped its five-year
  investigation of Hamilton Securities, finding no
  evidence of wrongdoing.

  The Department of Housing and Urban Development (HUD) has
  closed with prejudice a nearly five-year investigation after finding no
  evidence of wrongdoing by Hamilton Securities Inc., a now-defunct
  government-mortgage portfolio seller owned by Catherine Austin
  Fitts. The decision of HUD�s Office of the Inspector General (OIG)
  to close the case followed by weeks an investigative cover story by
  Insight that explored details of this affair many inside both HUD and
  the Justice Department regarded as a political vendetta against Fitts
  (see �Thankless Task,� May 21).
         The Fitts affair resulted when a streamlined mortgage-selling
  program she pioneered in 1995 and 1996 ended bloated contracts
  awarded for decades to firms that suddenly stood to lose millions.
  Fitts had found an efficient way for the government to unload hefty
  loan portfolios instead of managing them, and apparently some who
  had profited on the old deal set out to get her.
         Insight discovered that despite the flamboyant allegations of
  wrongdoing levied against Fitts personally, and against Hamilton
  Securities, the Justice Department�s Criminal, Civil and Antitrust
  divisions determined there was no evidence of wrongdoing. The FBI
  and the Securities and Exchange Commission came to the same
  conclusion, Insight learned. Only HUD�s OIG, led by Inspector
  General Susan Gaffney, pursued Hamilton and Fitts in conjunction
  with its �bounty hunter,� John Ervin, who heads Ervin & Associates, a
  firm that just happens to specialize in HUD mortgage-loan portfolio
  management.
         Despite five years of digging and legal harassment that drove
  Fitts and her company to the wall, OIG kept the case open in hopes
  that the �stained blue dress� alleged metaphorically by Ervin would
  emerge. It never did. Once Gaffney quit in late spring after finding no
  wrongdoing, Insight has learned, the case quickly was closed with
  approval from the highest levels at HUD.
         It began as a qui tam case filed by Ervin. He accused Hamilton
  Securities and Fitts of fraud and conspiracy associated with an
  alleged bid-rigging scheme in two multibillion-dollar
  mortgage-portfolio sales held by HUD. A preliminary finding by a
  HUD OIG audit team affirmed that the complicated sales program
  was a well-managed success that recovered upwards of 70 cents on
  the dollar. It saved taxpayers more than $2 billion by unloading costly
  mortgage loans held by HUD and managed by private firms such as
  the one belonging to Ervin.
         Despite the draft report, OIG continued its probe while Ervin
  pressed his case in addition to a separate Bivens action against HUD
  officials he accused of being involved in the alleged conspiracy. A qui
  tam is a secret filing in federal court by a private citizen on behalf of
  the United States that is supposed to be, in effect, a whistle-blower
  action aimed at proving allegations of wrongdoing by government
  contractors or officials. A Bivens action is a lawsuit filed against
  individual government officials on allegations of corruption.
         Although HUD denied any wrongdoing in federal court, it settled
  its part of the Bivens case for an estimated $2 million, based on
  alleged bias against Ervin by HUD officials. According to HUD and
  lawyers for both Fitts and Ervin, this fueled the OIG�s suspicion that
  former HUD secretary Andrew Cuomo either kept or hired crooked
  HUD officials to cover up the alleged conspiracy. That spurred
  Gaffney�s office to pursue Hamilton Securities for suspected
  complicity to hide the truth. However, despite continued allegations of
  wrongdoing claimed by Ervin in secret qui tam filings, the combined
  investigators of the Justice Department, the FBI and HUD auditors
  could find no wrongdoing by Fitts personally or by Hamilton
  Securities.
         Ervin and Fitts now are in federal mediation to resolve his
  continuing qui tam case, as amended at least two times, and her own
  counterclaims for millions of dollars in legal bills she has incurred to
  defend her company from allegations that have proved false. Insight
  sources say Fitts expects to file a civil lawsuit against HUD if it does
  not move quickly to compensate Hamilton Securities for the millions
  of dollars it lost from canceled contracts and spoiled business
  resulting from the �unwarranted� federal investigation.
         HUD�s OIG had no comment on its settlement of the Hamilton
  Securities/Fitts case and neither did Ervin or Fitts through their
  attorneys. However, an official at HUD says privately that the
  department and HUD Secretary Al Martinez are glad to be out of it.
  �Your article brought this to our attention, and we are grateful,� the
  official said.
         A lawyer familiar with the case adds, �Now that the matter has
  been fully investigated by the government with no finding of
  wrongdoing by Hamilton, the Justice Department should now do the
  right thing and also move to have the qui tam case dismissed.�


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