Privacy isn't the only concern... notice this from their Q&A: Where and with whom do I dispute suspicious or fraudulent charges? If you need to dispute any purchase made with your iMC Card, you will need to make those disputes with your credit card company or your bank or investment broker. Does iMC offer any kind of fraud protection guarantee? Yes. iMC guarantees that you will not be held liable for any fraud committed with your card by someone other than yourself. My biggest problem with these schemes is that there are so many of them - yet they are non-interoperable. Which means a buyer with account with internetcash can't but from a merchant of internetmoney, etc... What we try to provide is a technology that will allow multiple providers of payment services to offer convinient and secure solutions - which interoperate. Best Regards, Amir Herzberg IBM Research Lab in Haifa (Tel Aviv Office) http://www.hrl.il.ibm.com

