Hello: Does DHR have any determination on our Apple Card FOIL appeal request?
Warm Regards, Gunnar Gunnar Larson XNY.io - Bank.org On Tue, Sep 13, 2022, 6:50 PM Gunnar Larson <[email protected]> wrote: > Okay. Thank you. > > We would like to appeal this result. DHR issued five extensions to the > FOIL request. Furthermore, from the time of the initial FOIL request, Apple > Card has been subject to several reports of human rights abuses: > > > https://www.cnbc.com/2022/09/12/goldmans-gs-apple-card-business-has-a-surprising-subprime-problem.html > > Goldman Hit With Probe Into Credit-Card Business by CFPB > https://www.bloomberg.com/news/articles/2022-08-04/goldman-says-cfpb-probing-credit-card-billing-refund-practices > > Please confirm receipt of this email. > > Gunnar > > Gunnar Larson > xNY.io - Bank.org > 646-454-9107 > > On Tue, Sep 13, 2022, 6:39 PM Paasewe, Siaka (DHR) < > [email protected]> wrote: > >> Dear Mr. Larson: >> >> >> >> Pursuant to your request below, please see the attachment. >> >> >> >> >> >> Siaka Paasewe >> >> Records Access Officer >> >> NYS Division of Human Rights >> >> One Fordham Plaza, 4th Floor >> >> Bronx, NY 10458 >> >> [email protected] >> >> [email protected] >> >> (718) 741-8422 >> >> (718) 741-8256 [Fax] >> >> >> >> >> >> *From:* [email protected] <[email protected]> >> *Sent:* Sunday, March 27, 2022 9:04 PM >> *To:* dhr.dl.foil <[email protected]>; [email protected]; >> dfs.sm.RecordsAccessOfficer <[email protected]> >> *Subject:* Open FOIL NY Request From : Gunnar Larson : 2021 Apple Card >> Report >> >> >> >> *New FOIL Request for Division of Human Rights, Executive Chamber, >> Department of Financial Services * >> >> Submitted on: 3/27/2022 9:04:01 PM >> Request Confirmation Number : >> LARSON_DHR_20220327210401303 >> >> LARSON_EXEC_20220327210401303 >> >> LARSON_DFS_20220327210401303 >> >> >> *INFORMATION SUBMITTED:* >> >> *Title* >> >> *First Name* >> >> Gunnar >> >> *Middle Initial* >> >> *Last Name* >> >> Larson >> >> *E-Mail* >> >> [email protected] >> >> *Telephone* >> >> (646) 454-9107 >> >> *Fax* >> >> *Affiliation/Organization* >> >> xNY.io >> >> *Street Address 1* >> >> *Street Address 2* >> >> *City* >> >> *State* >> >> NY >> >> *Zip Code* >> >> 10001 >> >> *Country* >> >> *USA* >> >> *Short Title* >> >> 2021 Apple Card Report >> >> *Description* >> >> Dear Madam or Sir: We would like to receive any and all records, relating >> to NY-DFS' 2021 Apple Card Investigation. This is one part of a broader >> discussion we must have about equal credit access. On March 23, 2021, Ms. >> Linda Lacewell published NY-DFS' Findings on Apple Card and its Underwriter >> Goldman Sachs Bank. As the former Superintendent of NY-DFS, Ms. Lacewell's >> stone faced propaganda assured that Apple Card did not discriminate against >> women, while under Goldman Sachs management. The red flags started to >> appear when an authorized user drew attention to the following: A person >> who relies on a spouse's access to credit, and only accesses those accounts >> as an authorized user, may incorrectly believe they have the same credit >> profile as the spouse. We recently collated 61 highlights to the Report on >> Apple Card Investigation from March 2021: >> https://drive.google.com/file/d/1xH16OKyuXzB-MVqIznMWDE9w8RRdmZCw/view >> The Apple Card investigation was to assess women's access to equitable >> finance. The integrity of the Apple Card investigation must be rationally >> considered as flawed. We would like to receive any and all records of Ms. >> Linda Lacewell's (emails, texts, and similar) involvement with the 2021 >> Apple Card report. We would like to receive any and all records to NY-DFS >> association to evaluating Ms. Linda Lacewell's ability to score a report >> specific to the Apple Card's core subject of credit access for women. >> Finally, we would like to receive any and all records related to NY-DFS >> guidance on Interlocking Directorates ( >> https://www.dfs.ny.gov/apps_and_licensing/banks_and_trusts/other/Permission_for_Interlocking_Directors_and_Officers), >> specific to Apple's Board of Directors and Goldman Sachs' Board of >> Directors. Thank you, Gunnar Larson >> >> *FOIL Response Format* >> >> Email >> >> *If fees apply, please contact me if costs will be greater than* >> >> 25000 >> >> *Additional Information* >> >> I am a representative of, or affiliated with, the news media and this >> request is made as part of a news gathering effort , I am an individual >> seeking information for personal use , I am affiliated with an educational >> or non-commercial scientific institution, and this request is made for a >> scholarly or scientific purpose , I am affiliated with a private >> corporation and am seeking information for use in the company’s business >> for commercial purpose >> >> >> >
