Title: Phyllis Shelton Compares LTCI Policies
|
|
| Long Term Care Insurance Policy Comparison |
|
This comprehensive LTCI policy review compares over 40 major companies
in 17 benefit and ratings/asset categories and includes a premium
comparison for a 60 year old couple.
Over 210 policies are covered in this semi-annual publication.
This is the oldest LTC policy comparison in the nation and is a
valuable tool for any agent selling LTC insurance today.
(Older generation policies are kept after new policies are
introduced because agents encounter the older policies in the field.)
The CD-ROM version allows you to compare up to three companies at a
time in any of the 17 categories. You'll also receive a spreadsheet
version to take with you all the time.
| Categories compared include: |
| Age |
Can Waiting Period Repeat? |
| Assisted Living |
Coordination of Benefits |
| Waiver of Premium |
Miscellaneous Benefits |
| Dollar Benefit |
Benefit Period/Lifetime Max |
| Access to Benefits |
Pre-Existing Conditions |
| Optional Nonforfeiture |
Rates/Underwriting |
| Waiting Period |
Home Health/Adult Day Care |
| Inflation Options |
Reimbursement/Indemnity |
| Company Ratings/Assets (by 4 rating service companies) |
| Some of the companies represented include: |
| AARP |
First Colony Life |
Mutual of Omaha |
| AFLAC |
GE Capital |
Northwestern Mutual |
| AIG Life |
IDS |
NYLife |
| Allianz |
John Alden |
Physicians Mutual |
| American Fidelity |
John Hancock |
Principal Mutual |
| American General |
John Hancock Fortis |
Prudential |
| American Heritage |
Life Investors |
Pyramid Life |
| Bankers Life |
Lincoln Benefit Life (Allstate) |
State Farm |
| CNA |
Lincoln Life |
Transamerica |
| Combined Insurance |
MassMutual |
Travelers |
| Conseco Senior Health |
MetLife |
UNUM |
| Farmers Insurance |
Monumental Life |
VencorGold |
|
;)
|
|
|
We don't want anybody to receive our mailings who does not wish to receive
them. This is professional communication sent to insurance
professionals. To be removed from this mailing list, DO NOT REPLY
to this message. Instead, go here:
http://www.InsuranceIQ.com/optout
|
|
